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PayPal: PayPal Credit reviews

4.73
Based on 145,662 reviews, last reviewed 28th Jun 2026
4358700% increase in 5 star reviews
in the past 90 days
12500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Had great customer service from PayPal whenever need... Had great customer service from PayPal whenever needed and it was fast. The credit is generous although I prefer it were larger. I recommend it for th... Read more Reviewed on: 28th June 2026
Gav B's avatar
Gav B

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026
W 's avatar
W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (145696)

Great experience.

5
Great experience. Payments made easy Reviewed on: 30th April 2026

Paypal is easy and efficient, Lots of suppliers acce...

5
Paypal is easy and efficient, Lots of suppliers accept Paypal which makes life easy the reporting is great also, it gives you confidence in purchasing online. Reviewed on: 30th April 2026

Great way of paying for things.

5
Great way of paying for things. Like the credit options especially pay in 3. Reviewed on: 30th April 2026

Always there great service and security customers st...

5
Always there great service and security customers strive knowledgeable and helpful excellent peace of mind Reviewed on: 30th April 2026

Secure purchase and value for money

5
Secure purchase and value for money Reviewed on: 30th April 2026

safe, secure, reliable

5
Very safe and secure method of paying and relatively low interest rates compared to other providers Reviewed on: 30th April 2026

Easy and quick to transfer money to both friend and...

5
Easy and quick to transfer money to both friend and family but also pay for bills and services Reviewed on: 30th April 2026

Easy to use and available as an option at many onlin...

5
Easy to use and available as an option at many online retailers Reviewed on: 30th April 2026

Easy. To set up and useful payment method

4
It was quite easy to setup but you should be aware, it works like a credit card with interested. Reviewed on: 30th April 2026

PayPal provides a great way to spread my spending in...

5
PayPal provides a great way to spread my spending in a convenient way. Reviewed on: 30th April 2026

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