Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 57,091 reviews, last reviewed 8th Apr 2026
581000% increase in 5 star reviews
in the past 90 days
1500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to apply, easy to maintain. Easy to apply, easy to maintain. A helpful all round experience for financing in several ways. Reviewed on: 8th April 2026
Phoenix S's avatar
Phoenix S

Latest lowest rating:

2

It's okay It's being okay using Paypal the Paypal Credit 0% is a great feature. Reviewed on: 7th April 2026
nick s's avatar
nick s
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (57092)

Simple and easy

4
does what it says on the tin, simple and handy if you already have paypal Reviewed on: 10th August 2022
jacob fitzpatrick's avatar
jacob fitzpatrick

Easy Quick Credit

5
Was super easy to setup and credit was available instantly. No need to mess with actual cards or pin numbers. Use it very often than I thought. Reviewed on: 10th August 2022
dilanka dassanayake's avatar
dilanka dassanayake

Pay pal credit

4
You can clearly see what your limit is, how much you have left any purchase deals, like the 0% on £99+ spending and I clear amount and date for your repayment. Reviewed on: 10th August 2022
Jody Bond's avatar
Jody Bond

Simple, easy to use, fair

4
Very customer friendly experience. No hidden loopholes - just reasonable, upfront credit, when I need it. Reviewed on: 10th August 2022
RJ S's avatar
RJ S

Professional

3
The service is prompt and effective and l if something goes wrong, PayPal customer service doesn’t disappoint Reviewed on: 10th August 2022
The Arch Money Advice UK's avatar
The Arch Money Advice UK

Shopping and bills

4
Great service easy to navigate as well quick and safe to pay for anything you need ⭐️⭐️⭐️⭐️⭐️ Reviewed on: 10th August 2022
A's avatar
A

The easiest and most affordable way to use credit.

5
Using PP credit is convenient, manageable and affordable. The method is accepted almost everywhere and their repayment plans are so easy to manage and keep track of. Without a doubt the best credit provider i have used. Reviewed on: 10th August 2022
Ellis Collingborn's avatar
Ellis Collingborn

Good simple solution

5
I'm very happy with PayPal credit Reviewed on: 10th August 2022
Broos26's avatar
Broos26

Easy to Use

5
Easy to use and secure, easy to make payments and interest free for a few months Reviewed on: 10th August 2022
CSWalv's avatar
CSWalv

Simple and convenient

5
paypal is very easy to use. I love the pay in three option and that it offers 0% interest on many things if paid by a certain time. Reviewed on: 10th August 2022
Samisa Clarke's avatar
Samisa Clarke

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill