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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181143 reviews)

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4.73

Based on 181,143 reviews, last reviewed 4th Sep 2026

16% decrease in 5 star reviews

in the past 90 days

7% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It’s been miraculous. It’s been miraculous. Just what I needed. Reviewed on: 4th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience.

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PayPal PayPal Credit reviews (181143)

Very good experience of my problem in a minute

Very good experience of my problem in a minute Reviewed on: 9th June 2026

Helpful and friendly, flexibility conventional banks...

Helpful and friendly, flexibility conventional banks don’t provide Reviewed on: 9th June 2026

Very good customer service, always helpful I feel li...

Very good customer service, always helpful I feel like they have your back Reviewed on: 9th June 2026

Love the interest free for four months

Love the interest free for four months Reviewed on: 9th June 2026

Simple and effective!

Never had any issues, customer service is always on point. Reviewed on: 9th June 2026

Always very helpful and friendly

Always very helpful and friendly Reviewed on: 9th June 2026

I have been a PayPal user for many years now.

I have been a PayPal user for many years now. I use it mostly for online purchase protection and take full advantage of its 4 months interest free for larger purchases. Reviewed on: 9th June 2026

Good service and the best way to pay back

Good service and the best way to pay back Reviewed on: 9th June 2026

Great user experience

PayPal just make the user experience very straightforward, offering flexibility & communication with an app that is very clear to use Reviewed on: 9th June 2026

There when you need it.

There when you need it. Three or four months interest free is amazing value. Reviewed on: 9th June 2026

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