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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181143 reviews)

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4.73

Based on 181,143 reviews, last reviewed 4th Sep 2026

16% decrease in 5 star reviews

in the past 90 days

7% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It’s been miraculous. It’s been miraculous. Just what I needed. Reviewed on: 4th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181143)

Easy to use, easy to understand.

Easy to use, easy to understand.. spread the cost over 4 months for the things you love. Reviewed on: 9th June 2026

It's difficult trying to navigate your customer serv...

It's difficult trying to navigate your customer service in England Reviewed on: 9th June 2026

I find PayPal very helpful for paying for goods etc,...

I find PayPal very helpful for paying for goods etc, and also knowing there is a safeguard for what I purchase. Reviewed on: 9th June 2026

I’ve found PayPal Credit super simple to use

I’ve found PayPal Credit super simple to use, with wide acceptance across online stores. What stands out most is the customer service — real agents, quick help. Plus the statements are transparent and easy to understand. Reviewed on: 9th June 2026

PayPal is convenient and flexible

PayPal is convenient and flexible, there are lots of good financial services and it is used by many retailers so I don’t have to worry about who I can and can’t spend money with. I use PayPal credit for any payment over £100 as it gives me the freedom to pay back over time without the worry of upfront costs and interest. Reviewed on: 9th June 2026

Great service excellent customer service & after care.

Great service excellent customer service & after care. Reviewed on: 9th June 2026

Excellent and quick service.

Excellent and quick service. Safest way to pay and receive money. Reviewed on: 9th June 2026

123 finance

Easy to use app, friendly customer service Reviewed on: 9th June 2026

I feel confident to make payments through Paypal.

I feel confident to make payments through Paypal. Reviewed on: 9th June 2026

Have used them for over 10 years.

Have used them for 10+ years. Always reliable. Great customer service. Will definitely recommend to others. Reviewed on: 9th June 2026

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