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PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 57,040 reviews, last reviewed 7th Apr 2026
576600% increase in 5 star reviews
in the past 90 days
1500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great and are on your side resolving any unhappy tra... Great and are on your side resolving any unhappy transactions Reviewed on: 7th April 2026
Neil's avatar
Neil

Latest lowest rating:

2

Missed payment ,really ? Used PayPal for years no probs ,never missed a payment then one oversight by a debit not being paid when there was ample money in their account and th... Read more Reviewed on: 7th April 2026
Paul T's avatar
Paul T
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (57040)

Paypal Credit

5
Easy to use, extremely helpful! Works on a variety of different websites and comes in handy when you most need it... Reviewed on: 5th August 2022
El's avatar
El

Great short term payment

5
Great for when i cant fully pay something off, paypal always has my back Reviewed on: 5th August 2022
lewis's avatar
lewis

Great and simple service

5
Amazing using PayPal Credit as very straightforward to use and when issues arise their customer support is quick and effective in sorting out the problem. Reviewed on: 4th August 2022
Sean Amir's avatar
Sean Amir

Oh yeah

5
I opened this account very fast i got Huge credit limit for begining. They took low interest for burrowed amounts. Reviewed on: 4th August 2022
Szymon's avatar
Szymon

Excellent service and product

5
Paypal credit is excellent, so esy to use and can be used at numerous locations. Reviewed on: 4th August 2022
john davies's avatar
john davies

Makes wishlists possible

5
Thankfully PayPal credit helps you spread out costs on big purchases. They offer flexibility to spread costs out and makes items in your wishlist possible to buy. Reviewed on: 4th August 2022
Jabed Ali's avatar
Jabed Ali

Great credit Facility

5
I love the fact they offer interest free in all purchases for a 4 month period , it’s a great way to buy bigger purchases and pay them off Reviewed on: 4th August 2022
Ste - Dobie Optimum Fitness's avatar
Ste - Dobie Optimum Fitness

Simple fast system anybody can enjoy..

5
As a regular buyer on e-bay i find paypal credit gives me the confidence to purchase more than i item at a time with 3 easy payment system. 5 star. and all the protection free. Reviewed on: 4th August 2022
philip meeks's avatar
philip meeks

Easy to go with and makes life better

5
You would think that just because its another credit product, its all the same, but it is not. It is versatile, it is easy to use and tailor to your own need or style. Monthly payments? no probs. Interest free instalments? no problem. Rolling credit? No problem. It is as flexible as you need it to be. Reviewed on: 4th August 2022
Imre Nagy's avatar
Imre Nagy

Why use anyone else

5
Credit made easy when needed, promotional deals of four months interest free helps spread the cost with no additional cost. Reviewed on: 4th August 2022
Stephen's avatar
Stephen

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