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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145688 reviews)

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4.73

Based on 145,662 reviews, last reviewed 28th Jun 2026

4358700% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Had great customer service from PayPal whenever need... Had great customer service from PayPal whenever needed and it was fast. The credit is generous although I prefer it were larger. I recommend it for th... Read more Reviewed on: 28th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145688)

Excellent service, no problems quick payments and ha...

Excellent service, no problems quick payments and happy about the PayPal ATM card. Reviewed on: 30th April 2026

Paypal Credit is a seamless and easy experience

Paypal Credit is a seamless and easy experience, offering a great credit limit Reviewed on: 30th April 2026

Good credit

In a binding for a short period was an excellent resource Reviewed on: 30th April 2026

Good service and flexibility

Never had anything bad happen with PayPal use it loads and the flexibility on payment options is brilliant Reviewed on: 30th April 2026

It was easy to register, and is very easy to make an...

It was easy to register, and is very easy to make and receive payments. They have an excellent level of security and protection, and I’ve never had any hiccups, so I’ve never had to contact them. Reviewed on: 30th April 2026

What's not to love?

What's not to love? Easy to use, instant approval if applicable and transparent repayment information. Easy to set up a direct debit and you get reminders about payments. Obviously it can make it a little too easy to overspend but that's personal habits, not a drawback of the service itself. Reviewed on: 30th April 2026

Fabulous

Fabulous service easy to set up Highly recommend Reviewed on: 30th April 2026

I feel very safe and confident when I purchase an it...

I feel very safe and confident when I purchase an item using PayPal because I know that I will be covered if I do not get my item. The customer service is A********. Thank you so much for making a lot of customers happy. Reviewed on: 30th April 2026

Easy to use

Easy to use, never had and issues using PayPal for making payments. Reviewed on: 30th April 2026

excellent service when needed quick eeasy to use and...

excellent service when needed quick eeasy to use and availability Reviewed on: 30th April 2026

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