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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181143 reviews)

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4.73

Based on 181,143 reviews, last reviewed 4th Sep 2026

16% decrease in 5 star reviews

in the past 90 days

7% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It’s been miraculous. It’s been miraculous. Just what I needed. Reviewed on: 4th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181143)

I find the paying in three has been a god send as I...

I find the paying in three has been a god send as I have a very large family and there is always a birthday and having four months to pay Reviewed on: 9th June 2026

Would recommend use them all the time for big purcha...

Would recommend use them all the time for big purchases Reviewed on: 9th June 2026

Secure credit and payment method

I have been using paypal for about 16 years and paypal credit as well. This gives me confidence in online purchsses and option for cost of larger purchsses to be spread reducing financial burden. Reviewed on: 9th June 2026

So many options

So many options with PayPal - payment from credit in your account, payment from your bank, payment in three, PayPal credit etc etc. Reviewed on: 9th June 2026

Easy to register and use.

Easy to register and use. Great for security Reviewed on: 9th June 2026

PayPal. uick and open

Extremely easy to use quick and open Reviewed on: 9th June 2026

It’s an efficient professional service.

It’s an efficient professional service. Reviewed on: 9th June 2026

Easy Easy Easy

Easy to use, clear instructions and a great website. I use PayPal credit as an easy way to manage my cash flow Reviewed on: 9th June 2026

They are just there for you and any problems they wi...

They are just there for you and any problems they will sort it out Reviewed on: 9th June 2026

Easy to use but difficult to cancel - should be easi...

Easy to use but difficult to cancel - should be easier ways to do this and clearer ways to reduce credit Reviewed on: 9th June 2026

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