Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181143 reviews)

View other PayPal products

4.73

Based on 181,143 reviews, last reviewed 4th Sep 2026

16% decrease in 5 star reviews

in the past 90 days

7% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It’s been miraculous. It’s been miraculous. Just what I needed. Reviewed on: 4th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181143)

Easy to use easy to pay

Easy to use easy to pay - quick & convenient helps me buy and pay off in instalments Reviewed on: 9th June 2026

Great product and easy to use

Ease of use and clear explanations about the repayment Reviewed on: 9th June 2026

PayPal credit review

Good offering of retailers and quick decision making Reviewed on: 9th June 2026

100% recommended for businesses

PayPal is very much safe and easy to use Reviewed on: 9th June 2026

A secure means for money transactions

I have used PayPal for a number of years now and find it a very convenient way to pay and receive money. It is also a secure way of doing transactions which is a must for peace of mind in this day and age. Reviewed on: 9th June 2026

I feel my money transactions are safe

I feel my money transactions are safe Reviewed on: 9th June 2026

Easy to use, great interest rates

Easy to use, great interest rates Reviewed on: 9th June 2026

Good customer service.

Good customer service. Handy way to pay as a lot of places support paypal payments. Interest rates are reasonable. Reviewed on: 9th June 2026

Paypal is an excellent service.

Paypal is an excellent service. available on most occasions and provides different ways you are able to pay. it’s great! Reviewed on: 9th June 2026

PayPal helped me get my life back

I was very overweight and unhealthy but by using PayPal credit I was able to afford medication to help me get back to myself. Now I am healthy and happy with a future, before I was at risk of diabetes, heart disease or worse. Couldn’t have done this without Paypal. Thank you. Reviewed on: 9th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payments
from PayPal 4.72 from 3855 reviews
Loan
from Snap Finance 4.82 from 370 reviews
Very Pay
from Shop Direct 3.48 from 29 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101300 reviews
Payments
from PayPal 4.72 from 3855 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub