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PayPal: PayPal Credit reviews

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4.91
Based on 56,636 reviews, last reviewed 7th Apr 2026
539300% increase in 5 star reviews
in the past 90 days
1500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Every time I have an issue it has been resolved... Every time I have an issue it has been resolved Reviewed on: 7th April 2026
Colleen H's avatar
Colleen H

Latest lowest rating:

2

Missed payment ,really ? Used PayPal for years no probs ,never missed a payment then one oversight by a debit not being paid when there was ample money in their account and th... Read more Reviewed on: 7th April 2026
Paul T's avatar
Paul T
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (56636)

Simple, effectively putting me in control of my credit

5
Amazing opportunity to use credit which has helped me with Alot of suprise bills and breakages, flexible repayments with ultra clear costing plans. I have recommended all of my family and friends to sign up and use paypal credit and we have all been very happy with using it Reviewed on: 8th July 2022
Morgan Skipper's avatar
Morgan Skipper

Best I have used

5
Love the paypal credit as long as I spend 99+ I have 4 months ingest free Reviewed on: 8th July 2022
georges fmellows's avatar
georges fmellows

Winner

5
Hope I win the competition and get £1000 Reviewed on: 8th July 2022
ravisauba@yahoo.com's avatar
[email protected]

Easy to use with small repayments

5
I’ve been using PayPal credit for a few months, it’s easy to use and simple to navigate. Reviewed on: 8th July 2022
Paigem39's avatar
Paigem39

Credit

5
Really handy at times and even better that you can ch99se when to pay as well as paying off the credit earlier than 4 months if you're just waiting for pay day. Would recommend for no fuss short term needs / solutions. Reviewed on: 8th July 2022
Zena's avatar
Zena

Paypal

5
Easy and effective to use. Money is protected. Reviewed on: 8th July 2022
darren's avatar
darren

Paypal Credit is awesome

5
First 4 months is 0 interest and it makes life easier. Thanks PayPal Reviewed on: 8th July 2022
Talha Eryasar's avatar
Talha Eryasar

Love PayPal

5
Never understand why people don't use PayPal. It's easy and quick to send or receive money. The pay over time is excellent and it is so secure. I love it. Reviewed on: 8th July 2022
Clare Tait's avatar
Clare Tait

Affordable

5
Affordable % and interest free months Reviewed on: 8th July 2022
Ivo Snikis's avatar
Ivo Snikis

PayPal credit is The best helped me alor

5
PayPal credit isn't just PayPal but a whole lot off things in PayPal credit. Helps grow your credit report. Customer service is always happy to help. Not like any other credit card. Dump them and get PayPal credit helps in every way. Best is 0% on £99 or more for 4 months. Time to save to pay and plan ahead. Reviewed on: 8th July 2022
Lanky's avatar
Lanky

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