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PayPal: PayPal Credit reviews

4.73
Based on 145,662 reviews, last reviewed 28th Jun 2026
4358700% increase in 5 star reviews
in the past 90 days
12500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Had great customer service from PayPal whenever need... Had great customer service from PayPal whenever needed and it was fast. The credit is generous although I prefer it were larger. I recommend it for th... Read more Reviewed on: 28th June 2026
Gav B's avatar
Gav B

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026
W 's avatar
W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (145672)

Easy to use.

5
Easy to use. Confident my transactions are safe and secure. Reviewed on: 30th April 2026

Very secure and great user friendly the app using Pa...

5
Very secure and great user friendly the app using PayPal gives you peace of mind your money is in great hands. Reviewed on: 30th April 2026

Have used this for years, always my go to for payments!

5
Have used this for years, always my go to for payments! Reviewed on: 30th April 2026

PayPal is one of the most widely used online payment...

5
PayPal is one of the most widely used online payment platforms, and overall it offers a convenient and reliable way to send and receive money. One of its biggest strengths is how easy it is to use. Setting up an account is straightforward, and once linked to a bank account or card, payments can be made in just a few clicks. It’s especially useful for online shopping, as it adds an extra layer of security by not requiring you to share your card details directly with every website. Reviewed on: 30th April 2026

I use PayPal Credit all the time!

5
I use PayPal Credit all the time! They are great when it comes to providing finance and keep you up to date with balances and payments Reviewed on: 30th April 2026

Super easy to use, fast approval, very convenient.

5
Super easy to use, fast approval, very convenient. Reviewed on: 30th April 2026

Easy to log into and use.

5
Easy to log into and use. I feel safer using PayPal. Reviewed on: 30th April 2026

Easy to use and accepted many places

5
Easy to use and accepted many places so no need to engage in new finance, just login and go. Especially with the new PayPal card linked to your credit. Couldn't be easier. Reviewed on: 30th April 2026

Great thanks paypal your the bestreview

5
Great thanks paypal your the best Reviewed on: 30th April 2026

My paypal app work very well i can send money in eas...

5
My paypal app work very well i can send money in easy way in a faster service Reviewed on: 30th April 2026

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