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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181143 reviews)

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4.73

Based on 181,143 reviews, last reviewed 4th Sep 2026

16% decrease in 5 star reviews

in the past 90 days

7% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It’s been miraculous. It’s been miraculous. Just what I needed. Reviewed on: 4th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181143)

EBay and major uk companies Simple

Simple user experience across wide range of platforms and services Reviewed on: 9th June 2026

It’s good.

It’s good. Does what it’s supposed to. Has helped out when unscrupulous sellers have tried to sting me Reviewed on: 9th June 2026

Always courteous and professional.

Always courteous and professional. Reviewed on: 9th June 2026

So easy to use.

So easy to use. I feel safer using PayPal. It is easy to access just a password away Reviewed on: 9th June 2026

Great value for customers and helpful stuff

Great value for customers and helpful stuff Reviewed on: 9th June 2026

PayPal is so easy to use.

PayPal is so easy to use. It’s always in the options to pay for something, and then you can opt for “pay in 3”, PayPal credit or instant pay via your bank or debit card. It gives the protection and peace of mind when you pay for something but don’t feel I like you want to use your bank or debit card directly; it gives that extra layer of security which is priceless! Reviewed on: 9th June 2026

I have been using PayPal for quite a few years now &...

I have been using PayPal for quite a few years now & always am happy with the service I receive. Easy to use app which is clear to see all transactions etc. Reviewed on: 9th June 2026

Love the pay in 4 option

I tend to use the pay in 4, which is like having an interest free credit card. It’s simple to set up, I have a basic Direct Debit set up, then overpay on payday, It’s enabled me to buy luxury items that I wouldn’t have considered paying credit fees for. Reviewed on: 9th June 2026

It is simple and user friendly to manage my finances

It is simple and user friendly to manage my finances buying online security is second to none Reviewed on: 9th June 2026

Easy and Convenient

Good experience overall. Easy to use, simple payment management, and a convenient way to spread the cost of purchases. No issues so far. Reviewed on: 9th June 2026

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