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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145666 reviews)

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4.73

Based on 145,662 reviews, last reviewed 28th Jun 2026

4358700% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Had great customer service from PayPal whenever need... Had great customer service from PayPal whenever needed and it was fast. The credit is generous although I prefer it were larger. I recommend it for th... Read more Reviewed on: 28th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145666)

Great option for spreading costs

Great option for spreading the cost of large purchases. Makes it easier to buy items otherwise unaffordable. Reviewed on: 30th April 2026

Very good customer service easy to get through to sp...

Very good customer service easy to get through to speak to someone on the chat Reviewed on: 30th April 2026

Provide a Great service and easy to use

Provide a Great service and easy to use Reviewed on: 30th April 2026

Lower interest rate has been it for me

Lower interest rate has been it for me Reviewed on: 30th April 2026

I've used PayPal for many years now & it has always...

I've used PayPal for many years now & it has always come through for me. Reviewed on: 30th April 2026

Fantastic Experience using PayPal

Fantastic Experience using PayPal Reviewed on: 30th April 2026

Ive always trusted PayPal and always choose PayPal a...

Ive always trusted PayPal and always choose PayPal as a first choice for transactions. Reviewed on: 30th April 2026

Good customer service, would be nice to have it 24 h...

Good customer service, would be nice to have it 24 hrs a day but that would be a stretch for them Reviewed on: 30th April 2026

Great & convenient service & very reliable able to m...

Great & convenient service & very reliable able to make payments confidently & quickleyv Reviewed on: 30th April 2026

Convenient to use, but fees

Easy to use but needs clearer information Reviewed on: 30th April 2026

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