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PayPal: PayPal Credit reviews

4.73
Based on 181,143 reviews, last reviewed 4th Sep 2026
16% decrease in 5 star reviews
in the past 90 days
7% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It’s been miraculous. It’s been miraculous. Just what I needed. Reviewed on: 4th September 2026
SEGALINK's avatar
SEGALINK

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181143)

Love it only slight issue with PayPal credit side is...

5
Love it only slight issue with PayPal credit side is would be better if they explained more details in the credit section like what's on credit and when your 4 months 0 interest runs out and charges etc Reviewed on: 9th June 2026

Paypal is great

5
Ive had paypal for years now and have really given good service. It sends me reminders and can stay ontop of my credit Reviewed on: 9th June 2026

Exceptional customer service

5
I have always experienced exceptional customer service from PayPal. Any issues get handled as soon as possible. In the past I had a concern about an order and I was pleased and grateful PayPal dealt with contacting company about an order issue. Reviewed on: 9th June 2026

PayPal and PayPal credit is good you get a choice of...

5
PayPal and PayPal credit is good you get a choice of paying straight away or paying in instalments Reviewed on: 9th June 2026

Brilliant always use PayPal for every day

5
Brilliant always use PayPal for every day Reviewed on: 9th June 2026

It's easy, secure and hassle free

5
It's easy, secure and hassle free Reviewed on: 9th June 2026

Safe way to pay

5
Been with PayPal long time no issues so far. Safe way to pay Reviewed on: 9th June 2026

Excellent

5
It was smooth experience. No problem at all. Reviewed on: 9th June 2026

Trustworthy safe

5
Value for money making me confidebt that money i spent has given me peace of mind that i can get money back if i encounter a problem plus get points now which is very usefull and good way to save to buy future products Reviewed on: 9th June 2026

Easy to use and convenient

4
Easy to use and convenient though have concerns around support when things go wrong though not experienced this personally friends have - hopefully never a need to, if so then all will remain good Reviewed on: 9th June 2026

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