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PayPal: PayPal Credit reviews

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4.91
Based on 56,421 reviews, last reviewed 7th Apr 2026
519500% increase in 5 star reviews
in the past 90 days
1500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
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1%
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0%
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0%

Latest highest rating:

5

PayPal is easy to use with seamless transactions and... PayPal is easy to use with seamless transactions and an app that is easy to navigate. They are also very responsive to complaints. Reviewed on: 7th April 2026
Ola's avatar
Ola

Latest lowest rating:

1

Great service. Great service. Easy to understand terms and conditions and fantastic communication. Reviewed on: 7th April 2026
Valerie B's avatar
Valerie B
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (56421)

The most convenient and easy Credit card option

5
Paypal credit has been a huge financial lifeline for me and my family Easy to use and easy to manage and very efficient customer services with plenty of little perks such as discounts on purchases and options to spread costs of purchases. Very easy to manage and navigate Paypal App Reviewed on: 8th July 2022
Faith's avatar
Faith

Amazing

5
PayPal credit has helped so much with purchases and the ease of checkout, I have never had an issue with payments. It is really helpful! Thanks Reviewed on: 8th July 2022
hafsa faisal's avatar
hafsa faisal

All good

5
All good Reviewed on: 8th July 2022
Aneta 's avatar
Aneta

Credit Made Simple!

5
So straight forward to use and so supported by a brilliant company. Would highly recommend. Reviewed on: 8th July 2022
Izzy Wood's avatar
Izzy Wood

PayPal is consistent, easy and helpful

5
I've used PayPal for a number of years now, their interest rates are very reasonable, their pay in 3 scheme is fantastic and practical for how my finances work and they also offer great financial advice. Reviewed on: 8th July 2022
Thomas Campbell's avatar
Thomas Campbell

Convenience at your fingertips

5
PayPal Credit is at a much higher level of convenience with its 0% interest if spending £99+ offer for months, not only that, it is probably the most fair form of credit for me personally with its 24.9% interest rate. Would highly recommend if you can find the use for it. Reviewed on: 8th July 2022
Fair4Cash1996's avatar
Fair4Cash1996

Easy fast system

5
Had a problem with a company and PayPal credit saved the day within minutes as I had to buy two computers within days. Fast easy decision and a variety of options. Saved christmas! Reviewed on: 8th July 2022
Rob campbell's avatar
Rob campbell

PayPal credit

5
Great company, been using for years. Like the flexibility with monthly payments for PayPal credit. Highly recommended. Reviewed on: 8th July 2022
Ornetsf's avatar
Ornetsf

Love it

5
Love PayPal credit. Easy to use. Love the different interest free plans to spread the cost. Especially with cost of living issues, I love using PayPal credit having the pace of mind that I can split the cost with no interest!! Reviewed on: 8th July 2022
Rebecca's avatar
Rebecca

PayPal credit

5
Easy to have what you want, when you want it. Simple application and easy to use. You don't pay exorbitant amounts of interest either. Keep up your payments and it all works smoothly. Reviewed on: 8th July 2022
Stan Milton's avatar
Stan Milton

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