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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181143 reviews)

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4.73

Based on 181,143 reviews, last reviewed 4th Sep 2026

16% decrease in 5 star reviews

in the past 90 days

7% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It’s been miraculous. It’s been miraculous. Just what I needed. Reviewed on: 4th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181143)

Reliable and Secure Online Payment Service

I've been using PayPal for several years and have found it to be a convenient and secure way to send and receive payments online. The platform is easy to use, transactions are usually processed quickly, and the buyer protection features provide added peace of mind when shopping online. Customer service can sometimes take time to resolve issues, but overall, PayPal remains a reliable payment solution that I would recommend to others. Reviewed on: 9th June 2026

An excellent way to budget

An excellent way to budget or buy those little extra things but spread the cost Reviewed on: 9th June 2026

Professional and secure

Never any problems and the security is excellent making sure it’s me doing the spending. Reviewed on: 9th June 2026

I rate this a excellent

Don’t have any problems ordering anything or paying if I need a refund they are very helpful I love the pay over 3 payments option I would tell friends and family how easy it Reviewed on: 9th June 2026

Great app, great products, customer service though i...

Great app, great products, customer service though is lacking a bit, very hard to get gold of them and when you do it isn't that great. Reviewed on: 9th June 2026

I waste too much money so I don't like it

I waste too much money so I don't like it Reviewed on: 9th June 2026

Great and easy to use so many retailers

Great and easy to use so many retailers Reviewed on: 9th June 2026

Great Flexible Credit Option

PayPal Credit has been easy to use and gives me extra flexibility when making purchases. The application process was straightforward, payments are simple to manage, and it has helped me spread the cost of larger purchases when needed. Overall, a positive experience. Reviewed on: 9th June 2026

It’s a brilliant option to pay upfront.

It’s a brilliant option to pay upfront. I can pay in 4 instalments without being charged interest rate. That suits my situation and my pocket. I can pay for the things I need to buy and when finished paying don’t have to think again. Reviewed on: 9th June 2026

Always friendly and helpful staff no AI here just hu...

Always friendly and helpful staff no AI here just humans, great features to help spread cost Reviewed on: 9th June 2026

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