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PayPal: PayPal Credit reviews

4.73
Based on 145,629 reviews, last reviewed 27th Jun 2026
4357200% increase in 5 star reviews
in the past 90 days
12500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Handy and easy So easy and flexible to use -makes budgeting a breeze Reviewed on: 27th June 2026
Mel 's avatar
Mel

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026
W 's avatar
W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (145646)

I am very have with PayPal.

5
I am very have with PayPal. Safe to use and reliable. Reviewed on: 30th April 2026

I'm using it for about 8 yes, so far not a single pr...

5
I'm using it for about 8 yes, so far not a single problem. Good quality. Easy access, always here. What can I say - just works. Reviewed on: 30th April 2026

Had some issues with purchases and every time PayPal...

5
Had some issues with purchases and every time PayPal staff were very helpful and understanding Reviewed on: 30th April 2026

Very good service experience and never had any issues

5
Very good service experience and never had any issues Reviewed on: 30th April 2026

Love PayPal it’s easy and convenient lm

5
Love PayPal it’s easy and convenient lm Reviewed on: 30th April 2026

I’ve always had a good experience with PayPal.

5
I’ve always had a good experience with PayPal. It can be used on various websites which is great Reviewed on: 30th April 2026

Very easy and clear to use.

5
Very easy and clear to use. I always use PayPal for my purchases. Reviewed on: 30th April 2026

Awesome experience, always so helpful

5
Awesome experience, always so helpful Reviewed on: 30th April 2026

Using PayPal

5
I have been using PayPal for a few years now. It's a very convenient and safe way to pay. I've had very little issues, which have always been sorted and refunded. I recently starting using the debit card, which is great. I have recommended to family and friends to use PayPal Reviewed on: 30th April 2026

Must have finance app

5
Really good. Helpful to have to help with finances Reviewed on: 30th April 2026

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