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PayPal: PayPal Credit reviews

4.73
Based on 181,143 reviews, last reviewed 4th Sep 2026
16% decrease in 5 star reviews
in the past 90 days
7% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It’s been miraculous. It’s been miraculous. Just what I needed. Reviewed on: 4th September 2026
SEGALINK's avatar
SEGALINK

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181143)

Great financial services

5
PayPal is quick and easy to use and available in most shops! I just wish it was available for Amazon! Reviewed on: 9th June 2026

I have had good and bad experience with PayPal

4
I have had good and bad experience with PayPal, and in the main they provide a good service. It is easy to use their facility and in the main I feel safe doing so. Reviewed on: 9th June 2026

They are very friendly, polite, helpful with any of...

5
They are very friendly, polite, helpful with any of your concerns and they will act on it straight away Reviewed on: 9th June 2026

it fantastic amazing

5
Loved it fantastic amazing…………. Xx x x x Reviewed on: 9th June 2026

I've always had a positive experience with PayPal.

5
I've always had a positive experience with PayPal. I use the 3 months interest free option all the time and find it really easy to use. Reviewed on: 9th June 2026

Best payment service around, reliable, flexible and...

5
Best payment service around, reliable, flexible and fab customer service. Reviewed on: 9th June 2026

As easy as that would make me feel saving money and...

5
As easy as that would make me feel saving money and pay off credit. Reviewed on: 9th June 2026

Paypal Credit - it...has been a wonderful help

5
I have been using Paypal Credit for many years - it has enabled me to buy items easily and safely knowing I can budget for them Reviewed on: 9th June 2026

Trusted company for many years

5
If i have ever had a issue its been quickly resolved Reviewed on: 9th June 2026

Easy to use.

5
Easy to use. Accepted at most online stores. Great website to track credit and payments. Can ask for a physical card alternative. Reviewed on: 9th June 2026

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