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PayPal: PayPal Credit reviews

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4.91
Based on 55,847 reviews, last reviewed 7th Apr 2026
466900% increase in 5 star reviews
in the past 90 days
1200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I always use PayPal to shop online - never had any i... I always use PayPal to shop online - never had any issues - I love to be offered the pay in 3 - brilliant for budgets! Reviewed on: 7th April 2026
Elaine G's avatar
Elaine G

Latest lowest rating:

1

It is very confusing to use the app, money takes day... It is very confusing to use the app, money takes days to clear. It doesn’t always appear to be accurate. Reviewed on: 7th April 2026
Annabelle's avatar
Annabelle
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (55847)

Great Payment Facility

5
I love the fact I get 4 months to pay for my purchases Reviewed on: 15th June 2022
Paul Francis's avatar
Paul Francis

Convenient and transparent

5
I have found the service to be easy and convenient enabling a buffer to monthly outgoings. Most importantly the ability to follow and adapt repayments is brilliant. Reviewed on: 15th June 2022
Gaive Golding's avatar
Gaive Golding

Great and convenient

5
Really useful to use, plenty of places to use, great customer service and the interest free offers have been fantastic. Highly recommend it as a service, the best that I use! Reviewed on: 15th June 2022
David Copson's avatar
David Copson

good service

4
i like to use its easy and i naver having any issu Reviewed on: 15th June 2022
DHARMENDRAGIRI BABUGIRI's avatar
DHARMENDRAGIRI BABUGIRI

Amazing

5
It’s given me the chance to buy myself a set of technic 1210’s which I wouldn’t of been able to do otherwise! Reviewed on: 15th June 2022
Stephanie Mckiernan 's avatar
Stephanie Mckiernan

Simple to use and manage

5
Simple to use and manage, great for the yearly holiday or the unexpected purchase Reviewed on: 15th June 2022
ccw105's avatar
ccw105

So easy to use

5
It's brilliant and easy to keep track of payments and to keep on top of paying back better than bank credit card Reviewed on: 15th June 2022
edward milner's avatar
edward milner

Easy and manageable

5
It’s easy to use, easy to set up and super easy to manage Reviewed on: 15th June 2022
Jack Hornsby's avatar
Jack Hornsby

Absolutely fantastic

5
Absolutely fantastic. Made shopping so much easier with the variety of choices available from PayPal credit. 0% apr of paid with 4 months is a total game changer. Reviewed on: 15th June 2022
oz194's avatar
oz194

Excellent

5
Helps me when I need it. Quick and easy way with long 4 months 0%... Love it! Reviewed on: 15th June 2022
Anonymous's avatar
Anonymous

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