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PayPal: PayPal Credit reviews

4.73
Based on 181,143 reviews, last reviewed 4th Sep 2026
16% decrease in 5 star reviews
in the past 90 days
7% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It’s been miraculous. It’s been miraculous. Just what I needed. Reviewed on: 4th September 2026
SEGALINK's avatar
SEGALINK

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181143)

had paypal for several years very happy and safe.

5
had paypal for several years very happy and safe. Reviewed on: 9th June 2026

Indispensable!

5
PayPal is indispensable with pretty much all online shopping. I use PayPal when and where I can, pay in 3 and PayPal credit are also invaluable when needed. Reviewed on: 9th June 2026

Easy to use and no faff!

5
Easy to use and no faff! Straight forward, no hidden fees. Never had a problem with customer service. Reviewed on: 9th June 2026

PayPal is simply the best just to cut the long story...

5
PayPal is simply the best just to cut the long story short Reviewed on: 9th June 2026

Everything is easy for me from the time i received m...

5
Everything is easy for me from the time i received my credit to the time i was shopping. I would definitely recommend paypal Reviewed on: 9th June 2026

Evrythink work perfect..I life use pay pal

5
Evrythink work perfect..I like use pay pal. Reviewed on: 9th June 2026

Excellent very efficient very easy to use

5
Excellent very efficient very easy to use Reviewed on: 9th June 2026

PayPal makes my life easier and takes the little str...

5
PayPal makes my life easier and takes the little stresses away Reviewed on: 9th June 2026

Papal give good time repay back, especially on payl...

5
Papal give good time repay back, especially on paylater or paying by instalment without paying interest if paying within the time Reviewed on: 9th June 2026

Always use PayPal wherever I can.

5
Always use PayPal wherever I can. It's easier, quicker and I always feel much safer using this than putting my card details into lots of websites. I'm also a PayPal credit customer and really value the pay in 3 option. Reviewed on: 9th June 2026

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