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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145640 reviews)

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4.73

Based on 145,629 reviews, last reviewed 27th Jun 2026

4357200% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Handy and easy So easy and flexible to use -makes budgeting a breeze Reviewed on: 27th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145641)

Good and efficient.

Good and efficient. Easy to use and secure Reviewed on: 30th April 2026

If have any problems with a seller PayPal resolves...

If I have any problems with a seller PayPal resolves it as soon as possible perhaps faster than my own bank but also you get better protection on your debit card than your own bank offers. Reviewed on: 30th April 2026

Had PayPal for years would recommend as PayPal is so...

Had PayPal for years would recommend as PayPal is so easy to use Reviewed on: 30th April 2026

Fantastic

overall my experience with PayPal is fantastic, just I would say with PayPal credit if they can increase 0 interest up to 12 months that will be amazing. Thanks Reviewed on: 30th April 2026

Easy to manage, easy to organise

Easy to manage, easy to organise Reviewed on: 30th April 2026

Happy ,happy ,happy

Over the years of using it i have had no problems at all so it run very smoothly. Reviewed on: 30th April 2026

PayPal has allowed us to live our lives more efficie...

PayPal has allowed us to live our lives more efficiently when it comes to money. Reviewed on: 30th April 2026

Fast and quick payments.

Fast and quick payments. Great options of payment plans. Reviewed on: 30th April 2026

Customer service A****.

I have spoken to customer services two or three times in all the years I have been with PayPal and I can honestly say they were amongst the friendliest helpful people I have ever come across well done paypal Reviewed on: 30th April 2026

The app help keeps me on track and aware of...

The app help keeps me on track and aware of where I am Reviewed on: 30th April 2026

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