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PayPal: PayPal Credit reviews

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4.91
Based on 55,847 reviews, last reviewed 7th Apr 2026
466900% increase in 5 star reviews
in the past 90 days
1200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I always use PayPal to shop online - never had any i... I always use PayPal to shop online - never had any issues - I love to be offered the pay in 3 - brilliant for budgets! Reviewed on: 7th April 2026
Elaine G's avatar
Elaine G

Latest lowest rating:

1

It is very confusing to use the app, money takes day... It is very confusing to use the app, money takes days to clear. It doesn’t always appear to be accurate. Reviewed on: 7th April 2026
Annabelle's avatar
Annabelle
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (55847)

Excellent

5
Amazing and reputable service from PayPal Credit. Reviewed on: 14th June 2022
Bryan 's avatar
Bryan

So easy to use!

5
I love PayPal credit it makes checking out so easy and the repayments are so easy. Don’t ever worry about unexpected payments every again! They notify like a week before they take a repayment. Would deffo recommend Reviewed on: 14th June 2022
Olivia's avatar
Olivia

Couldn't live without it.

5
I literally use PayPal for all my online purchases. Buying online puts me off if I can't use the PayPal option. Since joining PayPal it's added much more features and is just so easy to use and understand. I'm obsessed. Love love love it. Reviewed on: 14th June 2022
Carly 's avatar
Carly

Excellent

5
No problems what do ever a very good service Reviewed on: 14th June 2022
K burns's avatar
K burns

Great company

5
I have used PayPal for a few years now & would thoroughly recommend them. No complaints. Reviewed on: 14th June 2022
Susann Cooke's avatar
Susann Cooke

0% Interes for 4 moths

5
Paypal Credit send me an ofer by enail after i finish my first 4 moths 0% interest an ofer for ebay to buy anything again with 0% interest with was amaizing Reviewed on: 14th June 2022
Mihai Bitca's avatar
Mihai Bitca

Great service

5
Fluid no problems great service highly recommend Paypal. Reviewed on: 14th June 2022
Thomas Kennedy's avatar
Thomas Kennedy

PayPal Credit

4
Recommended. Easy to use, and check statements. Reviewed on: 14th June 2022
John Thurston's avatar
John Thurston

Easy, secure and transparent service. They're a classy act!

5
Does what it says on the tin! No hidden Costs, transparent, easy to use with very little stress. Really love PayPal, very rare to use a company and/or service for a sustained period of time and NEVER have a problem! Truly has been a stress free ride with these guys. Much needed theseday'ss. I also feel they don't over bombard you with marketing, just the odd email to join a promotion or something. Which FYI, I entered a few prize draws, have won three different occasions, so they aren't faking the competitions/promotions either. Classy act. Oh and also it feels super secure and safe. Thanks for a top notch service ☺️ Reviewed on: 14th June 2022
Gem's avatar
Gem

Great experience

5
Since onboarding, about 6 months ago, the experience with Paypal has been wow !!!… Reviewed on: 14th June 2022
Abayomi S. Adelopo's avatar
Abayomi S. Adelopo

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