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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181143 reviews)

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4.73

Based on 181,143 reviews, last reviewed 4th Sep 2026

16% decrease in 5 star reviews

in the past 90 days

7% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It’s been miraculous. It’s been miraculous. Just what I needed. Reviewed on: 4th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181143)

Number 1 choice of payment

Effortless. Easy. Efficient way of paying Reviewed on: 9th June 2026

Never had any issue with PayPal.

Never had any issue with PayPal. Good communication with plenty notifications. The offers to pay back in 4 months without interest is one of the best. Reviewed on: 9th June 2026

Everyday help to make budgeting stress-free

Most convenient and trusted credit provider. They just make my day to day life run more smoothly. They make budgeting for both treats and essentials a stress-free task. Thanks PayPal! Reviewed on: 9th June 2026

Committed Customer

Been with them over 15 years and not had a issue, says it all really. Reviewed on: 9th June 2026

Effortless finance options

I've been using PayPal credit for years now - it's quick, easy and effortless. I especially like the buy now and pay within 4 months at 0% interest Reviewed on: 9th June 2026

Never had a problemcustom...

Never have a problem with PayPal credit, also customer services is very professional when I have had to call them. The only downside at times is the app as it fails to show me my balance. Excellent service most of the time Reviewed on: 9th June 2026

Nothing special.

Nothing special. Very limited credit for years. Reviewed on: 9th June 2026

Outstanding

Very good, notification prompting for an upcoming payment Reviewed on: 9th June 2026

Quick and easy

Quick and easy to use, very fast Reviewed on: 9th June 2026

If you need credit it's cheap fast and easy

If you need credit it's cheap fast and easy Reviewed on: 9th June 2026

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