Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145638 reviews)

View other PayPal products

4.73

Based on 145,629 reviews, last reviewed 27th Jun 2026

4357200% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Handy and easy So easy and flexible to use -makes budgeting a breeze Reviewed on: 27th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (145638)

Very easy to use and so handy.

Very easy to use and so handy. We were stuck at an airport recently and would have been lost without PayPal credit Reviewed on: 30th April 2026

Has been very good and useful.

Has been very good and useful.. newer updates for uses constantly, which is very handy Reviewed on: 30th April 2026

Help buy a product that I need with ease

Help buy a product that I need with ease Reviewed on: 30th April 2026

Super easy to use

Super easy to use. Keep my money safe. I only trust paypal when it comes to online shopping. Reviewed on: 30th April 2026

PayPal balance takes time to update and this has cau...

PayPal balance takes time to update and this has caught me out . For example I make a payment to credit with my balance and it doesn’t auto update I hi k I have more money than I do so make a purchase and then my PayPal credit payment fails. Reviewed on: 30th April 2026

Used PayPal for years, reliable, fast payments and e...

Used PayPal for years, reliable, fast payments and easy integrations. Fees can add up, but buyer protection and global reach make it a solid choice for both personal and business use. Reviewed on: 30th April 2026

Honest opinion on PayPal credit

PayPal is one of the very few companies that actually helps you get money when you need it most. They’ve helped me out more times than I can count and I plan to continue using it for as long as I can. Reviewed on: 30th April 2026

It has been, great from start to finish.

It has been, great from start to finish. Reviewed on: 30th April 2026

Excellent service. Great provider.

Excellent service. Would recommend to family and friends. Reviewed on: 30th April 2026

I find paypal is always reliable and have never had...

I find paypal is always reliable and have never had any issues with purchases. Reviewed on: 30th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Retail Finance
from Zebra Finance 4.06 from 6 reviews
Very Account
from Shop Direct 3.38 from 27 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 76939 reviews
Payments
from PayPal 4.71 from 3757 reviews
Credit card
from PayPal 4.69 from 98 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub