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PayPal: PayPal Credit reviews

4.73
Based on 181,143 reviews, last reviewed 4th Sep 2026
16% decrease in 5 star reviews
in the past 90 days
7% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It’s been miraculous. It’s been miraculous. Just what I needed. Reviewed on: 4th September 2026
SEGALINK's avatar
SEGALINK

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181143)

y to use and very quick to sort out ny problems...

5
Easy to use and very quick to sort out any problems with items bought through them with positive outcomes Reviewed on: 9th June 2026

Must-have tool.

5
I always use Paypal in my daily routine. It's very useful. Reviewed on: 9th June 2026

PayPal credit

5
Always used very good. Like that you pay one sum on multiple items Reviewed on: 9th June 2026

Very easy process to apply for credit, with a very q...

5
Very easy process to apply for credit, with a very quick decision Reviewed on: 9th June 2026

I hope you'll never change

5
I'm with PayPal for some time, I also use other similar services but this one is the best so far Reviewed on: 9th June 2026

I don't have any problems.

4
I don't have any problems. I have a lot of satisfaction using your services Reviewed on: 9th June 2026

Made life easier

5
Helped me with Christmas, holidays and also unforeseen issues that need fixing Reviewed on: 9th June 2026

I use PayPal for the majority of my online purchases.

5
I use PayPal for the majority of my online purchases. I am confident in the knowledge that I am protected as I have had to use PayPal resolution on a number of occasions which has been excellent. The pay in 3 and 4 months interest free credit features are a fantastic deal. Can’t fault them. Reviewed on: 9th June 2026

It is convenient and easy way for you to shop and ag...

5
It is convenient and easy way for you to shop and again you can get what you wont from ebay that makes it cool and collected Reviewed on: 9th June 2026

Easy - Accessible - The Best

5
The PayPal interface, customer service, and communications make this the optimal portal for credit. It’s easily usable across a lot of websites too, often as a payment option. They always keep me up to date with repayment information and dates through email. PayPal are great. Reviewed on: 9th June 2026

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