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PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 56,138 reviews, last reviewed 7th Apr 2026
493900% increase in 5 star reviews
in the past 90 days
1300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Always friendly and polite customer service. Always friendly and polite customer service. Always solve the problem as well. Reviewed on: 7th April 2026
JONATHAN FOX's avatar
JONATHAN FOX

Latest lowest rating:

1

The worst App ever (Fraud and Scammer) The worst App ever (Fraud and Scammer) Reviewed on: 7th April 2026
Remon L's avatar
Remon L
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (56138)

easy and convenient

5
It is Very easy and convenient Reviewed on: 8th July 2022
Asad 's avatar
Asad

Fantastic service

5
They are very reliable, and their communication is really good. Reviewed on: 8th July 2022
Joyce's avatar
Joyce

Perfect product.

5
Works as it says- no ambiguity so no misleading as I have had with products from other companies. Reviewed on: 8th July 2022
Phil's avatar
Phil

Ideal way to budget

5
Convenient and secure online shopping service offering easy credit terms and a simple way to help budget Reviewed on: 8th July 2022
saffa jan's avatar
saffa jan

Quick and easy to use

5
Helps to sort out birthday and Christmas presents as well as the garden... Etc when low on money. Very good Reviewed on: 8th July 2022
Karl's avatar
Karl

Brilliant

5
Absolutely amazing flexibility always on hand whenever you need it Reviewed on: 8th July 2022
Jamie Davis's avatar
Jamie Davis

PayPal credit good

5
PayPal credit is so good Better than other credits Reviewed on: 8th July 2022
S NG's avatar
S NG

Best card ever

5
Best rates and reliable service! What else do you expect from PayPal. Reviewed on: 8th July 2022
Maham Askari's avatar
Maham Askari

PayPal Credit

5
I have found PayPal credit to be very easy to use and would recommend it as the best way to spread the payment of high value purchases. Reviewed on: 8th July 2022
Mark Weir's avatar
Mark Weir

Happy

5
Very satisfied with the services provided Reviewed on: 8th July 2022
kamran s Fard's avatar
kamran s Fard

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