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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181143 reviews)

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4.73

Based on 181,143 reviews, last reviewed 4th Sep 2026

16% decrease in 5 star reviews

in the past 90 days

7% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It’s been miraculous. It’s been miraculous. Just what I needed. Reviewed on: 4th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181143)

Very nice ,safe ,reliable and good safety of your de...

Very nice ,safe ,reliable and good safety of your details and money. Reviewed on: 9th June 2026

Considering others.

Just makes it easier for me with a young family tnot having to purchase outright Reviewed on: 9th June 2026

Excellent Service from Paypal

I've had PayPal for almost 10years and I must say their service is outstanding. The ability to be able to select a payment option (via bank account or PayPal credit) makes it easy to manage finances Reviewed on: 9th June 2026

PayPal to the rescue!

PayPal is an easy way to manage your money. Pay in three is a fantastic way to spread the cost. And the credit card is brilliant for being able to give yourself more time to pay things off, with cheap fees. Reviewed on: 9th June 2026

I have only had a smooth experience with PayPal thes...

I have only had a smooth experience with PayPal these past few years and find it extremely easy to use. I probably use the application daily and have participated in many deals and promotions. I've recommended it to most of my friends and family. Reviewed on: 9th June 2026

PayPal is very good i recommend i have been using it...

PayPal is very good i recommend i have been using it for some years now Reviewed on: 9th June 2026

Very good experience!

Very good experience! Always supports when shopping online. Never had any issues and I would recommend PayPal Credit to anyone I know. Reviewed on: 9th June 2026

PayPal and PayPal Credit

I have been using PayPal and PayPal Credit for many years now and as a single parent I can definitely say it’s been a great help and convenient for me. Reviewed on: 9th June 2026

Not the go to credit card

Very hard to transfer balances from your credit card. The app isn’t the most user friendly Reviewed on: 9th June 2026

Trusted, Secure and Easy to Use

I've been using PayPal for several years and have always found it to be a secure, reliable, and convenient way to make payments online. Transactions are quick and easy, and the buyer protection gives me added confidence when shopping. The app is straightforward to use, and I appreciate being able to manage payments and transfers in one place. Overall, an excellent service that makes online payments simple and hassle-free. Reviewed on: 9th June 2026

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