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PayPal: PayPal Credit reviews

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4.91
Based on 55,796 reviews, last reviewed 7th Apr 2026
462300% increase in 5 star reviews
in the past 90 days
1200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal Credit - What a relief! I recently had an excellent experience using PayPal Credit for an online purchase. I was able to buy a new laptop without having to pay the full cost ... Read more Reviewed on: 7th April 2026
Jake hobson's avatar
Jake hobson

Latest lowest rating:

1

It is very confusing to use the app, money takes day... It is very confusing to use the app, money takes days to clear. It doesn’t always appear to be accurate. Reviewed on: 7th April 2026
Annabelle's avatar
Annabelle
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (55796)

Awesome PayPal credit

5
PayPal and PayPal credit is awesome. PayPal has enabled me pay for my purchases in convenient installments in a safe and secure way Reviewed on: 8th July 2022
Chigbo Adi's avatar
Chigbo Adi

Good

5
Its really a Good service and very helpful Reviewed on: 8th July 2022
Nabil Rashad's avatar
Nabil Rashad

PayPal credit is amazing!! Love it!!!

5
PayPal credit is the best thing since sliced bread! Extremely easy to use, comes in handy for those long months and something that is just really good!! Don't know what I did without this for so long and now I can't live without it!!! Reviewed on: 8th July 2022
Marc Cordeiro's avatar
Marc Cordeiro

Very convenient

5
Paypal credit as the lowest APR out of my other credit cards Reviewed on: 8th July 2022
VICTORIA OLABISI's avatar
VICTORIA OLABISI

Money life saver

5
Having a bad experience getting payday loans out when a bit short before paydays, PayPal credit has really helped me out Reviewed on: 8th July 2022
jjpent@icloud.com's avatar
[email protected]

Excellent all rounder

5
So happy with PayPal credit . It's easy to use ,very convenient and I know exactly where I am with it . Customer service is excellent. I would highly recommend Reviewed on: 8th July 2022
Sharon Riley 's avatar
Sharon Riley

Easy to use, very secure and fast way to pay

5
Great service, very secure and fast. Reviewed on: 8th July 2022
bkhaira71@gmail.com's avatar
[email protected]

PayPal credit

5
PayPal credit has always been an amazing service to use and is very easy and rewarding. making purchasing online a pleasant experience Reviewed on: 8th July 2022
Connor H's avatar
Connor H

Excellent

5
Paypal is the best...highly recommended..easy to use..very helpful customer service.. Reviewed on: 8th July 2022
Nel Ballos's avatar
Nel Ballos

Marvelous

5
Excellent service since I started using PayPal credit no complaints Reviewed on: 8th July 2022
Rita Awuah's avatar
Rita Awuah

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