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PayPal: PayPal Credit reviews

4.73
Based on 145,703 reviews, last reviewed 28th Jun 2026
4360650% increase in 5 star reviews
in the past 90 days
12500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Plenty of notice given to payment reminders & except... Plenty of notice given to payment reminders & exceptional customer service Reviewed on: 28th June 2026
Lorraine B's avatar
Lorraine B

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026
W 's avatar
W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (145897)

Been using PayPal for years I’ve never been anxious...

5
Been using PayPal for years I’ve never been anxious or wary about payments through them, 100% safe and secure Reviewed on: 30th April 2026

Very good enjoy it a lot thank you very much

5
Very good enjoy it a lot thank you very much Reviewed on: 30th April 2026

Straight forward and professional service

5
Straight forward and professional service Reviewed on: 30th April 2026

Paypal credit has changed my life and helped me when...

5
Paypal credit has changed my life and helped me when I most needed. This is the best credit I know. No interest for 4 months is amazing! Reviewed on: 30th April 2026

Had a computer glitch with paying off paypal credit...

4
Had a computer glitch with paying off paypal credit off my paypal balance (basicaly doubled transaction) on second funs where insuficient so got charged for it, bit of a joke, Reviewed on: 30th April 2026

PayPal is so flexible and easy to use.

5
PayPal is so flexible and easy to use. I feel happy when I can pay online with PayPal instead of having to fill in my credit/debit card details. Reviewed on: 30th April 2026

Happy customer

5
Quick and easy payments through PayPal, 0% interest options available with pay in 3. Decent rates. Overall happy with all services they deliver. Reviewed on: 30th April 2026

Easy to use, quick, helpful for buying bigger purcha...

5
Easy to use, quick, helpful for buying bigger purchases in today’s economy Reviewed on: 30th April 2026

Trust in paypal

5
I never pay online without paypal. Reviewed on: 30th April 2026

Semealess experience for purchase and excellent cust...

5
Semealess experience for purchase and excellent customer service. Reviewed on: 30th April 2026

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