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PayPal: PayPal Credit reviews

4.73
Based on 181,143 reviews, last reviewed 4th Sep 2026
16% decrease in 5 star reviews
in the past 90 days
7% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It’s been miraculous. It’s been miraculous. Just what I needed. Reviewed on: 4th September 2026
SEGALINK's avatar
SEGALINK

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181143)

Excellent finance support

5
Great Financial support, they help people gain financial freedom Reviewed on: 9th June 2026

I use PayPal all of the time, it feels safe in a wor...

5
I use PayPal all of the time, it feels safe in a world of scammers and people wanting to take your money instead of earning their own. Reviewed on: 9th June 2026

Very transparent process when using PayPal credit.

5
Very transparent process when using PayPal credit. The options are clear and easy to implement and provide a very affordable method to attain credit if required Reviewed on: 9th June 2026

Great help

5
PayPal helps with my groceries as well as being able to treat my grandchildren and in the current climate it’s very much appreciated Reviewed on: 9th June 2026

PayPal Excellent services

5
They are great at protecting your purchases via money back guarantee, it helps you buy with confidence also they have helped me get refunds in the past. Reviewed on: 9th June 2026

Great service.

5
Great service. Fast and good communication. Easy to use and good financial sense to use. Reviewed on: 9th June 2026

Great Facility

5
It’s great credit facility.And you have got 3 instalment almost on everything. Reviewed on: 9th June 2026

Highly recommend.

5
Highly recommend. Secure and easy payments Reviewed on: 9th June 2026

Easy and fast to use.

5
PayPal has made managing payments so much easier for me. The app is simple to use, transactions are fast, and I like the extra layer of security when shopping online. I've been happy with the service and will continue using it. Reviewed on: 9th June 2026

Paypal Credit is convenient and easy to use

5
Paypal Credit is convenient and easy to use Reviewed on: 9th June 2026

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