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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146006 reviews)

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4.73

Based on 145,703 reviews, last reviewed 28th Jun 2026

4360650% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Plenty of notice given to payment reminders & except... Plenty of notice given to payment reminders & exceptional customer service Reviewed on: 28th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (146006)

Easy way of obtaining interest-free credit!

Easy way of obtaining interest-free credit over 4 months. Just watch you pay it all off on time! Reviewed on: 30th April 2026

Paypal, the number 1 payment provider.

I have been using PayPal for years, they are a trusted reliable service that always provide the best help and support when needed. With the addition of PayPal rewards, there is no other payment provider I would use other than PayPal. Reviewed on: 30th April 2026

The worst service I have ever encountered I do not r...

The worst service I have ever encountered I do not recommend it to anyone Reviewed on: 30th April 2026

I have great faith in PayPal, Totally Professional...

I have great faith in PayPal, Totally Professional and easy to talk to. I have had numerous loans, and all sorted quickly and efficiently, Reviewed on: 30th April 2026

It’s such an easy way to make payments and very secure!

It’s such an easy way to make payments and very secure! PayPal is always my first method of payment where it allows Reviewed on: 30th April 2026

Always efficient, gives me pease of mind

Always efficient, gives me pease of mind Reviewed on: 30th April 2026

Very easy to use and no complications in app.

Very easy to use and no complications in app. Full transparency of transactions with instant and secure payments. Reviewed on: 30th April 2026

Room for improvement.

Room for improvement. Incurred charges due to confusion over payment due date not being clear. Reviewed on: 30th April 2026

good experience, always beneficial and efficient.

good experience, always beneficial and efficient. Would always recommend to friends and make sure they understand its strengths and weaknesses. Makes it easier to move money when required and to pay people at short notice Reviewed on: 30th April 2026

Great experience so simple and easy to use

Great experience so simple and easy to use Reviewed on: 30th April 2026

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