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PayPal: PayPal Credit reviews

4.73
Based on 146,027 reviews, last reviewed 29th Jun 2026
4374900% increase in 5 star reviews
in the past 90 days
12550% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great for new home Been a great way yo be able to get what I needed for my new house and be able to split the payment, meaning all items could be bought at once making m... Read more Reviewed on: 29th June 2026
Ms N's avatar
Ms N

Latest lowest rating:

2

I am requesting a full investigation into my PayPal... I am requesting a full investigation into my PayPal Credit account because I believe there may be an error in the way my account has been calculated. ... Read more Reviewed on: 29th June 2026
Arunan Sriskantharajah's avatar
Arunan Sriskantharajah

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (146059)

PayPal responded quickly when I had an issue with a...

5
PayPal responded quickly when I had an issue with a large retail company Reviewed on: 30th April 2026

Never had an issue when using PayPal so will continu...

5
Never had an issue when using PayPal so will continue to use Reviewed on: 30th April 2026

PayPal is so good, for package delivery notices to p...

5
PayPal is so good, for package delivery notices to paying at stores ect. Cannot do without it Reviewed on: 30th April 2026

Happy customer

5
I have been using PayPal services for many years now, never have any issues and when I have had to make enquiries or adjust personal information they have always sorted it out quickly. Reviewed on: 30th April 2026

I like it alot.

5
Easy to use app, great safety features, like the up to 3months to pay and the reminders. Reviewed on: 30th April 2026

It's a no brainer!

5
Regularly use pay in 3 orn4 months free credit, so very very simple and easy, it's a no brainer Reviewed on: 30th April 2026

Pay pal makes a lot of things easier

5
Pay pal makes a lot of things easier Reviewed on: 30th April 2026

Can always credit when needed.

5
Can always credit when needed.and it feels safe to do it with paypal Reviewed on: 30th April 2026

I’ve had a great experience using PayPal.

5
I’ve had a great experience using PayPal. It’s fast, reliable, and makes sending and receiving money incredibly easy. The interface is user-friendly, and I feel confident knowing my transactions are secure. It’s especially convenient for online shopping and international payments. Overall, a trustworthy and hassle-free service that I’d happily recommend. Reviewed on: 30th April 2026

So efficient and easy to use, there’s no other servi...

5
So efficient and easy to use, there’s no other service comparable to PayPal in my opinion Reviewed on: 30th April 2026

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