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PayPal: PayPal Credit reviews

4.91
Based on 55,796 reviews, last reviewed 7th Apr 2026
462300% increase in 5 star reviews
in the past 90 days
1200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal Credit - What a relief! I recently had an excellent experience using PayPal Credit for an online purchase. I was able to buy a new laptop without having to pay the full cost ... Read more Reviewed on: 7th April 2026
Jake hobson's avatar
Jake hobson

Latest lowest rating:

1

It is very confusing to use the app, money takes day... It is very confusing to use the app, money takes days to clear. It doesn’t always appear to be accurate. Reviewed on: 7th April 2026
Annabelle's avatar
Annabelle

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (55796)

Fantastic

5
Always there if you need it for shopping Reviewed on: 8th July 2022

Simple effective unique

5
Makes online purchases so easy. I’m one those people who can never remember what pair of jeans I’ve left my wallet in. PayPal credit just makes online shopping so simple and efficient. Reviewed on: 8th July 2022

Simple

5
Simple to use. Great offers for interest free periods on payments such as pay in three or interest free periods on payments and payment plans. What's not to love? Reviewed on: 8th July 2022

PayPal credit

5
Easy to apply for and makes paying for big purchases easier on the pocket Reviewed on: 8th July 2022

PayPal credit is a great help

5
PayPal is amazing I can only recommend Reviewed on: 8th July 2022

Amazing!

4
I love PayPal credit! It is so easy to use and super easy to access. They have amazing customer advisors who are always available if you have any queries with your credit account Reviewed on: 8th July 2022

Best Credit Card offers

5
With interest free offers such as pay-in 4 it makes it easier to clear your balance quicker Reviewed on: 8th July 2022

Convenient and helpful

5
So far so good. It has helped me through some very intense months i hope to completely recover from soon Reviewed on: 8th July 2022

Excellent product

5
The product is excellent and customers service is unrivalled Reviewed on: 8th July 2022

Paypal

4
Very good , great product and easy to use Reviewed on: 8th July 2022

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