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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181143 reviews)

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4.73

Based on 181,143 reviews, last reviewed 4th Sep 2026

16% decrease in 5 star reviews

in the past 90 days

7% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It’s been miraculous. It’s been miraculous. Just what I needed. Reviewed on: 4th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181143)

Paypal - Simple and Reliable.

PayPal Credit was quick and easy to set up, making it convenient to spread the cost of purchases. Payment process is smooth, and managing payments through PayPal is easy. A very helpful option for flexible spending when i need it. Reviewed on: 9th June 2026

Secure, easy, and fast

Secure, easy, and fast payment method for everyday purchases as well as those for which you might want to take advantage of the 'pay in 3' or 'paypal credit'. Reviewed on: 9th June 2026

Convenient and easy to use

Convenient and easy to use easy to apply for with build in protection. I also like the money back scheme in points given on purchases Reviewed on: 9th June 2026

Helps a lot when purchasing something expensive.

Helps a lot when purchasing something expensive. Reviewed on: 9th June 2026

I have had nothing but good experiences with Paypal...

I have had nothing but good experiences with Paypal and have been a customer for many years. My rates have increased over the years but felt they have been managed well by Paypal Reviewed on: 9th June 2026

Easy and quick to use and set up, rates not...

Easy and quick to use and set up, rates not to bad Reviewed on: 9th June 2026

AMAZING COMPANY

been with them since 2016 I believe & never had an issue - they've been an amazing company Reviewed on: 9th June 2026

Easy to use and easy to pay off!

Easy to use and easy to pay off! Reviewed on: 9th June 2026

PayPal credit has helped me when I have been despera...

PayPal credit has helped me when I have been desperate: Living abroad and away from my family, I was able to buy air tickets for family emergencies back home, and comfortably pay back over time. Reviewed on: 9th June 2026

Easy to apply, easy to use, easy to pay.

Easy to apply, easy to use, easy to pay. Extremely helpful when needed. Reviewed on: 9th June 2026

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