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PayPal: PayPal Credit reviews

4.73
Based on 146,027 reviews, last reviewed 29th Jun 2026
4374900% increase in 5 star reviews
in the past 90 days
12550% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great for new home Been a great way yo be able to get what I needed for my new house and be able to split the payment, meaning all items could be bought at once making m... Read more Reviewed on: 29th June 2026
Ms N's avatar
Ms N

Latest lowest rating:

2

I am requesting a full investigation into my PayPal... I am requesting a full investigation into my PayPal Credit account because I believe there may be an error in the way my account has been calculated. ... Read more Reviewed on: 29th June 2026
Arunan Sriskantharajah's avatar
Arunan Sriskantharajah

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (146098)

Using pay pal credit is easy especially upon checkou...

5
Using pay pal credit is easy especially upon checkout and it's available with the vast majority of shop brands no only that the app is easy to use to check your balance or pay off a lump sum on your account Reviewed on: 30th April 2026

Easy to use the service.

5
Easy to use the service. Fast payment method and ease process to pay back. Reviewed on: 30th April 2026

Trouble free transaction.

5
Trouble free transaction, peace of mind and secure shopping Reviewed on: 30th April 2026

Always been helpful in resolving issues, great commu...

5
Always been helpful in resolving issues, great communication Reviewed on: 30th April 2026

Simple and easy to use for all online payments

5
Simple and easy to use for all online payments, especially the pay in 3 option. Reviewed on: 30th April 2026

Love using pay pal quick easy to use if I have an is...

5
Love using pay pal quick easy to use if I have an issue customer service always so helpful Reviewed on: 30th April 2026

Paypal Credit

5
It was quick and easy to apply for. I've had no problems using it. Reviewed on: 30th April 2026

Fantastic

5
Services have been good for me, especially with "Buy no, pay later". Reviewed on: 30th April 2026

Paypal saved my bacon. and my life.

5
I love paypal with all my heart and soul paypal cashback system is beautiful, and makes me happy. I find it easy to use and without issue. I got my debit card info stolen somehow and they clicked it and saved my money from being spent by bad actors. Reviewed on: 30th April 2026

Enjoyed having PayPal credit and linking all payment...

5
Enjoyed having PayPal credit and linking all payment via paypal made things secure and in one place I can track. Ease of use than anything else really. Reviewed on: 30th April 2026

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