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PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 55,796 reviews, last reviewed 7th Apr 2026
462300% increase in 5 star reviews
in the past 90 days
1200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal Credit - What a relief! I recently had an excellent experience using PayPal Credit for an online purchase. I was able to buy a new laptop without having to pay the full cost ... Read more Reviewed on: 7th April 2026
Jake hobson's avatar
Jake hobson

Latest lowest rating:

1

It is very confusing to use the app, money takes day... It is very confusing to use the app, money takes days to clear. It doesn’t always appear to be accurate. Reviewed on: 7th April 2026
Annabelle's avatar
Annabelle
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (55796)

My Beginning

5
I had no credit cards and I wasn't able to get one as my credit was low but PayPal gave me an opportunity to make my credit and I'm using it and since last year I have built my credit and hopefully soon I'll be able to have even more credit limits. They gave me the opportunity and that's a lot for me. Thank you PayPal Reviewed on: 8th July 2022
Reza Mohebi's avatar
Reza Mohebi

Peace of mind

5
When you see PayPal logo on shopping websites you have peace of mind that your purchase will be all protected. Reviewed on: 8th July 2022
Sadegh Salesi Mousaabadi's avatar
Sadegh Salesi Mousaabadi

Easy and quick to use

5
PayPal credit is very easy and purchases are quick, you get monthly reminders and email updates. Interest isn’t too bad either Reviewed on: 8th July 2022
Alex's avatar
Alex

Efficient and easy

5
Available for most online transactions Reviewed on: 8th July 2022
laura-mace@outlook.com's avatar
[email protected]

Best credit agency so far

5
The fact that gives you a flexibility of 3 months free interest on every purchase it’s just a relief for your spending. Reviewed on: 8th July 2022
Hasvan's avatar
Hasvan

Excellent

5
Very good service providers always there to stand with humanity I m happy to have PayPal account with big organisation glad Reviewed on: 8th July 2022
Boss Man's avatar
Boss Man

PayPal Credit is amazing

5
I have had an amazing experiance with PayPal Credit, it has come in very handle to be able to get the things I need why im waiting for my wages to be paid, it easy to use and perfect for anyone who need that little help. Reviewed on: 8th July 2022
Twisted Darklight's avatar
Twisted Darklight

Very easy

5
So good and helpful product! I recommend! Reviewed on: 8th July 2022
Laurentiu Marinas's avatar
Laurentiu Marinas

Love the way they giving us credit

5
It’s very convenient that I can enjoy 3 months interest free credit for my every big purchase. No other credit card is giving us this facilities. Reviewed on: 8th July 2022
Rashedul Mazid's avatar
Rashedul Mazid

Very good service

4
I've no complaints, the only thing I think they could improve is when there's a situation where an item is pre order, you can then end up paying interest for an item not yet recieved or losing out on the order due to that issue while doing account management and disposable income... A deposit in such situations would be more suitable ie preorder situation. Other than that I think pay pal credit is the best. I feel safe using the service and know they have my back Reviewed on: 8th July 2022
Genz Zod's avatar
Genz Zod

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