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PayPal: PayPal Credit reviews

4.73
Based on 181,143 reviews, last reviewed 4th Sep 2026
16% decrease in 5 star reviews
in the past 90 days
7% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It’s been miraculous. It’s been miraculous. Just what I needed. Reviewed on: 4th September 2026
SEGALINK's avatar
SEGALINK

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181143)

Charges sometimws

5
I love e erything but I dont understand the charges sometimes Reviewed on: 9th June 2026

Great severe

5
Had nothing but good experience with PayPal all easy to use It a great service to have im vert happy with PayPal Reviewed on: 9th June 2026

Very good experiences all the time

5
Very good experiences all the time Reviewed on: 9th June 2026

Very reliable

5
I'm find PayPal very easy to use and use it for most of my online shopping. Reviewed on: 9th June 2026

Used PayPal credit many times with no issues.

5
Used PayPal credit many times with no issues. They make it very easy to spread your payments. Reviewed on: 9th June 2026

Alwaysthe beat available with apar

5
Fast setup and the ability to send or request money using just an email address or mobile number. Reviewed on: 9th June 2026

Flexible payment with zero interest

5
Flexible payment with zero interest Reviewed on: 9th June 2026

Paypal is easy to use at numerous stores.

5
Paypal is easy to use at numerous stores. Interest free for 4 months on purchases over £99. Reviewed on: 9th June 2026

Incredibly easy and simple to use

5
Incredibly easy and simple to use Reviewed on: 9th June 2026

It's been a good experience already and the ease to...

5
It's been a good experience already and the ease to which it is to navigate the app. Transactions are quick to complete as well. Reviewed on: 9th June 2026

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