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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146123 reviews)

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4.73

Based on 146,027 reviews, last reviewed 29th Jun 2026

4374900% increase in 5 star reviews

in the past 90 days

12550% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great for new home Been a great way yo be able to get what I needed for my new house and be able to split the payment, meaning all items could be bought at once making m... Read more Reviewed on: 29th June 2026

Latest lowest rating:

2

I am requesting a full investigation into my PayPal... I am requesting a full investigation into my PayPal Credit account because I believe there may be an error in the way my account has been calculated. ... Read more Reviewed on: 29th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (146123)

Good experience, easy to set up and manage

Good experience, easy to set up and manage Reviewed on: 30th April 2026

Really easy to use and manage, and the 2 months 0% o...

Really easy to use and manage, and the 2 months 0% on purchases has been great for buying gifts and paying off later Reviewed on: 30th April 2026

PayPal’s ease of use & payment options making it my...

PayPal’s ease of use & payment options making it my preferred payment option - from birthday presents to McDonalds. It’s perfect. Reviewed on: 30th April 2026

Nike trainers

Just like u can buy something and not pay for it straight away Reviewed on: 30th April 2026

I always use pay pal credit for work stuff and alway...

I always use pay pal credit for work stuff and always goes smoothly from ordering to completing the transaction Reviewed on: 30th April 2026

For me PayPal is an extraordinarily good when I am o...

For me PayPal is an extraordinarily good when I am online and want to pay for my goods, it gives you confidence and security. Reviewed on: 30th April 2026

Allways supported great communication

Allways supported great communication Reviewed on: 30th April 2026

Great for spreading cost and preventing financial st...

Great for spreading cost and preventing financial struggles Reviewed on: 30th April 2026

Helped me out at times of need, allowed me to get wh...

Helped me out at times of need, allowed me to get what I needed with an option to pay in instalments Reviewed on: 30th April 2026

Easy to use

Easy to use app and so straightforward Reviewed on: 30th April 2026

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