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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181143 reviews)

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4.73

Based on 181,143 reviews, last reviewed 4th Sep 2026

16% decrease in 5 star reviews

in the past 90 days

7% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It’s been miraculous. It’s been miraculous. Just what I needed. Reviewed on: 4th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181143)

Helps to spread payments

The ability to help spread payments is extremely useful when you need it the most Reviewed on: 9th June 2026

Easy to pay .

Easy to pay . Fast transactions . Ease of mind to pay back when you can . Reviewed on: 9th June 2026

I like the pay in 3 credit,

I like the pay in 3 credit, spreads out the cost but doesn’t take forever to pay off debt Reviewed on: 9th June 2026

It's so accessible and so convenient

It's so accessible and so convenient Reviewed on: 9th June 2026

Fast and easy

Fast and easy. Hhg Reviewed on: 9th June 2026

Great experience.

Great experience. Very easy to use. Enables big ticket purchases to pay off overtime Reviewed on: 9th June 2026

Convenient, quick and straightforward

Convenient, quick and straightforward Reviewed on: 9th June 2026

Reliable and trustworthy .

I have used paypal for a long time and i would recommend paypal for everyone. Customer service is very efficient and always willing to help when you need. Reviewed on: 9th June 2026

Easy to use PayPal, love pay in 3 and credit if needed.

Easy to use PayPal, love pay in 3 and credit if needed. Use PayPal for purchases online as an extra safely net. Reviewed on: 9th June 2026

Excellent service

My experience with paaypal credit has been excellent, it has given me an opportunity to make my house a home while building up my credit score, I have been able to buy things for my home that I never thought were possible and it has been so easy to keep track of my spending...great service Reviewed on: 9th June 2026

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