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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (56184 reviews)

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4.91

Based on 56,184 reviews, last reviewed 7th Apr 2026

498000% increase in 5 star reviews

in the past 90 days

1300% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal Credit great for budgeting and flexibility PayPal is great for secure online payment and PayPal credit gives that extra layer for budgeting your finances. And now PayPal credit card allows even... Read more Reviewed on: 7th April 2026

Latest lowest rating:

1

The worst App ever (Fraud and Scammer) The worst App ever (Fraud and Scammer) Reviewed on: 7th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (56184)

Easy to use

A useful tool for purchases that you can spread over a few months, especially when the 0% offers are available. Reviewed on: 8th July 2022

Just the best option for payments

It's just so easy to use, I fully recommend it Reviewed on: 8th July 2022

Excellent service

All I can say is they’ve been there when needed money the most Reviewed on: 8th July 2022

Hassle free

It’s really great and relatable Reviewed on: 8th July 2022

Easy to use.

Very fast and efficient way to purchase anything. Also believe that the whole site and purchase cover is secure so always confident with transactions. Reviewed on: 8th July 2022

No brainer!

Spread the cost of any purchase over £99 over 4 months interest free! Can’t go wrong! Reviewed on: 8th July 2022

Quick, easy to use and deals are amazing.

Applied for credit and was accepted straight away! Used it on the same day for some music production gear, on a take 3. Helped alot. Love paypal and it's secure Reviewed on: 8th July 2022

Brilliant company

Absolutely love these people and their products love to themxx. Reviewed on: 8th July 2022

Brilliant way to pay with credit

Paypal credit option is such a simple and user-friendly way to pay for purchases and spread costs over several months. Easy to keep track of what you are spending and help make those important large purchases. Reviewed on: 8th July 2022

Excellent

Excellent service gives you the option of being able to pay it back in four months with no interest Easy to understand your payments and when your date is used it for a couple of years now would be lost without it Reviewed on: 8th July 2022

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