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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146138 reviews)

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4.73

Based on 146,027 reviews, last reviewed 29th Jun 2026

4374900% increase in 5 star reviews

in the past 90 days

12550% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great for new home Been a great way yo be able to get what I needed for my new house and be able to split the payment, meaning all items could be bought at once making m... Read more Reviewed on: 29th June 2026

Latest lowest rating:

2

I am requesting a full investigation into my PayPal... I am requesting a full investigation into my PayPal Credit account because I believe there may be an error in the way my account has been calculated. ... Read more Reviewed on: 29th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (146138)

Excellent service, secure to use and efficient

Excellent service, secure to use and efficient Reviewed on: 30th April 2026

Never an issue when I have a problem or question.

Never an issue when I have a problem or question. Even if I have to be passed on to several operators they are all polite Reviewed on: 30th April 2026

Great for making payments, app a little lacking in c...

Great for making payments, app a little lacking in clarity ability to search for others Reviewed on: 30th April 2026

Paypal dose not work at our region but its good

Paypal dose not work at our region but its good Reviewed on: 30th April 2026

Everything is always so smooth and easy

Everything is always so smooth and easy Reviewed on: 30th April 2026

Happy with all my transactions.

Happy with all my transactions. No complaints Reviewed on: 30th April 2026

expeirence has been good with one issue

Great experience and very flexible. Only gripe is it's hard to keep track of how much you have paid into a promotion offer. Reviewed on: 30th April 2026

PayPal credit works flawlessly.

PayPal credit works flawlessly. And the Interest rate is superb Reviewed on: 30th April 2026

Best for my daily use instead of usual credit cards...

Best for my daily use instead of usual credit cards their option of adding card to apple pay changed my life Reviewed on: 30th April 2026

I use paypal for years, i give 5 stars

I use paypal for years, i give 5 stars Reviewed on: 30th April 2026

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