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PayPal: PayPal Credit reviews

4.73
Based on 181,143 reviews, last reviewed 4th Sep 2026
16% decrease in 5 star reviews
in the past 90 days
7% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It’s been miraculous. It’s been miraculous. Just what I needed. Reviewed on: 4th September 2026
SEGALINK's avatar
SEGALINK

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181143)

PayPal is a company who keep maintaining a very good...

5
PayPal is a company who keep maintaining a very good value for the money, with adaptive ideas in the market around the world. I joined more than ten years ago and still considering is a good choice. Thanks PayPal Reviewed on: 9th June 2026

PayPal credit is great if you pay it off each month...

5
PayPal credit is great if you pay it off each month so many benifits Reviewed on: 9th June 2026

No problem with payments, easy PayPal credit, easy t...

5
No problem with payments, easy PayPal credit, easy transaction Reviewed on: 9th June 2026

Saved by PayPal

5
Pay in 3 payments are the best as a single woman with mortgage PayPal Save me milion time Reviewed on: 9th June 2026

Excellent customer service

5
I had to contact PayPal once regarding a dispute I purchased and it was dealt with professionally and efficiently. It’s always easy to purchase merchandise with PayPall, using the app is easy. Reviewed on: 9th June 2026

Always easy to pay and you feel safe and confident u...

5
Always easy to pay and you feel safe and confident using it. Reviewed on: 9th June 2026

Everything is made so easy and secure with PayPal.

5
Everything is made so easy and secure with PayPal. In today’s society, vendors are making our purchases easy and accessible online, I wouldn’t use these services if I didn’t have PayPal to support me. I’m also enjoying the option to take the interest free credit and the pay in 3 really helps families out and hire what they need whilst spreading the cost without penalties or fines. Reviewed on: 9th June 2026

User friendly

5
User friendly & pay in 3 is great Reviewed on: 9th June 2026

Advisors always helpful, any issues I have had are a...

5
Advisors always helpful, any issues I have had are always resolved. Reviewed on: 9th June 2026

Always good.

5
Always good. App / website is easy to use. Reviewed on: 9th June 2026

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