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PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 56,422 reviews, last reviewed 7th Apr 2026
519600% increase in 5 star reviews
in the past 90 days
1500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Quick short term credit. Quick way to sort short term credit, value for money with pay in 3, and pay in 4 with credit. Reviewed on: 7th April 2026
Micky B's avatar
Micky B

Latest lowest rating:

1

Great service. Great service. Easy to understand terms and conditions and fantastic communication. Reviewed on: 7th April 2026
Valerie B's avatar
Valerie B
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (56422)

Paypal credit spend on almost anything

5
Paypal credit has help me and my family decorate our home and buy furnishings to match, martial arts and up to date technology. Would highly recommend paypal credit to any family or business. Reviewed on: 8th July 2022
legineo's avatar
legineo

Paypal Rocks

5
been with paypal for years now and i no problem at all. always been so helpful when i need it. i dont have any regrets having it. Highly recomended! Reviewed on: 8th July 2022
Mark's avatar
Mark

PayPal credit, easy to use and trustworthy

5
Have no problems with my PayPal credit account and the app is easy to navigate Reviewed on: 8th July 2022
Brenda Birch's avatar
Brenda Birch

More than happy

5
I am very happy every time when I use PayPal! Special with PayPal credit! I so happy I will recommend to all my clients and my friends Reviewed on: 8th July 2022
Elena Popescu's avatar
Elena Popescu

PayPal credit is the best choice!

5
This one was my best decision I made, if I knew this before, would apply earlier avoiding many others credit companies to be honest. If you need to pay something in few months than this is definitely it and best of all, it will not lower or impact your credit score. Reviewed on: 8th July 2022
Silvio Persic 's avatar
Silvio Persic

PayPal Credit is great and flexible

4
I mainly use it to purchase almost everything online (e.g. hotels, flights, home furniture, etc.). PayPal Credit is very flexible, quick, relaible and convenient Reviewed on: 8th July 2022
Jesus Esquivel Roman's avatar
Jesus Esquivel Roman

Good so far

5
All good experience so far I had with it Reviewed on: 8th July 2022
Bharat Pokhrel's avatar
Bharat Pokhrel

Best value credit

5
PayPal Credit is very simple to use on check out online & then easy to manage from your account. There are some fabulous money saving offers, such as 4 months interest free. Which is the one I tend to make use of 'to spread the load' as it were. Makes it the cheapest credit available as far as I can see. Reviewed on: 8th July 2022
Mark Fossey's avatar
Mark Fossey

PayPal

5
Service, reliability, easy to use cannot fault PayPal. Thanks Reviewed on: 8th July 2022
IAN WAPPETT's avatar
IAN WAPPETT

Excellent service provider

5
Their platform is easy to access and to understand. A very good and responsive customer service and customer care. Reviewed on: 8th July 2022
Olugbenga A Olajide's avatar
Olugbenga A Olajide

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