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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146159 reviews)

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4.73

Based on 146,027 reviews, last reviewed 29th Jun 2026

4374900% increase in 5 star reviews

in the past 90 days

12550% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great for new home Been a great way yo be able to get what I needed for my new house and be able to split the payment, meaning all items could be bought at once making m... Read more Reviewed on: 29th June 2026

Latest lowest rating:

2

I am requesting a full investigation into my PayPal... I am requesting a full investigation into my PayPal Credit account because I believe there may be an error in the way my account has been calculated. ... Read more Reviewed on: 29th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (146159)

Great service, paypal 3 options and flexibility.

Great service, paypal 3 options and flexibility. 4 month credit ideal. Assists in difficult times. Reviewed on: 30th April 2026

It's handy if you need something & you haven't got t...

It's handy if you need something & you haven't got the money upfront. It was easy to st up and the credit limit was available. Reviewed on: 30th April 2026

I’ve never had an issue...

I’ve never had an issue and when I’ve contacted them regarding something that was lost, they worked really hard to resolve my issue! Reviewed on: 30th April 2026

The most easiest way to make purchases is with Paypa...

The most easiest way to make purchases is with Paypal credit - clear and easy interface, great support and clear interest explanations. Reviewed on: 30th April 2026

Always had a good experience with PayPal .

Always had a good experience with PayPal . Been using them for years and will continue to use them ! Highly recommend ! Reviewed on: 30th April 2026

Excellent customer service and easy to follow online...

Excellent customer service and easy to follow online payment process. Reviewed on: 30th April 2026

My Personal Experience With PayPal.

I’ve been using PayPal for quite some time now, and I honestly find the service seamless and very easy to use. One thing I really appreciate is how they review your credit limit regularly and tailor offers based on your usage and payment history. Whenever I’m not in a position to pay for something in full, PayPal is always my go-to. They’re reliable, and the standout feature for me is the 0% interest for four months on purchases. It’s incredibly helpful when buying something expensive, as it gives me the flexibility to spread the cost without worrying about interest—much better than the shorter timeframe my bank offers. I’ve even recommended PayPal to my husband, and he now uses it too. It’s something I’d happily recommend to anyone. Another great benefit is the physical card, which means I’m not limited to online shopping—I can also use it in-store, which adds even more flexibility. The only downside I’ve noticed is that I’m currently unable to add my PayPal card to Apple Pay, though I’m not sure if that’s a recent change. Overall, a fantastic service that I use regularly and trust. Reviewed on: 30th April 2026

Great offering easy to use good mobile user interface

Great offering easy to use good mobile user interface Reviewed on: 30th April 2026

App really easy to use, great communication in a nic...

App really easy to use, great communication in a nice timely manner. Reviewed on: 30th April 2026

I trust PayPal.

I trust PayPal 100% and feel safe in all my purchases. Reviewed on: 30th April 2026

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