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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (56617 reviews)

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4.91

Based on 56,617 reviews, last reviewed 7th Apr 2026

537600% increase in 5 star reviews

in the past 90 days

1500% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal Credit has simplified my life enormously PayPal Credit has simplified my life enormously due to their generous 4 months' interest-free facility for purchases over £100. I moved home this past... Read more Reviewed on: 7th April 2026

Latest lowest rating:

2

Missed payment ,really ? Used PayPal for years no probs ,never missed a payment then one oversight by a debit not being paid when there was ample money in their account and th... Read more Reviewed on: 7th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (56617)

Quality and accurate service

I never had a problem with paypal credit and their over £99 for 4 instalments %0 interest offer is fantastic Reviewed on: 9th July 2022

Easy and smart

I think this is the best safety. Very easy and fast buying. I can advise for everyone. Reviewed on: 9th July 2022

Very easy to use.

Never been disappointed by them. Reviewed on: 9th July 2022

Very happy with PayPal...

Best way to confidently buy, sell and feel secure, using PayPal for all online purchases. Reviewed on: 9th July 2022

Great Stuff!

I was surprised to receive a 4-month interest-free on my PayPal Credit! Reviewed on: 9th July 2022

Super useful and easy too use

I've been using paypal credit for about 2 years now, it's really helped me buy them things I've wanted but just about didn't have the cash, but with their 4 months no interest I'd be silly to miss the chance to take advantage of that. It was simply select credit on the checkout and pay it back how even much i decided at a time all through the app. Reviewed on: 9th July 2022

AMAZING SERVICE

First time I’ve used PAYPAL credit and I must admit it’s the best credit company I’ve ever had credit with. Well I had problems with the credit system when I first took out the credit, BUT the customers service was absolutely incredible in sorting out my problem. Thank you so much PAYPAL for an amazing service where I can get credit with no issues. Again thank you. Reviewed on: 9th July 2022

Amazing

It is so helpful and is beneficial too. It helped me in my home move expenses Reviewed on: 9th July 2022

Great and easy to use

App is easy to use and easy to purchase items Reviewed on: 9th July 2022

Fantastic

I have been using PayPal credit for quite a while now. It’s really handy and you have a whole lot of time to repay it which is really good. Will recommend. Reviewed on: 9th July 2022

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