Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 181,143 reviews, last reviewed 4th Sep 2026
16% decrease in 5 star reviews
in the past 90 days
7% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It’s been miraculous. It’s been miraculous. Just what I needed. Reviewed on: 4th September 2026
SEGALINK's avatar
SEGALINK

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181143)

Great service and reassuring with PayPal’s security.

5
Great service and reassuring with PayPal’s security. Reviewed on: 9th June 2026

Convenient way to pay for services online

5
Convenient way to pay for services online Reviewed on: 9th June 2026

Buy now, pay later!

5
Buy now, pay later - you can make purchases immediately and spread the cost over time. Interest-free financing on eligible purchases - larger purchases may qualify for promotional 0% interest periods if paid off within the specified timeframe. Reviewed on: 9th June 2026

PayPal is super convenient to use and is handy for l...

5
PayPal is super convenient to use and is handy for larger items that you'd like to split payment for over time. Reviewed on: 9th June 2026

Excellent service, quick direct top services and secure

5
Excellent service, quick direct and secure Reviewed on: 9th June 2026

Great easy to use and fantastic deals for people

5
Great easy to use and fantastic deals for people Reviewed on: 9th June 2026

Easy to use, feel safe using PayPal

5
Easy to use, feel safe using PayPal Reviewed on: 9th June 2026

Less AI in customer service,pls

3
It's difficult to find an opportunity to speak with a human. The AI can't handle any deviations from the norm. Your people are helpful. I understand that customers call for the simplest of issues, but these are simple matters for you. Reviewed on: 9th June 2026

Easy and convenient.!!

5
Easy and convenient..absolutely love it Reviewed on: 9th June 2026

Great end to and experience!

5
Great end to and experience, easy to use and quick enough. Reviewed on: 9th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 101302 reviews
    PayPal
  • Payments

    from PayPal 4.72 from 3855 reviews
    PayPal
  • Credit card

    from PayPal 4.66 from 126 reviews
    PayPal
    View all products