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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146177 reviews)

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4.73

Based on 146,027 reviews, last reviewed 29th Jun 2026

4374900% increase in 5 star reviews

in the past 90 days

12550% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great for new home Been a great way yo be able to get what I needed for my new house and be able to split the payment, meaning all items could be bought at once making m... Read more Reviewed on: 29th June 2026

Latest lowest rating:

2

I am requesting a full investigation into my PayPal... I am requesting a full investigation into my PayPal Credit account because I believe there may be an error in the way my account has been calculated. ... Read more Reviewed on: 29th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (146177)

Great shopping

Good you get to buy what you like and pay later which makes it an excellent choice to have. Life is better with PayPal. You are also highly secure when purchasing with paypal Reviewed on: 30th April 2026

Perfect and feel safe when buying on line

Perfect and feel safe when buying on line Reviewed on: 30th April 2026

Love the 3 month payment options

Love the 3 month payment options and later payment options, still think the percentage is a bit higher. Reviewed on: 30th April 2026

I fuggin love PayPal and hope I win the grand real bad.

I fuggin love PayPal and hope I win the grand real bad. Reviewed on: 30th April 2026

Doesn’t give you very long on credit before it start...

Doesn’t give you very long on credit before it starts charging interests, I only tend to use this if my credit choices are limited Reviewed on: 30th April 2026

Very reliable and helpful service

Very reliable and helpful service Reviewed on: 30th April 2026

Easy to use & convenient

Easy to use, convenient good track of payments. However difficult to cancel any suspicious payments Reviewed on: 30th April 2026

Great Service from PayPal online,...

PayPal offer me the protection I need buying online, and the credit terms when needed are great Reviewed on: 30th April 2026

Excellent. Easy to use

Excellent, Easy to use and really helps especially when you're a bit short of money and something you really want comes up. Reviewed on: 30th April 2026

So easy to do.

So easy to do. The app gave me several different options to choose from and explained each one so I knew exactly what I was getting. Reviewed on: 30th April 2026

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