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PayPal: PayPal Credit reviews

4.73
Based on 181,143 reviews, last reviewed 4th Sep 2026
16% decrease in 5 star reviews
in the past 90 days
7% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It’s been miraculous. It’s been miraculous. Just what I needed. Reviewed on: 4th September 2026
SEGALINK's avatar
SEGALINK

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181143)

Excellent service and various option

5
Excellent service and various option Reviewed on: 9th June 2026

Easy and safe way to shopping

5
Made payments easier and safer. PayPal do all the necessary checks to ensure that scammers doesn't again access to users accounts. Reviewed on: 9th June 2026

Easy for all options

5
Easy to use, easy to view, easy to choose and easy to pay back, with added shopping options and discounts, the whole PayPal experience makes shopping choices easier today. Reviewed on: 9th June 2026

Excellent Customer Service

5
I have twice used Customer Services via a phone call and the service is fantastic and very easy to use. Highly recommended, will use again Reviewed on: 9th June 2026

Helpful in difficult times.

4
Helpful when you don't have enough money at a particular time Reviewed on: 9th June 2026

Always easy to make a payment with PayPal.

5
Always easy to make a payment with PayPal. Never had any issues. Like the variety of places you can use Reviewed on: 9th June 2026

I find Paypal to be a reliable source to help out i...

4
I find Paypal to be a reliable source to help out in payments when you do not have enough income to cover a debt. They give you options on how to pay like pay in 3 or 4 months 0% interest free. Reviewed on: 9th June 2026

Handy money

5
It's always handy to use PayPal Credit and pay it off. Reviewed on: 9th June 2026

Great & convenient

5
I have used pay pal credit for along time it is a really convenient way of paying for products Reviewed on: 9th June 2026

Excelent PayPal help me too much

5
Excelent PayPal help me too much Reviewed on: 9th June 2026

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