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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146193 reviews)

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4.73

Based on 146,027 reviews, last reviewed 29th Jun 2026

4374900% increase in 5 star reviews

in the past 90 days

12550% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great for new home Been a great way yo be able to get what I needed for my new house and be able to split the payment, meaning all items could be bought at once making m... Read more Reviewed on: 29th June 2026

Latest lowest rating:

2

I am requesting a full investigation into my PayPal... I am requesting a full investigation into my PayPal Credit account because I believe there may be an error in the way my account has been calculated. ... Read more Reviewed on: 29th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (146193)

Good service!

Good service! Has loads of finance options which stood out from the rest Reviewed on: 30th April 2026

Milan experience

I was at the H&M checkout in Milan, feeling the heat as the cashier informed me my debit card wasn't accepted. With a growing line behind me and my face turning red, I quickly switched to PayPal on my phone. One tap later, the payment cleared instantly, saving me from a very public "declined" disaster in the fashion capital of the world Reviewed on: 30th April 2026

Easy Money Access and Repayment Plan that suits you

Easy Money Access and Repayment Plan that suits you Reviewed on: 30th April 2026

Positive review

PayPal is so efficient to transfer money to family and friends instantly. PayPal credit is stress free and easy to repay. Reviewed on: 30th April 2026

Safe and secure transaction.

Safe and secure transaction. Credit card helps to buy the dreams Reviewed on: 30th April 2026

Its there when I need it.

Its there when I need it. Very professional Reviewed on: 30th April 2026

i can use whenever i need

i can use whenever i need more time to pay or spread out the payment and you have peace of mind because you will be protected from fraud Reviewed on: 30th April 2026

The Best way to pay

I use PayPal for most things as the customer service is the best and they are great at sorting out any issues Reviewed on: 30th April 2026

Easy to use when paying for my purchases and able to...

Easy to use when paying for my purchases and able to pay in 3 for my more expensive items. Made easy to access and check on what I am paying for. Quick refund when purchases are lost or returned. Would recommend as excellent. Reviewed on: 30th April 2026

Easy and very quick to use.

Easy and very quick to use. App easy to understand Reviewed on: 30th April 2026

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