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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146214 reviews)

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4.73

Based on 146,206 reviews, last reviewed 29th Jun 2026

4382850% increase in 5 star reviews

in the past 90 days

12600% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Secure and simple I find PayPal so simple and easy to use whilst also being very safe. Reviewed on: 29th June 2026

Latest lowest rating:

1

This is the worst lending service provider I have ev... This is the worst lending service provider I have ever used , every-time I tried to pay some off my debt it would take days and as soon as I didn’t ha... Read more Reviewed on: 29th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (146214)

Always use Paypal for safe transactions

Always use Paypal for safe transactions Reviewed on: 30th April 2026

It’s always helpful, sometimes you simply don’t want...

It’s always helpful, sometimes you simply don’t want to intake from your savings and PP credit is there for you. Reviewed on: 30th April 2026

Paypal: 5 starts for trust and speed.

I am using Paypal from 15 years, with every purchase I have satisfaction and a guarantee that I am paying to a genuine service. I don't fear of getting Scammed as I trust Paypal for all the payments. I have always found the purchase and the cancellation with Paypal very easy. The pay later option is good way of getting financial flexibility. I always use paypal for all my purchases. Reviewed on: 30th April 2026

Safe and secure.

Safe and secure. Have no interest when u pay within 4 months. Reviewed on: 30th April 2026

Great product.

Great product, very flexible, I love it. Reviewed on: 30th April 2026

Helpful friendly staff willing to help when I have a...

Helpful friendly staff willing to help when I have a problem Reviewed on: 30th April 2026

Very good help me out a lot thanks

Very good help me out a lot thanks Reviewed on: 30th April 2026

Very convenient credit app.

Very convenient credit app.. easy access and low interest rate! Reviewed on: 30th April 2026

Amazing app, it’s really great and easy to follow.

Amazing app, it’s really great and easy to follow. Simple to use Reviewed on: 30th April 2026

PayPal has helped me bridge the gap across the world...

PayPal has helped me bridge the gap across the world for paying friends and helping family to get small things like dinner and whatnot. It's also been great in terms of credit; both the Pay-In-3 and the PayPal credit systems are great, and are easy to navigate. I've never missed a payment, so I can't attest to how it would be if you did, but I assume it wouldn't be the worst thing in the world. They feel rather helpful and accommodating with things like that. Reviewed on: 30th April 2026

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