Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 57,041 reviews, last reviewed 7th Apr 2026
576700% increase in 5 star reviews
in the past 90 days
1500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I’ve been using PayPal for a while now and it’s beco... I’ve been using PayPal for a while now and it’s become one of my go-to payment methods. It’s fast, widely accepted, and adds an extra layer of securit... Read more Reviewed on: 7th April 2026
RDC's avatar
RDC

Latest lowest rating:

2

Missed payment ,really ? Used PayPal for years no probs ,never missed a payment then one oversight by a debit not being paid when there was ample money in their account and th... Read more Reviewed on: 7th April 2026
Paul T's avatar
Paul T
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (57041)

Easy and very handy

5
It has helpd me stay safe purchasing things on the internet and the easy payment makes life easier too Reviewed on: 11th August 2022
Gavin Palmer's avatar
Gavin Palmer

paypal a real Pay Pal

5
Paypal really is a pay pal so easy to use Full protection against scammers when you use the PayPal credit system Payments are automatically sent so no missed payments Easy access to help whenever you need it I have so much faith in the Paypal Credit system its the only type i recommend because i never make recommendations for anything Reviewed on: 11th August 2022
Terry Wilkinson's avatar
Terry Wilkinson

secured, fast and reliable

5
paypal never let me down, always there to help those in need Reviewed on: 11th August 2022
Andrei Il's avatar
Andrei Il

Good laid back credit!

5
Easy to apply for and manage, with no clunky apps or long payment processing delays! Reviewed on: 11th August 2022
Kerri's avatar
Kerri

PayPal is always a great option

5
PayPal Credit has allowed me to spread the cost of important purchases without incurring high-interest payments. Reviewed on: 11th August 2022
Florian Stephens's avatar
Florian Stephens

Great way to pay

5
Very helpful with 0% interest for 4 months! Reviewed on: 11th August 2022
glennwakeman2807@gmail.com's avatar
[email protected]

Fantastic for Financial Planning & Growth

5
I've been using paypal credit for about 2 years now, and it's been fantastic for helping me plan my finances and growing it. I haven't found any provider out there that lets you pay back in four instalments interest-free! As an entreprenuer and full time employee, the flexibility and options Paypal credit affords me is second to none. I've been able to make very helpful investment decisions that I would have made if Paypal credit weren't available and affordable. Many thanks to Paypal, I fully recommend paypal provided you are disciplined. Thank you Paypal :) Reviewed on: 11th August 2022
Debowale Omole's avatar
Debowale Omole

Paypal credit

5
Very simple and easy to use with 0% intrest for the few monhs easy way to purchase items until you can afford ti pay it back, first class Reviewed on: 11th August 2022
nicholson3ly@btinternet.com's avatar
[email protected]

Easy and trust worthy

5
Really good service, always hassle free and any problems or questions are quickly resolved by the staff Reviewed on: 11th August 2022
Joe Keeley's avatar
Joe Keeley

PayPal credit

5
Super easy to apply and widely accessible Reviewed on: 11th August 2022
jamilahmad2609's avatar
jamilahmad2609

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill