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PayPal: PayPal Credit reviews

4.73
Based on 181,143 reviews, last reviewed 4th Sep 2026
16% decrease in 5 star reviews
in the past 90 days
7% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It’s been miraculous. It’s been miraculous. Just what I needed. Reviewed on: 4th September 2026
SEGALINK's avatar
SEGALINK

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181143)

Best Retail Finance Provider.

5
Best Retail Finance Provider. Flexible and great Reviewed on: 9th June 2026

Wonderful experience with excellent customer service.

5
Wonderful experience with excellent customer service. Highly recommend Reviewed on: 9th June 2026

Wonderful experience with excellent customer service.

5
Wonderful experience with excellent customer service. Highly recommend Reviewed on: 9th June 2026

Help is never far away

4
There is always someone on the line to help Reviewed on: 9th June 2026

Used PayPal Credit many times - easy to set up and m...

5
Used PayPal Credit many times - easy to set up and manage Reviewed on: 9th June 2026

Always been helpful and addressed any issues quickly...

5
Always been helpful and addressed any issues quickly and fairly.Easy to use and apply for, good range of services. Reviewed on: 9th June 2026

.good stuff

5
I think its fantastic. Would rec Reviewed on: 9th June 2026

I use it over other credit options as it’s easy to u...

5
I use it over other credit options as it’s easy to use accessible and value for money Reviewed on: 9th June 2026

I've been happy overall with PayPal services.

4
I've been happy overall with PayPal services. It has become easier to use in recent years. Reviewed on: 9th June 2026

The pros of PayPal

5
Easy to get on with and the security is top notch joins when I was 16 and still useing it today now I have a credit limit with them it’s easy to pay off. Highly recommend to anyone who uses online transactions Reviewed on: 9th June 2026

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