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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146220 reviews)

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4.73

Based on 146,206 reviews, last reviewed 29th Jun 2026

4382850% increase in 5 star reviews

in the past 90 days

12600% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Secure and simple I find PayPal so simple and easy to use whilst also being very safe. Reviewed on: 29th June 2026

Latest lowest rating:

1

This is the worst lending service provider I have ev... This is the worst lending service provider I have ever used , every-time I tried to pay some off my debt it would take days and as soon as I didn’t ha... Read more Reviewed on: 29th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (146220)

Very good, comfortable, easy payment, and no inte...

Very good, comfortable, easy payment, and no interest rate Reviewed on: 30th April 2026

Reasonable rates. Excellent

Reasonable rates. Value for money. User friendly. Excellent service Reviewed on: 30th April 2026

Simple and easy

Simple to use and flexible option when buying goods. Reviewed on: 30th April 2026

Safe and secure.

Safe and secure. Quick and easy!! Reviewed on: 30th April 2026

Just great to deal with and easy to use

Just great to deal with and easy to use Reviewed on: 30th April 2026

Great service and Support

Great service, easy to use and allows us to be in charge of our finances. The support given also gives a level of comfort and satisfaction, allowing us to focus on the important things. Reviewed on: 30th April 2026

Very easy and manageable this has been my go to for...

Very easy and manageable this has been my go to for finances and the customer service has always been good, quick and prompt responses. Reviewed on: 30th April 2026

Very good finance and credit service provider.

Very good finance and credit service provider. Reviewed on: 30th April 2026

Love PayPal,wouldn't use anything else.

Love PayPal,wouldn't use anything else. Reviewed on: 30th April 2026

PayPal is a breeze!

PayPal has made my life easier in so many ways. Paying for goods and paying bills is a breeze when using PayPal. Reviewed on: 30th April 2026

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