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PayPal: PayPal Credit reviews

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4.91
Based on 57,097 reviews, last reviewed 8th Apr 2026
581600% increase in 5 star reviews
in the past 90 days
1500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Paypal is great to keep your details safe . Paypal is great to keep your details safe and soo easy to use. Reviewed on: 8th April 2026
Mel's avatar
Mel

Latest lowest rating:

2

It's okay It's being okay using Paypal the Paypal Credit 0% is a great feature. Reviewed on: 7th April 2026
nick s's avatar
nick s
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (57097)

Ease of use

4
I love how easy it is to use. I can easily keep track of my spending, transfer money with ease and it’s great for online shopping Reviewed on: 12th August 2022
Jenny Batchelor's avatar
Jenny Batchelor

Easy and frictionless

5
It took less than 5 minutes to open an account and was such an easy process. PayPal credit is also accepted by a lot of vendors so you have access to a wide range of products and services. If you pay back purchases above £99 in 4 months you pay no interest which is an added bonus and you get £20 free credit when you join in. Really impressed with PayPal credit! Reviewed on: 12th August 2022
Eduvie Ojoboh's avatar
Eduvie Ojoboh

Paypal Credit good experience!.

5
Ive been with Paypal credit a fair whiles, ive never had any real issues. Customer service advisors have always been courteous and proffesional when ive had a query...so happy overall!. Reviewed on: 12th August 2022
Tycho43's avatar
Tycho43

Easy to use

5
Really find the payments affordable and easy to use the app Reviewed on: 12th August 2022
Grant McGinty's avatar
Grant McGinty

No 1 :)!1

5
It’s been amazing to have. Helped to buy furniture for my son room and he love Reviewed on: 11th August 2022
Evelyn Mudhombo's avatar
Evelyn Mudhombo

Excellent service

5
Easy to pay back and brilliant service Reviewed on: 11th August 2022
Gemma pollock's avatar
Gemma pollock

Its excellent

5
I love PayPal credit because gives me flexibility on my payments Reviewed on: 11th August 2022
Faheema 's avatar
Faheema

paypal credit

5
easy to set up the paypal credit, easy to pay for goods easy to settle up. Reviewed on: 11th August 2022
toby taylor's avatar
toby taylor

Excellent help when needed

5
Using Paypal Credit has been a godsend helping purchase things that are needed especially now times are tough and having that chance to pay back over a short period no interest is amazing Reviewed on: 11th August 2022
karl hall's avatar
karl hall

Amazing

5
PayPal are amazing credit users. The payback fee is very little and the Apr is very little too. I'd recommend this to everyone. Reviewed on: 11th August 2022
Conor's avatar
Conor

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