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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181143 reviews)

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4.73

Based on 181,143 reviews, last reviewed 4th Sep 2026

16% decrease in 5 star reviews

in the past 90 days

7% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It’s been miraculous. It’s been miraculous. Just what I needed. Reviewed on: 4th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181143)

Very easy

Very easy to make an on-line purchase, often easier than using a traditional bank account, Reviewed on: 9th June 2026

Excellent all round easy way to pay for expensive it...

Excellent all round easy way to pay for expensive items over a period of time Reviewed on: 9th June 2026

Amazing Credit Card

I love the fact that you have 4 months interest free to pay off. Reviewed on: 9th June 2026

Best for credit

PayPal credit fast and easy to use. Good value for short term credit Reviewed on: 9th June 2026

Interest free purchases

PayPal has been good to me over the years with no interest purchases Reviewed on: 9th June 2026

This is the best financial support.

This is the best financial support. Everything is working fast and I'm so happy I enjoyed the best of the best. Reviewed on: 9th June 2026

PayPal, enabling choice...

PayPal has been invaluable in enabling the choice, to purchase. A massive sale of the things I want, I get them all and save a fortune. Pay in 3 is perfect for this. Reviewed on: 9th June 2026

Ive used PayPal for years it is so quick and easy to...

Ive used PayPal for years it is so quick and easy to use,and as I shop online a lot, a majority of retailers accept PayPal as a recognised payment option, its protected as well for purchases online which I love, and now with most high street retailers o can use my PayPal card when I'm out and about,brilliant! Reviewed on: 9th June 2026

Convenient Banking

Easy to use and have always protected my interest. Reviewed on: 9th June 2026

Using PayPal for me it is a useful experience as I...

Using PayPal for me it is a useful experience as I don't have physical need for a credit card. Reviewed on: 9th June 2026

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