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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (57120 reviews)

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4.91

Based on 57,120 reviews, last reviewed 8th Apr 2026

583800% increase in 5 star reviews

in the past 90 days

1500% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Everything runs super well & I've never had any prob... Everything runs super well & I've never had any problems across my business & retail experiences. Reviewed on: 8th April 2026

Latest lowest rating:

2

It's okay It's being okay using Paypal the Paypal Credit 0% is a great feature. Reviewed on: 7th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (57120)

PayPal has been a really good experience

I can now use up to £1200 of my credit account without interest and pay monthly which has been an excellent way to manage my money. I definitely recommend PayPal credit. Reviewed on: 12th August 2022

Amazing credit system

Very easy to use and change around to best fit your situation Reviewed on: 12th August 2022

Excellent!

Responsible lender and really flexible with customers especially during the difficult months of the Covid pandemic Reviewed on: 12th August 2022

Absolutely love it!

Being able to pay back in 4 months with no interest is super handy aswell as it being really easy to use! Highly recommend! Reviewed on: 12th August 2022

Easy to use

Very convenient and the service is straightforward Reviewed on: 12th August 2022

The most reliable payment solution.!

PayPal is the best intermediary payment solution I have ever used! Highly recommended! ;-) Reviewed on: 12th August 2022

Excellent service

PayPal credit Really quick and easy to use helps buying items so much easier online extremely hassle free making buying easier with interest free payment options Reviewed on: 12th August 2022

Easy to use and excepted by most big companies

Excellent customer service, I had a problem and they sorted it out very fast for me Reviewed on: 12th August 2022

Quick and safe

I use PayPal credit to complete larger purchases and get the option of pay in 3 interest free which is ace but it’s only an assets to your wallet if you have the affordability to pay Reviewed on: 12th August 2022

Use it but keep it in mind to pay it back

Service that helps to get what we want with more time to pay Reviewed on: 12th August 2022

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