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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146227 reviews)

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4.73

Based on 146,206 reviews, last reviewed 29th Jun 2026

4382850% increase in 5 star reviews

in the past 90 days

12600% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Secure and simple I find PayPal so simple and easy to use whilst also being very safe. Reviewed on: 29th June 2026

Latest lowest rating:

1

This is the worst lending service provider I have ev... This is the worst lending service provider I have ever used , every-time I tried to pay some off my debt it would take days and as soon as I didn’t ha... Read more Reviewed on: 29th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (146227)

Came in useful when paying out on home improvements

Came in useful when paying out on home improvements Reviewed on: 30th April 2026

PayPal: Trust and Convenience

For over eighteen years, I’ve been using PayPal without encountering any issues; on the contrary, it has consistently made my life easier and more convenient. The platform is simple to use, reliable, and gives me a sense of security whenever I make transactions online. What I especially appreciate is how they stay on top of things—they always remind me to pay a portion of my loan each month so the interest doesn’t increase. These reminders are clear and timely, which helps me stay organized and avoid unnecessary extra costs. Overall, it really feels like they are working in your best interest, supporting you in managing your finances more responsibly and making everyday payments smooth and stress-free. Reviewed on: 30th April 2026

Used on many websites and the credit is fabulous

Used on many websites and the credit is fabulous Reviewed on: 30th April 2026

Fast and reliable credit will try points with every...

Fast and reliable credit will try points with every spend. Most retailers accept too so don’t have to apply for credit for big purchases Reviewed on: 30th April 2026

Great for shopping!

Easy to use and easy to track your spending. Reviewed on: 30th April 2026

Always fast and reliable.

Always fast and reliable. And cheaper than anything else. PayPal Credit helped me a lot many times, specialy on Ebay. Reviewed on: 30th April 2026

Great app, really good payment plan’s options

Great app, really good payment plans, pay in 3 or for etc. love it. Just wish it was autistic friendly xx Reviewed on: 30th April 2026

Quick, easy, accessible, total trust

Quick, easy, accessible, total trust, what else do I need ? Reviewed on: 30th April 2026

great service and very helpfull

great service and very helpfull Reviewed on: 30th April 2026

Trustworthy, Instant and Hassle free payment every t...

Trustworthy, Instant and Hassle free payment every time. I am very confident to use PayPal very often. Nothing to worry with PayPal payments. Reviewed on: 30th April 2026

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