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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (57129 reviews)

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4.91

Based on 57,129 reviews, last reviewed 8th Apr 2026

584600% increase in 5 star reviews

in the past 90 days

1500% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Easy Access Easy to use availability everywhere pay in 3 i use weekly and pay off early no interest Reviewed on: 8th April 2026

Latest lowest rating:

2

It's okay It's being okay using Paypal the Paypal Credit 0% is a great feature. Reviewed on: 7th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (57129)

Paypal makes for easy payments

There are many ways to pay for items and necessities in the Internet but PayPal makes it very accessible and user friendly for quick payments. Not only are the payments can be seen through your PayPal account but you have full control of your money and how you would like to spend, especially with its extra added features. PayPal is always an easy option out of all other payment types. Reviewed on: 12th August 2022

Very easy, reliable, accessible and fast.

It is the very best thing that happened to me when I was struggling with finances and I got to here about PayPal credit. Ever since then my life has never be the same knowing that when I want to shop online there is always PayPal to fall back to and pay at the time that suit me. I have recommend to friends and families. Reviewed on: 12th August 2022

Great for gifts

Fabulous for spreading the cost of those more frivolous purchases Reviewed on: 12th August 2022

Great service

I love the pay in 3 options and the 12 months interest free for orders over 100. It would be good if it was easier to access the virtual card so I could use it on amazon Reviewed on: 12th August 2022

Simply The Best

Easy to use, great product, would highly recommend to everyone Reviewed on: 12th August 2022

Easy Payment

Using PayPal Credit is hassle free and easy to log in payment. Just buy now and pay later after few days specially if salary didn’t is not on the bank yet. Reviewed on: 12th August 2022

Easy to use great interest free options

Its easy to navigate through the app and use PayPal credit or pay in 3. The interest free options are great and you get reminders of payments Reviewed on: 12th August 2022

Handy

Excellent service for those times when it's really needed. Reviewed on: 12th August 2022

Really helps spread the cost

Great card to have. Spread the cost over 4 months interest free. Reviewed on: 12th August 2022

Easy, flexible and convenient

Certain purchases although affordable can be a huge outlay at the given time and sometime you can miss out on a good price or even a discount just because you aren't able to spread the cost. Paypal credit has kept a spread the cost offer valid and ongoing which made it easy for me to buy an rc sailplane that I wanted and even better the website I was buying from accepted paypal directly. A modern easy convenient payment solution with the flexibility of spreading the cost. What's not to like. Reviewed on: 12th August 2022

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