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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146230 reviews)

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4.73

Based on 146,206 reviews, last reviewed 29th Jun 2026

4382850% increase in 5 star reviews

in the past 90 days

12600% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Secure and simple I find PayPal so simple and easy to use whilst also being very safe. Reviewed on: 29th June 2026

Latest lowest rating:

1

This is the worst lending service provider I have ev... This is the worst lending service provider I have ever used , every-time I tried to pay some off my debt it would take days and as soon as I didn’t ha... Read more Reviewed on: 29th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (146230)

Always there when I need help, amazing support, orie...

Always there when I need help, amazing support, oriented on my needs. Thank you ! Reviewed on: 1st May 2026

Absolutely no issues, love this service

Absolutely no issues, love this service and use it more than any other payment or credit card option Reviewed on: 1st May 2026

Costumer service is the best

Costumer service is the best every time I had a problem with the seller too PayPal has sorted and refunded. Reviewed on: 30th April 2026

The transaction process is straightforward and hassl...

The transaction process is straightforward and hassle free. It is easy to see the balance remaining from different purchases, with it clear whether there is a debit, credit or refund. The site is very user friendly and easy to use. I trust the security of the site, that looks professional. Reviewed on: 30th April 2026

I am so happy this card and company

I am so happy this card and company Reviewed on: 30th April 2026

It’s okay can be a bit better, the credit limit is t...

It’s okay can be a bit better, the credit limit is too low compared to my other cards and the pay in 3 limit could be better. The point value is absolute trash Reviewed on: 30th April 2026

Is a very good credit to use.

Is a very good credit to use. You can pay in 3 and they offer 4 months with no fees Reviewed on: 30th April 2026

Quick convenient way to pay.

Quick convenient way to pay. The app gives you a handy place to check your balance. Reviewed on: 30th April 2026

Always easy to complete payments

Always easy to complete payments and now with passkey it’s even easier. The app is great too. Reviewed on: 30th April 2026

Safe to use

Easy and safe to use and you can spread the cost Reviewed on: 30th April 2026

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