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PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 57,142 reviews, last reviewed 8th Apr 2026
585700% increase in 5 star reviews
in the past 90 days
1600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is great . PayPal is great . Good customer service Reviewed on: 8th April 2026
Afrakomah ampomah's avatar
Afrakomah ampomah

Latest lowest rating:

1

I was scammed and the item was cancelled and I was t... I was scammed and the item was cancelled and I was told that PayPal wouldn’t help because it wasn’t covered by buyers protection even though it states... Read more Reviewed on: 8th April 2026
Tina Lorraine Oakley's avatar
Tina Lorraine Oakley
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (57142)

Paypal credit

5
Paypal credit allows me to spread larger payments over a period of time without worrying about how I will pay for it upfront. It's flexible and gives me the free to pay a large amount back or a small amout back each time. Reviewed on: 12th August 2022
Hannah Chilcott's avatar
Hannah Chilcott

Paypal Credit - Would I recommend?

4
Paypal Credit is EXTREMELY convenient. They gave me a very generous credit limit and the express checkout option offered by almost every retailer has made buying things online absolutely quick and easy. The one major downside I have with the system however is the transaction/activity page on the Paypal website. It is extremely confusing to understand the balance owed etc. I think this could do with a much-needed overhaul. Overall I would recommend but only to those who can keep track of their spending wisely since PayPal doesn't offer much help! Reviewed on: 12th August 2022
hardytrash's avatar
hardytrash

Simple and straight-forward.

5
Paypal credit has made life more affordable. Love it. Reviewed on: 12th August 2022
Rachael M's avatar
Rachael M

Paypal

5
It’s quick and easy and great way for people to pay for stuff when they don’t have the money but pay in the end so thank you ;) Reviewed on: 12th August 2022
Shane's avatar
Shane

Easy to understand and great offers

5
0% offer is very helpful to spread payments over a few months. Making payments is very easy. Reviewed on: 12th August 2022
Taylor L's avatar
Taylor L

Excellent

5
Paypal credit is not only easy to use but also has the option to spread your payment over a timescale suited to you. As it's PayPal, you also feel an extra level of security when shopping online. Reviewed on: 12th August 2022
Lucy 's avatar
Lucy

Great and useful

5
This is handy yo use to buy what you want Reviewed on: 12th August 2022
Joseph O Neill's avatar
Joseph O Neill

Smart

5
With the Pay pal service has been turning my dreams into reality for more than five years! Reviewed on: 12th August 2022
Val's avatar
Val

Best friend to lend money from

5
Always here for me. Never let me down in my family every day needs and emergency Reviewed on: 12th August 2022
Anaida Marsh's avatar
Anaida Marsh

Amazing Service

5
I have been a PayPal member for many year now and I am a very satisfied customer. I feel that the service that PayPal provides is outstanding. Many thanks! Reviewed on: 12th August 2022
Satisfied customer's avatar
Satisfied customer

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