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PayPal: PayPal Credit reviews

4.73
Based on 181,143 reviews, last reviewed 4th Sep 2026
16% decrease in 5 star reviews
in the past 90 days
7% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It’s been miraculous. It’s been miraculous. Just what I needed. Reviewed on: 4th September 2026
SEGALINK's avatar
SEGALINK

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181143)

Use PayPal for credit or payment plans and makes thi...

5
Use PayPal for credit or payment plans and makes things easier to purchase Reviewed on: 9th June 2026

Brilliant every time, always smooth and easy

5
Brilliant every time, always smooth and easy Reviewed on: 9th June 2026

No fuss..

5
No fuss, quick decision, easy and fast payments. Reviewed on: 9th June 2026

Helps with budgeting your finances

5
Helps with budgeting your finances Reviewed on: 9th June 2026

Pay pal is my go to always easy transactions and kee...

5
Pay pal is my go to always easy transactions and keeps you up to date with all payments. Reviewed on: 9th June 2026

Excellent

5
PayPal very useful to use at times great service nice staff get back to your enquiry very quickly Reviewed on: 9th June 2026

I love PayPal, super easy to use.

5
I love PayPal, super easy to use. Love the pay in 3 option. I have used all the services of PayPal and all are hassle free and good services. Reviewed on: 9th June 2026

Charge back went through every purchase feels insured

5
Charge back went through every purchase feels insured Reviewed on: 9th June 2026

Easy to use and call center easy to contact.

5
Easy to use and call center easy to contact. There is a promotion to pay for avoid interested. Reviewed on: 9th June 2026

PayPal, safe and easy

5
Easy, safe and most companies accept PayPal, have used this method of payment wherever I can because I know I’ll be safe with my transactions Reviewed on: 9th June 2026

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