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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146233 reviews)

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4.73

Based on 146,206 reviews, last reviewed 29th Jun 2026

4382850% increase in 5 star reviews

in the past 90 days

12600% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Secure and simple I find PayPal so simple and easy to use whilst also being very safe. Reviewed on: 29th June 2026

Latest lowest rating:

1

This is the worst lending service provider I have ev... This is the worst lending service provider I have ever used , every-time I tried to pay some off my debt it would take days and as soon as I didn’t ha... Read more Reviewed on: 29th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (146233)

Easy and feel protected for online purchases.

Easy and feel protected for online purchases. Reviewed on: 1st May 2026

Simple application, easy to navigate.

Simple application, easy to navigate. Clear Instructions Reviewed on: 1st May 2026

Always excellent provides a quality service

Always excellent provides a quality service Reviewed on: 1st May 2026

Never has any problems with PayPal, everything ran...

Never has any problems with PayPal, everything ran smoothly Reviewed on: 1st May 2026

Good Review

I have had a really good experience every time I spoke to customer service and I also enjoy using PayPal Reviewed on: 1st May 2026

Very easy to use and no hustle.

Very easy to use and no hustle. I use it to pay for everything Reviewed on: 1st May 2026

Very easy and convenient to use and a very safe

Very easy and convenient to use and a very safe way to spend your money. You can use it anywhere your heart desires, from holidays. To that next barbecue grill you've always wanted. Reviewed on: 1st May 2026

Very good and reliable.

Very good and reliable. Always great with support Reviewed on: 1st May 2026

Great - use it all the time

Great - Paypal credit is so useful for me. Would 100% recommend using. The point system is also a good bonus. Reviewed on: 1st May 2026

very easy to use and trustworthy

very easy to use and trustworthy Reviewed on: 1st May 2026

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