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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146267 reviews)

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4.73

Based on 146,206 reviews, last reviewed 29th Jun 2026

4382850% increase in 5 star reviews

in the past 90 days

12600% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Secure and simple I find PayPal so simple and easy to use whilst also being very safe. Reviewed on: 29th June 2026

Latest lowest rating:

1

This is the worst lending service provider I have ev... This is the worst lending service provider I have ever used , every-time I tried to pay some off my debt it would take days and as soon as I didn’t ha... Read more Reviewed on: 29th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (146270)

It is the easiest payment platform to deal with and...

It is the easiest payment platform to deal with and very convenient as well. Reviewed on: 1st May 2026

Helped me as a student

It helped me a lot throughout my years as a student. Shallow online purchases like clothing and Christmas gifts just for a moral boost! Reviewed on: 1st May 2026

Good good very nice good

I use PayPal this is a good and great Reviewed on: 1st May 2026

As a disabled person, housebound.

As a disabled person, housebound. I shop online more than the average person its necessarily ie groceries, toiletries anything and everything. In a world that seeks to take advantage ie fraud,scams I always set up my payment method to default to PayPal eg Ebay or online shopping with new accounts etc. I know my money is safe and I have the added protection should something go wrong eg goods not as described . I know my payment details are kept safe . I also use PayPal credit to purchase items and pay back in installments. I have spoken to customer service and as a rule good service is provided but of course there is room for improvement. I am leaving this review in good faith. Reviewed on: 1st May 2026

It is exceptionally good so far i will definitely re...

It is exceptionally good so far i will definitely recommend Reviewed on: 1st May 2026

A very secured and seamless way to deal with funds.

A very secured and seamless way to deal with funds. Reviewed on: 1st May 2026

I’ve had a consistently great experience using PayPal.

I’ve had a consistently great experience using PayPal. The platform is reliable, secure, and incredibly convenient for both personal and business transactions. Payments are processed quickly, and I appreciate the added layer of buyer protection, which gives real peace of mind when shopping online. The interface is user-friendly, making it easy to send and receive money, track transactions, and manage accounts without any hassle. I’ve also found their customer service to be responsive and helpful whenever needed. Overall, PayPal is a trusted and efficient payment solution that I would highly recommend to anyone looking for a safe and seamless way to handle online transactions. Reviewed on: 1st May 2026

Used PayPal for many years, so simple and flexible t...

Used PayPal for many years, so simple and flexible to use. Reviewed on: 1st May 2026

It is helpful splitting my balance purchases into 3...

It is helpful splitting my balance purchases into 3 months for Pay in 3 or Paypal credit. Reviewed on: 1st May 2026

The experience of getting 0% interest free for four...

The experience of getting 0% interest free for four months has been excellent. Also offering £3000 to pay for my holiday when I least expect it was a real miracle; and cherry on top was, flexibility of choices of paying it back Reviewed on: 1st May 2026

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