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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181143 reviews)

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4.73

Based on 181,143 reviews, last reviewed 4th Sep 2026

16% decrease in 5 star reviews

in the past 90 days

7% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It’s been miraculous. It’s been miraculous. Just what I needed. Reviewed on: 4th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181143)

Really easy to use.

Really easy to use. The app is fantastic. Usage across different websites is easy Reviewed on: 9th June 2026

An easy way to finance those more expensive items if...

An easy way to finance those more expensive items if you are a low earner .but be careful not to overstretched yourself . Reviewed on: 9th June 2026

Christmas

At Christmas we were skint and used PayPal credit to buy all our prezzies. As long as you make your payments all is good. Reviewed on: 9th June 2026

I find the service easy to use and also protects my...

I find the service easy to use and also protects my finances. Reviewed on: 9th June 2026

Paypal Credit

Easy to apply for and competitive. Reviewed on: 9th June 2026

Love the opening offer, great customer service

Love the opening offer, great customer service Reviewed on: 9th June 2026

Very happy with paypal.

Very happy with paypal. Quiries resolve straight away. Staffs ver helpful & polite. Reviewed on: 9th June 2026

I don't know what I'd without PayPal credit

I don't know what I'd without PayPal credit Reviewed on: 9th June 2026

On the whole a good experience, but as a payment pro...

On the whole a good experience, but as a payment processor they really have no business getting involved in Discogs transactions Reviewed on: 9th June 2026

It's easy to use and accessible.

It's easy to use and accessible. Reviewed on: 9th June 2026

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