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PayPal: PayPal Credit reviews

4.91
Based on 57,168 reviews, last reviewed 8th Apr 2026
587900% increase in 5 star reviews
in the past 90 days
1600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
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6%
See only 3 star reviews
1%
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0%
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Latest highest rating:

5

Hi any problems I had it was resolved right away onc... Hi any problems I had it was resolved right away once I didn’t receive my goods I ordered pay pal paid me I can’t praise enough keep the good work exc... Read more Reviewed on: 8th April 2026
MR M Desai's avatar
MR M Desai

Latest lowest rating:

1

I was scammed and the item was cancelled and I was t... I was scammed and the item was cancelled and I was told that PayPal wouldn’t help because it wasn’t covered by buyers protection even though it states... Read more Reviewed on: 8th April 2026
Tina Lorraine Oakley's avatar
Tina Lorraine Oakley

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (57168)

freedom

5
Having paypal credit gives me the freedom to give my family the nice things we all deserve that I otherwise wouldn't be able to afford upfront! Easy to use. Great reminders and even better interest free for 4 months!! Feels very fair Reviewed on: 13th August 2022

Very Helpful

5
They never let you have more than you can afford and it has helped me in roughy times when i’ve need extra financial support!!! I recommend x Reviewed on: 13th August 2022

Excellent

5
I think it’s the best credit card ever Reviewed on: 13th August 2022

very good sevices

5
Very good services that helped me a lot in the safe purchase of goods and services. Thank you Reviewed on: 13th August 2022

Paypal is excellent

5
a great and easy way to make payments knowing they are secure too! Reviewed on: 13th August 2022

Here when I need it

5
PayPal credit is there when you need something and don't always have the cash to hand easy to pay back and they always have you back. Reviewed on: 13th August 2022

credit

5
I happy to use paypal credit,really handy Reviewed on: 13th August 2022

PayPal credit...

5
Loving it .....helped me alot...... Reviewed on: 13th August 2022

Easy to use

5
So easy to use, accepted everywhere. Easy to track spending in the app. Reviewed on: 13th August 2022

Paypal Credit is great!

5
Paypal Credit is easy and convenient. I would definetly reccomend it to friends and family. Reviewed on: 13th August 2022

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