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PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 57,240 reviews, last reviewed 8th Apr 2026
594600% increase in 5 star reviews
in the past 90 days
1600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Absolutely Perfect Always there for whenever it is needed. Reviewed on: 8th April 2026
David Waters's avatar
David Waters

Latest lowest rating:

2

Watch yourselves! Confusing when it comes to paying back. Not at all like other creditors. Funds do not immediately show, so you're sat there wondering when your paymen... Read more Reviewed on: 8th April 2026
TheAdmiral's avatar
TheAdmiral
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (57240)

a wide coverage with excellent security

4
I have a good experience with Pay Pal and all my issues have been resolved fairly and efficiently. I would recommend Pay Pal to all my friends. Reviewed on: 14th August 2022
David Bancroft's avatar
David Bancroft

PayPal credit

5
A great service that allows me to plan my payments due to 0% offers for a couple of months on purchases. Very happy customer. Reviewed on: 14th August 2022
Miles Nightingale's avatar
Miles Nightingale

Excellent

5
paypal is very good with your credit card and your 3 month payments Excellent Reviewed on: 14th August 2022
Andres Gomes's avatar
Andres Gomes

Excellent

5
Since I am using PayPal credit it is so superb Reviewed on: 14th August 2022
Ayo Afeez Raji 's avatar
Ayo Afeez Raji

Great short term credit lender

4
Was able to spread the cost of things Reviewed on: 14th August 2022
Sam Binning's avatar
Sam Binning

Easiest way to manage credit card

5
Easy to use app and clarity on interest and special offers as well as all sites now using PayPal credit and PayPal in 3 make this a bit of a game changer. Really great. Reviewed on: 14th August 2022
JRMH's avatar
JRMH

Freedom and Peace of Mind

5
Paypal gives me greater freedom of choice when making alternative payment arrangements and provides added peace of mind into the bargain. Reviewed on: 14th August 2022
Jayne Charlton's avatar
Jayne Charlton

Brilliant service and so easy to understand

5
This was a simple service from the start. One of the easiest online financial services going. I will definitely continue to use and I have also recommended to my friends and family and my mum (who is not very good with technology) has even managed to set herself an account up. Keep doing what you are doing Paypal :) Reviewed on: 14th August 2022
Emma's avatar
Emma

Amazing app and I love using it for emergencies

5
PayPal has save my life countless times, everything is easy when using PayPal credit. I love you PayPal Reviewed on: 14th August 2022
Nana's avatar
Nana

Best buy now- pay later option

5
I love PayPal Reviewed on: 14th August 2022
TomaszbBubak's avatar
TomaszbBubak

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