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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146334 reviews)

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4.73

Based on 146,206 reviews, last reviewed 29th Jun 2026

4382850% increase in 5 star reviews

in the past 90 days

12600% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Secure and simple I find PayPal so simple and easy to use whilst also being very safe. Reviewed on: 29th June 2026

Latest lowest rating:

1

This is the worst lending service provider I have ev... This is the worst lending service provider I have ever used , every-time I tried to pay some off my debt it would take days and as soon as I didn’t ha... Read more Reviewed on: 29th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (146335)

Easy to pay for items.

Easy to pay for items. Feels a secure way to purchase from a site you haven't used before. Allows time to pay balance on % interest Reviewed on: 1st May 2026

Online buyer protection excellent

Online buyer protection is excellent, Paypal doesn’t normally allow you to process dodgy transactions. Reviewed on: 1st May 2026

Never had any issues over the decades I’ve used PayPal.

Never had any issues over the decades I’ve used PayPal. Reviewed on: 1st May 2026

Paypal never lets you down..

I have been years working whith them and I wish a lot of more coming. Reviewed on: 1st May 2026

Excellent

Good service, excellent when having issues Reviewed on: 1st May 2026

Excellent and flexible service!

I have been using PayPal Credit for some time now, and I am extremely satisfied with the overall experience. It has become my go-to method for managing larger purchases. What I like most: • Seamless Integration: It is incredibly easy to use at checkout—no need to enter card details every time. • Financial Flexibility: The 0% interest offer for 4 months on purchases over £99 (or your local currency equivalent) is a game-changer. It allows me to spread the cost without any extra fees, which is perfect for budgeting. • Transparency: The app makes it very simple to track my balance, see upcoming payments, and manage my statements. I've never had any issues with hidden fees or unexpected charges. If you are looking for a flexible and secure way to pay over time, PayPal Credit is definitely worth it. It's reliable, fast, and gives me great peace of mind when shopping online. 5 stars! Reviewed on: 1st May 2026

Useful way of spreading cost.

Useful way of spreading cost. Would appreciate that the payments reflected in the account sooner Reviewed on: 1st May 2026

PayPal Credit is so convenient.

PayPal Credit is so convenient and easy to use. You can also set your monthly payments to enable you to clear your credit faster. Reviewed on: 1st May 2026

Easy access when I need.

Easy access when I need. It's very practical and my limit was approved very fast. Reviewed on: 1st May 2026

Easy and quick way to send money and use for online...

Easy and quick way to send money and use for online purchases. Reviewed on: 1st May 2026

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