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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181143 reviews)

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4.73

Based on 181,143 reviews, last reviewed 4th Sep 2026

16% decrease in 5 star reviews

in the past 90 days

7% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It’s been miraculous. It’s been miraculous. Just what I needed. Reviewed on: 4th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181143)

It’s very convenient and easy to buy and pay for the...

It’s very convenient and easy to buy and pay for the goods and especially essential things. Reviewed on: 9th June 2026

convenient, accessible, user friendly and secure

convenient, accessible, user friendly and secure Reviewed on: 9th June 2026

Great Service

PayPal credit has been a great help for sorting my financial affairs Reviewed on: 9th June 2026

Just great!

Great customer service provided when needed and easy to use credit and you can now have a credit card which allows you to use your credit whenever and wherever you want with the possibility of 4 months free interest if you spend £99 or more! I make the most of my PayPal credit Reviewed on: 9th June 2026

When i had problems they were sorted out immediately...

When i had problems they were sorted out immediately, a company i can trust Reviewed on: 9th June 2026

If i have any problems the customer services have so...

If i have any problems the customer services have sorted right away. Reviewed on: 9th June 2026

Confusing list of transactions.

Confusing list of transactions. A refund appears to have arrived but I don’t understand the process. I take it for granted that PayPal won’t rip me off. Reviewed on: 9th June 2026

I've always had a good experience with PayPal.

I've always had a good experience with PayPal. Customer service has been good, responsive and helpful Reviewed on: 9th June 2026

Always a positive and easy experience with Pay Pal.

Always a positive and easy experience with Pay Pal. Everything is always made clear. Easy to use and reliable. Reviewed on: 9th June 2026

PayPal credit is very convenient and simple to use.

PayPal credit is very convenient and simple to use. I love that I always have the option to spread the cost and allows me to manage my money. Reviewed on: 9th June 2026

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