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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181143 reviews)

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4.73

Based on 181,143 reviews, last reviewed 4th Sep 2026

16% decrease in 5 star reviews

in the past 90 days

7% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It’s been miraculous. It’s been miraculous. Just what I needed. Reviewed on: 4th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181143)

Very reliable and efficient service

Very reliable and efficient service Reviewed on: 9th June 2026

Used for a long time, safe and secure

Used for a long time, safe and secure Reviewed on: 9th June 2026

Nothing to complain about.

Never had any issues with the service from PayPal and PayPal Credit to date. Very easy and transparent. Reviewed on: 9th June 2026

I use PayPal for everything!

I use PayPal for everything as I trust that if I am scammed by someone, PayPal will help. I trust them, their pay in 3 is handy to break down larger purchases. I have also got the PayPal card so I can get extra points. Reviewed on: 9th June 2026

Excellent service, can not fault PayPal credit.

Excellent service, can not fault PayPal credit. Excellent rates, great customer service, great communication. Reviewed on: 9th June 2026

Apps easy to use quick and simple used PayPal for ye...

Apps easy to use quick and simple used PayPal for years! Reviewed on: 9th June 2026

It was hassle free to join.

It was hassle free to join.. customer service was also surprisingly good at dealing with queries. I have had no issues so far with this. Reviewed on: 9th June 2026

Using PayPal gives me confidence in my purchases tha...

Using PayPal gives me confidence in my purchases that I am protected. Also very widely available. Reviewed on: 9th June 2026

PayPal offers good service and rewards

PayPal offers good service and rewards Reviewed on: 9th June 2026

Safe, flexible & trusting

Great finance option and it makes you feel safe when purchases giving me the peace of mind Reviewed on: 9th June 2026

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