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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146374 reviews)

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4.73

Based on 146,206 reviews, last reviewed 29th Jun 2026

4382850% increase in 5 star reviews

in the past 90 days

12600% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Secure and simple I find PayPal so simple and easy to use whilst also being very safe. Reviewed on: 29th June 2026

Latest lowest rating:

1

This is the worst lending service provider I have ev... This is the worst lending service provider I have ever used , every-time I tried to pay some off my debt it would take days and as soon as I didn’t ha... Read more Reviewed on: 29th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (146374)

Website and App very easy to use and informative.

Website and App very easy to use and informative. Easy to make new purchases, payments and keep on track of spending and interest free periods etc. Reviewed on: 1st May 2026

Great customer experience all round

Very customer centric platform that is easy to use with convenient access. Reviewed on: 1st May 2026

PayPal is excellent

Really easy and safe to use. I have been using for 5 years and never had any problems. Reviewed on: 1st May 2026

Excellent since have been on PayPal.

Excellent since have been on PayPal. Easy to use, good interest and instalment Reviewed on: 1st May 2026

Never a problem

In all my dealings with PayPal I have never had any issues. The app is very convenient the credit reliable, the security excellent. Reviewed on: 1st May 2026

High standard.

Services done at a high standard. Reviewed on: 1st May 2026

So quick and easy to use

So quick and easy to use across a range of sites. Reviewed on: 1st May 2026

Paypal has excellent customer service

Paypal have always been ready to offer good value retail credit and always on point with qny queries or questions I have. Reviewed on: 1st May 2026

Very good service and absolutely correct financial...

Very good service and absolutely correct financial provider. Thanks to Pay Pal Reviewed on: 1st May 2026

Easy to use and general problem free.

Easy to use and general problem free. This is my default payment method when I know I cannot get cash back from using my cards directly Reviewed on: 1st May 2026

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