Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146404 reviews)

View other PayPal products

4.73

Based on 146,374 reviews, last reviewed 30th Jun 2026

4390750% increase in 5 star reviews

in the past 90 days

12700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great customer services Any time ive had to contact customer services my questions have been answered or appropriate advice given. My experience has been great. Reviewed on: 30th June 2026

Latest lowest rating:

1

PayPal credit Very easy to apply for and use good to spread the cost of items Reviewed on: 30th June 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (146404)

My PayPal experience

I use PayPal for lots of my transactions. My favourite option is pay in 3 as it is not a credit and I always pay it back on time. Reviewed on: 1st May 2026

Very good way of spreading then cost of higher price...

Very good way of spreading then cost of higher priced items- great so far Reviewed on: 1st May 2026

Simple, quick and painless!

The process for obtaining the PayPal line of credit was simple, quick and painless. Reviewed on: 1st May 2026

It’s much safer for online shopping and fast custome...

It’s much safer for online shopping and fast customer service I’m happy with it I never shop online if there no PayPal peyment Reviewed on: 1st May 2026

Easy to use.

Easy to use. If there is option to pay with PayPal, always choose it for security Reviewed on: 1st May 2026

Absolutely amazing service I always recommend pay pa...

Absolutely amazing service I always recommend pay pal for online purchases brilliant customer services!! Reviewed on: 1st May 2026

Always great and a pleasure to use

Always great and a pleasure to use Reviewed on: 1st May 2026

Best Financial experience

I’ve been using PayPal since I stated my financial transactions in the UK and I haven’t regretted even once. Reviewed on: 1st May 2026

paypal credit GREAT SERVICE

I have used paypal and paypal credit for years now, a truly great addition to your everyday spending. The 4 month 0% interest is a great way of spreading costs without extra hefty fees. Keep up the good work ! Also the extra facility to spend in shops and it goes onto yoyr paypal account is a great addition. Reviewed on: 1st May 2026

Convenient

It’s easier to pay through PayPal or sometime pay in instalments or later. It’s an handy tool when u need something urgent. Reviewed on: 1st May 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Close Brothers 3.17 from 12 reviews
Better Off Calculator
from Policy in Practice 4.64 from 496 reviews
Loan
from Snap Finance 4.82 from 370 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 77927 reviews
Payments
from PayPal 4.71 from 3757 reviews
Credit card
from PayPal 4.69 from 98 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub