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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181143 reviews)

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4.73

Based on 181,143 reviews, last reviewed 4th Sep 2026

16% decrease in 5 star reviews

in the past 90 days

7% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It’s been miraculous. It’s been miraculous. Just what I needed. Reviewed on: 4th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181143)

PayPal has made my life so easy and it’s so fair and...

PayPal has made my life so easy and it’s so fair and I don’t have to give up on the stuff I wanted or couldn’t afford I feel safe and secure Reviewed on: 9th June 2026

Easy credit app

PayPal has always been an easy and convenient way to pay. Reviewed on: 9th June 2026

Buying made easy

Paypal have always made buying so much easier with different money options that also prevent you from getting into financial difficultie. Reviewed on: 9th June 2026

Everything works good .

Everything works good . Easy. !!!!!!!!!!!!!!!!!!!!!!!! Reviewed on: 9th June 2026

An amazing and trusted organisation to deal with

I have always found PayPal to be an excellent credit supplier and if I have ever had issues with something ive paid for with PayPal, they very speedily get on to the case and solve it. I also find PayPal credit an amazing option to have when you dont have the funds at the time you wish to pay for something. A fantastic company/organisation to be able to rely on. They are the best in my opinion. Reviewed on: 9th June 2026

Paypal Credit

Paypal Credit is a great feature, especially when they offer zero interest promotions. I use it to buy more expensive items requiring larger outlays of money which I can spread over a period of time. Reviewed on: 9th June 2026

I’ve had PayPal for 20 years, and the credit card fo...

I’ve had PayPal for 20 years, and the credit card for about 5. There was fraudulent activity on the card. It was a little bit of hassle to sort out, but when they got to grips with it, it was sorted quite quickly, and I was fully refunded. Reviewed on: 9th June 2026

Good option for unexpected expenses

Good option for unexpected expenses, and can back in months with 0% interest. Reviewed on: 9th June 2026

Efficient service. Not had a problem

Never had a problem to contact but the system works well Reviewed on: 9th June 2026

Ease of performing transactions with simple and secu...

Ease of performing transactions with simple and secure payment makes it stand out Reviewed on: 9th June 2026

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