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PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 57,518 reviews, last reviewed 8th Apr 2026
620000% increase in 5 star reviews
in the past 90 days
1800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to apply, seamless check out with PayPal Credit. Easy to apply, seamless check out with PayPal Credit. Reviewed on: 8th April 2026
Balakrishna Oguri's avatar
Balakrishna Oguri

Latest lowest rating:

1

Rubbish.Klarna is a lot better. Rubbish.Old fashioned website.Misleading fees.Made it very difficult to complain and didn’t take it seriously when I did. Reviewed on: 8th April 2026
David C's avatar
David C
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (57518)

Great company

5
Great offers, excellent company Reviewed on: 31st July 2023
S S's avatar
S S

Excellent payment method

5
Very convenient to use and makes online transaction a lot easier Reviewed on: 31st July 2023
Cecile's avatar
Cecile

first that gave me credit

5
Always happy that Paypal gave me credit and that was the base for other banks to give me credit. Reviewed on: 31st July 2023
Maryam Etemad's avatar
Maryam Etemad

Amazing

5
Always has helped me out when I needed it! Plus 0% interest has made it easier for me to pay Reviewed on: 31st July 2023
Kasam A's avatar
Kasam A

Absolutely perfect

5
0% in 4 months amazing. Again and again Reviewed on: 31st July 2023
Goran Ciunov's avatar
Goran Ciunov

Paypal credit makes it easy

5
It's really interesting and very helpful to have PayPal credit. It gives you peace of mind to know that you have 4 months to pay your items interest free. I really love it. Reviewed on: 31st July 2023
Kimere Kogi's avatar
Kimere Kogi

Enough time to pay

5
PayPal 0% for 4 months and preapproved pay in 3 are products that has helped my money go far for me. Both products are life savers during cost of living crisis. Reviewed on: 31st July 2023
Tunji 's avatar
Tunji

Excellent

5
Very goog credit provider if you want buy something and pay back quick without interest Reviewed on: 31st July 2023
aleksejs reizers's avatar
aleksejs reizers

Makes payments easy and affordable.

5
The credit is very accessible to use on the places where it is accepted. The spreading the cost option makes purchasing more affordable. Reviewed on: 31st July 2023
Sukh's avatar
Sukh

Pay by 3

5
Pay by 3 instalments is a very helpful facilty to have to spread the cost of a purchase Reviewed on: 31st July 2023
Robert Jones's avatar
Robert Jones

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