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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181143 reviews)

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4.73

Based on 181,143 reviews, last reviewed 4th Sep 2026

16% decrease in 5 star reviews

in the past 90 days

7% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It’s been miraculous. It’s been miraculous. Just what I needed. Reviewed on: 4th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181143)

Fast and easy to use.

Fast and easy to use.with great customer services. Reviewed on: 9th June 2026

I called customer service once and they was so helpful.

I called customer service once and they was so helpful. & resolved the problem , but always call them instead of trying to resolve with the computer answers , Reviewed on: 9th June 2026

Really reliable and easy to use.

Really reliable and easy to use, always feel secure purchasing through PayPal as they offer buyer protection and good customer service Reviewed on: 9th June 2026

Transparent,Reliable, Convenient &Flexible

PayPal Credit is straightforward, transparent and easy to manage. The application process is simple, key terms such as interest rates and repayments requirements are clearly explained and accound activity can be monitored easily through PayPal. It is a reliable option for spreading the cost of purchases, especially when used responsibly and with a clear repayment plan. However, it is important to understand the terms and ensure payments are made on time to avoid interest charges and potential impacts your credit record. Overall it is convenient and trustworthy credit facility for those who need flexible payment options. Reviewed on: 9th June 2026

Very good service I recommend for everyone...

Very good service I recommend for everyone Reviewed on: 9th June 2026

I am very happy with PayPal Credit.

I am very happy with PayPal Credit. Reviewed on: 9th June 2026

Enjoy the flexibility

Have used credit and pay in three options several times and enjoy the flexibility this brings. Can track my usage and keep track of payments required. Any correspondence with customer services has been polite and courteous and resolved quickly. Reviewed on: 9th June 2026

Reliable Service for Everyday Life

As a busy parent, I appreciate having flexible payment options when unexpected costs come up. PayPal Credit has been easy to use, simple to manage, and gives me peace of mind when making larger purchases. I’ve always found the service reliable and would definitely recommend it. Reviewed on: 9th June 2026

Very easy to use.

Very easy to use. Convenient at all times and excellent customer service when ever I’ve needed it Reviewed on: 9th June 2026

I love PayPal credit because if i really need someth...

I love PayPal credit because if i really need something and I can't afford it I can still get it and pay it up Reviewed on: 9th June 2026

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