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PayPal: PayPal Credit reviews

4.73
Based on 146,374 reviews, last reviewed 30th Jun 2026
4390750% increase in 5 star reviews
in the past 90 days
12700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great customer services Any time ive had to contact customer services my questions have been answered or appropriate advice given. My experience has been great. Reviewed on: 30th June 2026
Kat's avatar
Kat

Latest lowest rating:

1

PayPal credit Very easy to apply for and use good to spread the cost of items Reviewed on: 30th June 2026
Jason J's avatar
Jason J

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (146426)

Easy to just

5
Easy to access and welcome in most placrs Reviewed on: 1st May 2026

Easy to use, fuss free, my prefered safer to use met...

5
Easy to use, fuss free, my prefered safer to use method. Great you can get a card now to use at many more providers Reviewed on: 1st May 2026

Amazing, definitely give it ago!

5
I’ve been able to buy things and pay over time, changed everything for me. Reviewed on: 1st May 2026

I have used PayPal for years it’s convenient and eas...

5
I have used PayPal for years it’s convenient and easy to navigate. I use it almost daily for paying online Reviewed on: 1st May 2026

Been with PayPal a long time it safe that is the mai...

5
Been with PayPal a long time it safe that is the main thing had some disputes with people I have bought from and PayPal has always had my corner thanks and I always trust PayPal Reviewed on: 1st May 2026

good pay layer options

5
Easy transactions and good pay layer options Reviewed on: 1st May 2026

Secure & simple

5
A straightforward, secure and easy way of carrying out financial dealings. Reviewed on: 1st May 2026

PayPal have really helped to ease acquiring goods.

5
PayPal have really helped to ease acquiring goods. Using this gives you peace of mind that you're not out of pocket all the time. Reviewed on: 1st May 2026

Pay in 3 and 5 month interest free for buy now pay l...

5
Pay in 3 and 5 month interest free for buy now pay layer is just excellent, you have no worries of any sudden plans Reviewed on: 1st May 2026

I can trust PayPal and communication is 10/10 for me.

5
I can trust PayPal and communication is 10/10 for me. Reviewed on: 1st May 2026

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