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PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 57,573 reviews, last reviewed 8th Apr 2026
625200% increase in 5 star reviews
in the past 90 days
1800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It's good so far. It's good so far. Good customer service. Sometimes take long to call you back Reviewed on: 8th April 2026
Abdelmotaleb 's avatar
Abdelmotaleb

Latest lowest rating:

1

Rubbish.Klarna is a lot better. Rubbish.Old fashioned website.Misleading fees.Made it very difficult to complain and didn’t take it seriously when I did. Reviewed on: 8th April 2026
David C's avatar
David C
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (57573)

Very convenient & safe to use.

5
I can trust payments through PayPal without any hesitation. It's truly convenient and safe to use. Overall trustworthy and worry free payments can be done via PayPal. Reviewed on: 1st August 2023
Maria braganca's avatar
Maria braganca

Amazing and easy

5
I love PayPal and 4 months interest free payment Reviewed on: 1st August 2023
Cristian Laurentiu Andreescu's avatar
Cristian Laurentiu Andreescu

PayPal is the best Credit Company in the UK

5
PayPal is the best Credit Company in the UK offering options like Pay in 3 or using your PayPal credit straight away when you want to buy online. Reviewed on: 1st August 2023
Bogdan Constantin's avatar
Bogdan Constantin

PayPal Credit

5
PayPal Credit is available on every purchase over £99 giving you 4 monthly repayments interest free. If however, you failed to repay the amount within the 4 months interest would be applied. Basically PayPal is there for you in both instances. PayPal also offer other credit repayment options allowing you to budget easily. With all that and a money back safety net for purchases that may go wrong plus the safety of shopping without adding your credit card/bank details what more could you need. Reviewed on: 1st August 2023
Sandra Laybourn's avatar
Sandra Laybourn

Freedom to shop online safely

5
Since arranging my PayPal credit I have been pleasantly surprised at how simple it is to setup, use and pay. I get a clear view of every transaction and the flexibility to pay extra when I choose to do so. No fuss credit and fabulous service. Reviewed on: 31st July 2023
Terri McG's avatar
Terri McG

PAYPAL is excellent service

5
Paypal is excellent especially using Paypal credit intrest free plan 3 monthly installments I would recommend paypal Reviewed on: 31st July 2023
Billy UK Manchester Malek's avatar
Billy UK Manchester Malek

Flexible Financing Made Easy: A Great Experience with PayPal Credit

5
I had a fantastic experience with PayPal Credit! Applying was quick and straightforward, and I got approved instantly. The flexibility to pay over time with promotional financing options was a game-changer, especially for larger purchases. It's so convenient to use for online shopping, and the added layer of security gave me peace of mind. PayPal Credit is now my preferred choice for managing my finances. Highly recommend it! Reviewed on: 31st July 2023
Kk's avatar
Kk

Excellent

5
Simple and clear to use. Understandable and easy. Emails with information. Reviewed on: 31st July 2023
Malgorzata Weiss's avatar
Malgorzata Weiss

GREAT

5
It is super easy and very helpful to pay higher amount of money in longer time. Reviewed on: 31st July 2023
Anonymous's avatar
Anonymous

PayPal Credit

5
I can always go when I need it and it never causes unnecessary problems Reviewed on: 31st July 2023
Adam gaszcz's avatar
Adam gaszcz

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