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PayPal: PayPal Credit reviews

4.73
Based on 146,374 reviews, last reviewed 30th Jun 2026
4390750% increase in 5 star reviews
in the past 90 days
12700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great customer services Any time ive had to contact customer services my questions have been answered or appropriate advice given. My experience has been great. Reviewed on: 30th June 2026
Kat's avatar
Kat

Latest lowest rating:

1

PayPal credit Very easy to apply for and use good to spread the cost of items Reviewed on: 30th June 2026
Jason J's avatar
Jason J

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (146438)

Paypal - It's easy

5
Paypal makes it easy for me to pay for anything. I normally takes advantage of paying interest free. Reviewed on: 1st May 2026

Good but pay in 3 not always available

5
Good but pay in 3 not always available Reviewed on: 1st May 2026

PayPal is very easy to get into.

5
PayPal is very easy to get into. Setting it up was a breeze. I have been using PayPal for years and have never had any problems. Use PayPal all the time for all payments. Because I find it safe and secure. Reviewed on: 1st May 2026

Super-flexible deal

5
4 months interest-free credit is very useful Reviewed on: 1st May 2026

Confidence when shopping on line

5
Convenient, straightforward, safe to use, uncomplicated and great customer service. I feel confident when purchasing on line when I use PayPal Reviewed on: 1st May 2026

Good credit options with caution

4
The credit card option is TERRIBLE however the pay in 3 is brilliant Reviewed on: 1st May 2026

Fantastic

5
All round good service any resolution raised gets dealt with in timely manner Reviewed on: 1st May 2026

PayPal is quick, easy, reliable and dependable.

5
PayPal is quick, easy, reliable and dependable. A real asset for shoppers and businesses or transferring funds to someone. Reviewed on: 1st May 2026

Easy helpful and secure

5
I have always found it very simple to use the app Reviewed on: 1st May 2026

hassle free experience

5
Paypal offers a hassle free experience and is a secure payment format. Reviewed on: 1st May 2026

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