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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181143 reviews)

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4.73

Based on 181,143 reviews, last reviewed 4th Sep 2026

16% decrease in 5 star reviews

in the past 90 days

7% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It’s been miraculous. It’s been miraculous. Just what I needed. Reviewed on: 4th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181143)

So convenient

Always convenient never need to remember your credit card when buying something online and now with a physical card you have that option to you it in a shop too Reviewed on: 9th June 2026

PayPal Credit has been a convenient and straightforw...

PayPal Credit has been a convenient and straightforward way to spread the cost of larger purchases. The application process was simple, payments are easy to manage, and I’ve had a positive experience using it. Reviewed on: 9th June 2026

Easy to use loads of benefits from using the app

Easy to use loads of benefits from using the app Reviewed on: 9th June 2026

Satisfactory

Satisfactory good rate of interest and I currently enjoy promotional 4months 0 interest Reviewed on: 9th June 2026

Good Overall but some points

Paypal is good however a few issues needs to pointed out. The first one is made it takes a verlong time to be reflected in your paypal and in your bank. This should be reflected within 24 hours. Seciond is the 4 months interest free credit should be extended to 6 months and the 3 payment plan should be extended to 4 to 6 months. Reviewed on: 9th June 2026

No issues, effective service.

No issues, effective service. I use it a lot, it makes payments easy Reviewed on: 9th June 2026

Easy to use and flexible payment

Easy to use and flexible payment Reviewed on: 9th June 2026

easy busy

The easy way to pay really easy way to contact customer service and really good customer service and one of the best place to resolving any issue and any problem if you have with any pushing or pays Reviewed on: 9th June 2026

Easy to use and you can budget your monthly payments...

Easy to use and you can budget your monthly payments Reviewed on: 9th June 2026

A good alternative.

A good alternative to paying upfront providing it’s managed closley. statements need improvement though Reviewed on: 9th June 2026

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