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PayPal: PayPal Credit reviews

4.91
Based on 57,621 reviews, last reviewed 8th Apr 2026
629600% increase in 5 star reviews
in the past 90 days
1800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
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1%
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0%
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Latest highest rating:

5

Always had great customer satisfaction Always had great customer satisfaction Reviewed on: 8th April 2026
Peter H's avatar
Peter H

Latest lowest rating:

1

Rubbish.Klarna is a lot better. Rubbish.Old fashioned website.Misleading fees.Made it very difficult to complain and didn’t take it seriously when I did. Reviewed on: 8th April 2026
David C's avatar
David C

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (57621)

super smooth transactions every time

5
Always a super smooth transaction and never an issues, great service Reviewed on: 10th May 2024

PayPal is the way Pal

5
The whole set up makes paying for goods and services very easy also it gives me peace of mind that I know it is a safe and secure payment method. I use PayPal for the majority of my transactions and will continue to do so. Thank you PayPal Reviewed on: 10th May 2024

Great and easy , can be sued for many sites

5
Great and easy , can be sued for many sites Reviewed on: 10th May 2024

PayPal is sporting and helpful.

5
PayPal is sporting and helpful. I Have PayPal account and credit past few years never had any problems or complain so far . Thank you. Reviewed on: 10th May 2024

Splendid experience with the customer service depart...

4
Splendid experience with the customer service department Reviewed on: 10th May 2024

Handy option to have as a back up for tougher times...

5
Handy option to have as a back up for tougher times and the interest rate isn't bad on the credit function, the paypal pay in 3 plans have been my best friend over the years, perfect option for larger purchases without costing you a fortune in fees and interest. Reviewed on: 10th May 2024

Great experience

4
Happy with the service. Transparency and seriousness. Reviewed on: 10th May 2024

Fantastic.

5
Fantastic. Great credit facility.Works all the time. Love PayPal 2FA security also to protect me Reviewed on: 10th May 2024

Paypal Credit is brilliant for spreading purchases o...

5
Paypal Credit is brilliant for spreading purchases over 4 months! Reviewed on: 10th May 2024

I usually receive good customer service each time I...

5
I usually receive good customer service each time I needed to make enquiries or make payments over the phone Reviewed on: 10th May 2024

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