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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146460 reviews)

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4.73

Based on 146,374 reviews, last reviewed 30th Jun 2026

4390750% increase in 5 star reviews

in the past 90 days

12700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great customer services Any time ive had to contact customer services my questions have been answered or appropriate advice given. My experience has been great. Reviewed on: 30th June 2026

Latest lowest rating:

1

PayPal credit Very easy to apply for and use good to spread the cost of items Reviewed on: 30th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (146460)

PayPal is reassuring

It's nice to know that you have the reassurance of shopping with PayPal and that they will be there to help you if you need it Reviewed on: 1st May 2026

Very easy to use and to apply.

Very easy to use and to apply. I have used pay in 3 and Paypal credit and find them to be convenient. Paypal keep me informed if the interest free amount is ending which saves me money. Reviewed on: 1st May 2026

Always very convenient way to pay for goods and serv...

Always very convenient way to pay for goods and services so easy to use would recommend . Reviewed on: 1st May 2026

Have been using PayPal for over a decade.

Have been using PayPal for over a decade. The products on offer have constantly evolved and now there is the rewards system which is the icing on the cake Reviewed on: 1st May 2026

Szczepan

I’ve been using PayPal for a while and I’m very happy with it. Payments are fast and hassle-free, and I feel safe using it. The dispute system works well too. If there’s an option to pay with PayPal, I always choose it. Reviewed on: 1st May 2026

Easy payment plan, and reasonable interest rate.

Easy payment plan, and reasonable interest rate. Reviewed on: 1st May 2026

PayPal: Where Simplicity Meets Global Trust

PayPal has quietly mastered what most payment platforms still struggle with—trust at scale. The interface is simple, but behind that simplicity is a highly reliable system that handles transactions seamlessly across borders, currencies, and devices. What stands out most is the balance between convenience and security. Disputes are handled fairly, payments are quick, and the buyer protection adds a layer of confidence that’s hard to overlook in today’s digital economy. Reviewed on: 1st May 2026

Love being able to spread the cost, makes purchasing...

Love being able to spread the cost, makes purchasing less stressful Reviewed on: 1st May 2026

A brilliant service with superb staff.

A brilliant service with superb staff. 100% would recommend to all. Reviewed on: 1st May 2026

A refund was not processed, bought a tablet and retu...

A refund was not processed, bought a tablet and returned it, did not receive my money back ever, since 2 or 3 years ago Reviewed on: 1st May 2026

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