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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (57721 reviews)

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4.91

Based on 57,721 reviews, last reviewed 8th Apr 2026

638900% increase in 5 star reviews

in the past 90 days

2000% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal is incredible, using many years PayPal is incredible, using many years Reviewed on: 8th April 2026

Latest lowest rating:

1

Regular credit checks nonexistent PayPal states they do regular checks to increase credit limit. I think the AI software is not working properly. All the other credit companies increas... Read more Reviewed on: 8th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (57721)

Fantastic bank with fantastic app features

Fantastic bank with fantastic app features Reviewed on: 11th May 2024

PayPal Very easy to use.

Very easy to use. Customer service have always been very efficient and friendly to deal with. PayPal credit is so easy to apply for and can be linked to various other services. Reviewed on: 11th May 2024

I haven't had any bad experiences, although for PayP...

I haven't had any bad experiences, although for PayPal credit their way of paying off certain plans could be way better. Reviewed on: 11th May 2024

Great customer service with smooth transactions

Great customer service with smooth transactions Reviewed on: 11th May 2024

Honest very good

I use PayPal credit to shopping online it worked if u spend more than 100 You have option to pay in 3 i love it Reviewed on: 11th May 2024

I’m very satisfied because PayPal is very safe

I’m very satisfied because PayPal is very safe Reviewed on: 11th May 2024

Easy to apply for and really useful and fair

Easy to apply for and really useful and fair Reviewed on: 11th May 2024

CURVE AND OFFERS

Easy to use after getting patnership with curve. Have best offers compelling to use credit like 4 months no interest and pay in 3. Reviewed on: 11th May 2024

Firt rate

It's there when you need it easy to access and keeps your limits in check Reviewed on: 11th May 2024

Never really had an issue with PayPal.

Never really had an issue with PayPal. If I need to contact customer services, they are always prompt with their responses. Everything is written clearly on their site and app, can't really fault it. Reviewed on: 11th May 2024

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