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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146488 reviews)

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4.73

Based on 146,374 reviews, last reviewed 30th Jun 2026

4390750% increase in 5 star reviews

in the past 90 days

12700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great customer services Any time ive had to contact customer services my questions have been answered or appropriate advice given. My experience has been great. Reviewed on: 30th June 2026

Latest lowest rating:

1

PayPal credit Very easy to apply for and use good to spread the cost of items Reviewed on: 30th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (146489)

My go-to payment method

I’ve been using PayPal for a long time now, and it’s consistently proven to be a safe and secure way to make payments. It gives me real peace of mind whenever I’m shopping online or sending money. One of the things I really appreciate is the credit option they offer. Being able to spread payments over time without building up interest is incredibly helpful and makes managing finances much easier. On top of that, their customer service has always been great in my experience. Whenever I’ve needed help, their phone support has been friendly, responsive, and genuinely useful. Overall, PayPal is a service I trust and rely on regularly, and I’d definitely recommend it to anyone looking for a secure and flexible way to handle payments. Reviewed on: 1st May 2026

No issues.

No issues. Easy to use. Card easy to set up too Reviewed on: 1st May 2026

Simple and convenient.

Simple and convenient. Absolute breeze to use. Reviewed on: 1st May 2026

PAYPAL IS ALWAYS THERE WHEN MONEY IS TIGHT THAT MONT...

PAYPAL IS ALWAYS THERE WHEN MONEY IS TIGHT THAT MONTH, PAY IN 3 IS A GREAT HELP Reviewed on: 1st May 2026

Brilliant service which helps me out a lot

Brilliant service which helps me out a lot Reviewed on: 1st May 2026

Excellent customer service team, very professional a...

Excellent customer service team, very professional and quick solutions Reviewed on: 1st May 2026

Excellent service.

Excellent service. Great rates and overall good experience Reviewed on: 1st May 2026

Easy Access

I feel that having this option for PayPal credit is great. It allows for easy transactions. It shows you exactly what you're paying for when and how much. I feel that sometimes it can be too easy to access, but as long as your careful, it's a useful option. Reviewed on: 1st May 2026

Easy and reliable.

Easy and reliable. Safe and secure Reviewed on: 1st May 2026

I love paypal as its easy and smooth with any kind...

I love paypal as its easy and smooth with any kind of transaction and service and alo works internationally well Reviewed on: 1st May 2026

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