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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181143 reviews)

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4.73

Based on 181,143 reviews, last reviewed 4th Sep 2026

16% decrease in 5 star reviews

in the past 90 days

7% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It’s been miraculous. It’s been miraculous. Just what I needed. Reviewed on: 4th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181143)

easy to use and customer friendly

easy to use and customer friendly Reviewed on: 9th June 2026

Trustworthy

I trust PayPal , good communication , can pay in instalments for larger items which helps these daysc Reviewed on: 9th June 2026

PayPal, my chosen way to pay

I use Paypal as often as I can as it is incredibly easy to use and very safe. I have minimal concern over online security and know any issues would be quickly and professionally dealt with. The Pay-in-3 option is particularly useful for slightly more expensive items. Would I recommend PayPal to friends? Absolutely I would! Reviewed on: 9th June 2026

Great Service

I only use Paypal to pay for goods these days as I don't feel comfortable using my cards online any more. I have been with them since the first days of Paypal, wouldnt use any other payment form unless Paypal is not offered. Reviewed on: 9th June 2026

Easy to use

Easy to use, good rates. Can add card to electronic wallet too. It's great all round to be honest. Can't fault it at all! Reviewed on: 9th June 2026

Great payment options

Can always use PayPal when it’s time to check out and always offer good service giving you different payment options Reviewed on: 9th June 2026

I use PayPal for the pay in 3 and the credit and it’...

I use PayPal for the pay in 3 and the credit and it’s so easy to use and it can be used with so many different things for example holidays so it’s amazing Reviewed on: 9th June 2026

With PayPal is everything very easy.

With PayPal is everything very easy. I pay with PayPal for everything online and is very safe. I recommend PayPal to all my friends and family Reviewed on: 9th June 2026

I use both PayPal debit and credit.

I use both PayPal debit and credit. Very clear and easy to use. Expecting experience earning points from my debit spending! Reviewed on: 9th June 2026

Easy for online shopping with peace of mind

Easy for online shopping with peace of mind Reviewed on: 9th June 2026

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