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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181143 reviews)

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4.73

Based on 181,143 reviews, last reviewed 4th Sep 2026

16% decrease in 5 star reviews

in the past 90 days

7% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It’s been miraculous. It’s been miraculous. Just what I needed. Reviewed on: 4th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181143)

Fast and efficient.

Fast and efficient. Easy to use. Everything at your finger tips. Would recommend Reviewed on: 9th June 2026

Always is a pleasant experience to deal with , knowi...

Always is a pleasant experience to deal with , knowing is safe Reviewed on: 9th June 2026

I find PayPal very easy to use and very helpful

I find PayPal very easy to use and very helpful Reviewed on: 9th June 2026

I use PayPal for every purchase I do online it’s fas...

I use PayPal for every purchase I do online it’s fast, easy, safe and if your purchase is large you can you can spread the cost with PayPal credit! I have found this fabulous as I did not need to apply for a credit card with big fees! Reviewed on: 9th June 2026

PayPal have helped protect me and my money with scams.

PayPal have helped protect me and my money with scams.... customer service is fantastic. Not difficult to get hold of someone. Reviewed on: 9th June 2026

Paypal offers great protection aginst scams.

Paypal offers great protection aginst scams. I was a victim a couple of years ago and they really helped me out. Reviewed on: 9th June 2026

Paypal is so easy to use and the customer service te...

Paypal is so easy to use and the customer service team are helpful and polite Reviewed on: 9th June 2026

Very handy way to pay - never had any issues.

Very handy way to pay - never had any issues. Reviewed on: 9th June 2026

Always secure and always helpful.

Always secure and always helpful. Reviewed on: 9th June 2026

PayPal Credit has been a reliable financial tool tha...

PayPal Credit has been a reliable financial tool that has helped me manage my spending responsibly. I would happily recommend it to others looking for a flexible and convenient credit option. Reviewed on: 9th June 2026

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