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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146507 reviews)

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4.73

Based on 146,374 reviews, last reviewed 30th Jun 2026

4390750% increase in 5 star reviews

in the past 90 days

12700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great customer services Any time ive had to contact customer services my questions have been answered or appropriate advice given. My experience has been great. Reviewed on: 30th June 2026

Latest lowest rating:

1

PayPal credit Very easy to apply for and use good to spread the cost of items Reviewed on: 30th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (146507)

Every transaction is covered and safe in the same ti...

Every transaction is covered and safe in the same time ! Very happy with it ! Reviewed on: 1st May 2026

Very happy they are reliable and helpful

Very happy they are reliable and helpful Reviewed on: 1st May 2026

Early days

Good so far but still early days so looking forward too the benfits which i havent receive yet . Hoping they will be worth it and that i will keep going . Reviewed on: 1st May 2026

Quick safe and secure never failed me.

I have used PayPal for so many years now the pioneers of safe and secure payments online in my opinion, it keeps getting bigger and better I always feel confident with a purchase online if I can check out with PayPal would not think twice never failed me! Reviewed on: 1st May 2026

PayPal has increased my purchasing power by a very s...

PayPal has increased my purchasing power by a very significant percentage Reviewed on: 1st May 2026

Paypal has a few issues with credit score companies

For some reason paypal pay in kept being rejected so decided to try paypal credit which was accepted not sure why so far its good just annoying I have to try to remember to payoff in time Reviewed on: 1st May 2026

Flexibility, not pushy in taking on extra credit.

Flexibility, not pushy in taking on extra credit. Easy to use and a main payment provider across most consumer channels Reviewed on: 1st May 2026

Excellent

Always there when I need them, 10/10 Reviewed on: 1st May 2026

Very good for purchasing but sometimes what you spen...

Very good for purchasing but sometimes what you spend doesn’t line up with your account Reviewed on: 1st May 2026

Helps me make purchases I can’t afford upfront.

Helps me make purchases I can’t afford upfront. Easy to manage! Reviewed on: 1st May 2026

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