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PayPal: PayPal Credit reviews

4.91
Based on 57,767 reviews, last reviewed 8th Apr 2026
643200% increase in 5 star reviews
in the past 90 days
2000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good service and offers in regard to credit and... Very good service and offers in regard to credit and multiple payment options Reviewed on: 8th April 2026
ST's avatar
ST

Latest lowest rating:

1

Regular credit checks nonexistent PayPal states they do regular checks to increase credit limit. I think the AI software is not working properly. All the other credit companies increas... Read more Reviewed on: 8th April 2026
MT's avatar
MT

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (57767)

I can’t fault PayPal thank you for all you do...

5
I can’t fault PayPal thank you for all you do for me Reviewed on: 11th May 2024

PayPal Credit Is Brilliant

5
PayPal Credit is an excellent way to pay for goods and the customer services are brilliant. Whenever I phone for help; the advisors always prompt with my account and advise if or what to expect. If I spend with my promotional offers, I can pay off the balance and new transactions without any interest by the payment date. Reviewed on: 11th May 2024

4 months interest free

5
They are good it for giving 4 months interest free on purchases. Reviewed on: 11th May 2024

Never had any problems when using PayPal customer se...

4
Never had any problems when using PayPal customer service, fast and reliable service when required, problem solved without difficulty. Reviewed on: 11th May 2024

Paypal is reliable & trustworthy service.

5
Paypal is reliable & trustworthy service. When it comes to credit, It offers interest free installment plan which is plus point. Reviewed on: 11th May 2024

Good experience

5
I have always had a smooth and straight forward experience using Paypal Credit Reviewed on: 11th May 2024

Easy n secure way to pay , safe too

5
Easy n secure way to pay , safe too Reviewed on: 11th May 2024

PayPal is a trustworthy simple and ease to use.

5
PayPal is a trustworthy simple and ease to use. One of the few major companies that answer any queries in a fast and professional manner Reviewed on: 11th May 2024

I’ve never had a problem with PayPal.

5
I’ve never had a problem with PayPal. I will continue using this product Reviewed on: 11th May 2024

Easy , secure and efficient ! A*

5
Always on hand to rectify any purchase issues (ie refunds) great customer service always and app self service is very easy to use! A* Reviewed on: 11th May 2024

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