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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (57801 reviews)

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4.91

Based on 57,801 reviews, last reviewed 9th Apr 2026

646200% increase in 5 star reviews

in the past 90 days

2000% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

It’s been good I’ve used it for years It’s been good I’ve used it for years Reviewed on: 9th April 2026

Latest lowest rating:

1

Regular credit checks nonexistent PayPal states they do regular checks to increase credit limit. I think the AI software is not working properly. All the other credit companies increas... Read more Reviewed on: 8th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (57801)

Easy to access funds with interest free period

Easy to access funds with interest free period a bonus. DD set up is easy with timely reminders before payment. End of offer date clearly specified. Reviewed on: 11th May 2024

Always good and helpful good customer service

Always good and helpful good customer service Reviewed on: 11th May 2024

Been using for years.

Been using for years. Very easy convenient service. Customer service always helpful and polite. PayPal is used by me on an almost daily basis because it’s so quick and reliable. Reviewed on: 11th May 2024

PayPal is so flexible, quick and easier.

PayPal is so flexible, quick and easier. I will definitely recommend friends and family to use PayPal as it is safer and confident way. Reviewed on: 11th May 2024

Great service

Always ver quick at resolving issues. Provide great offers and services Reviewed on: 11th May 2024

Sometimes the refund are not shown for some time.

Sometimes the refund are not shown for some time. But in general it's a great experience for years. Reviewed on: 11th May 2024

I feel safe with PayPal

I know that my purchases are safe with PayPal; I've had a couple of disputes, and they have helped me with them. Also, the app is easyto use. Reviewed on: 11th May 2024

Excellence

Great service with a fair rate of interest Reviewed on: 11th May 2024

Easy to use

Easy to use, interest free over 4 months, great app. Excellent customer service. Reviewed on: 11th May 2024

Great, recommend it to everyone

Safe and easy to use. I'm able to purchase things I couldn't buy straight away, now I can pay this back after. Reviewed on: 11th May 2024

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