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PayPal: PayPal Credit reviews

4.73
Based on 146,526 reviews, last reviewed 30th Jun 2026
4397750% increase in 5 star reviews
in the past 90 days
12700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Reliable and secure Easy to use, safer and accepted at many different retailers. Reviewed on: 30th June 2026
Donna's avatar
Donna

Latest lowest rating:

1

PayPal credit Very easy to apply for and use good to spread the cost of items Reviewed on: 30th June 2026
Jason J's avatar
Jason J

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (146526)

Roka kazemi

5
Accounting without PayPal. it gives you best auctions Reviewed on: 1st May 2026

Great option to have an use when I need it, very eas...

5
Great option to have an use when I need it, very easy to operate in app and pay back Reviewed on: 1st May 2026

I rely on PayPal

5
I have relied upon PayPal for many years, for security and safety when buying online there is no better than PayPal. Reviewed on: 1st May 2026

Safe way of sending money to friends and family

5
Safe way of sending money to friends and family Reviewed on: 1st May 2026

Very easy to use and very convenient

5
Very easy to use and very convenient Reviewed on: 1st May 2026

Great service

5
I have had PayPal for years always found it to be very good convenient and easy thank you Reviewed on: 1st May 2026

Paypal Credit 4 months 0% plus card is the best combo

5
Have been using paypal credit for years and the 4 months 0% option is the best on the market. I love the new credit card and that I can use in stores and not just online. The fact they are adding new features to the service is great and I like that you can collect points now after purchases. Reviewed on: 1st May 2026

Pay Pal Credit

5
I love having pay pay credit not much interest very easy to pay for stuff and I get points on purchases Reviewed on: 1st May 2026

Really easy to use, really accessible credit and ove...

5
Really easy to use, really accessible credit and overall have had a good experience for years. Reviewed on: 1st May 2026

Great all and flexible usage

5
App has very user friendly interface, customer service responsive to emails. Very easy to use for online purchase. Reviewed on: 1st May 2026

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