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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181143 reviews)

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4.73

Based on 181,143 reviews, last reviewed 4th Sep 2026

16% decrease in 5 star reviews

in the past 90 days

7% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It’s been miraculous. It’s been miraculous. Just what I needed. Reviewed on: 4th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181143)

Flexible and easy to keep track!

Paypal is the best provider for helping me organise and pay for a variety of online purchases. The app is easy to use and paypal links up with so many of my day to day purchases and other accounts. The flexibility amd choices available and excellent rates to payback make it the best of all my banking options. There are always good deals and incentives to use PayPal and I use it regularly to make sure I have thr best way to pay for a variety of purchases. Reviewed on: 9th June 2026

Really helpful. And easy to use

Really helpful. Easy to use! The service provided is next to none and your queries get answered quickly Reviewed on: 9th June 2026

PayPal pay later 5*

PayPal pay later helps to spread unexpected costs interest free with no stress when you need it. Reviewed on: 9th June 2026

So easy and clear to use never had any issues in all...

So easy and clear to use never had any issues in all the years I’ve used PayPal services Reviewed on: 9th June 2026

It's easy to apply and easy to use.

It's easy to apply and easy to use. Reviewed on: 9th June 2026

I always feel safe and secure especially in situatio...

I always feel safe and secure especially in situations where I have to pay for something online Reviewed on: 9th June 2026

Great service

Used PayPal for years and they are continually improving and expanding their services. Reviewed on: 9th June 2026

Smooth and seamless

The experience of paying online is smooth and seamless with no hassle. Easy to understand monthly statements and helpful app to track payments etc is great, so really there is not much to try and catch you out. Gives 3-4 months to repay at 0%, which is great as well. Reviewed on: 9th June 2026

Help to budget better

I appreciate the ability to budget by spreading the cost of large purchases over 4 months. PayPal has significantly helped improve my money management and budgeting skills. Reviewed on: 9th June 2026

The app is user friendly.

The app is user friendly. Relatively easy to find out more information that is relevant to my interests. No issues so far. Reviewed on: 9th June 2026

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