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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181143 reviews)

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4.73

Based on 181,143 reviews, last reviewed 4th Sep 2026

16% decrease in 5 star reviews

in the past 90 days

7% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It’s been miraculous. It’s been miraculous. Just what I needed. Reviewed on: 4th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181143)

paypal does what it says on the tin

paypal does what it says on the tin Reviewed on: 9th June 2026

I love the pay in 3 its easy and makes purchases aff...

I love the pay in 3 its easy and makes purchases affordable and you get plenty of reminders. Reviewed on: 9th June 2026

Fast, efficient and flexible.

Fast, efficient and flexible. Makes online purchases in particular easy and straightforward forward Reviewed on: 9th June 2026

Easy to use

PayPal is really easy to use, such as paying money back and keeping track of your money Reviewed on: 9th June 2026

Always used it and great when they have interest fre...

Always used it and great when they have interest free too. Happy with their app ad card readers Reviewed on: 9th June 2026

Refund awarded

I called customer service when a payment was taken without my consent , PayPal looked into it and I was refunded because I did not have auto renewal setup and this company took money when they did not have the right to. PayPal customer service acted quickly , very good service. Reviewed on: 9th June 2026

Highly recommend

Very to useful. Also offers incentives for using the service they offer. Highly recommend Reviewed on: 9th June 2026

Excellent streamlined process during payment

Excellent streamlined process during payment Reviewed on: 9th June 2026

Good experience

Good experience - nothing bad to report Reviewed on: 9th June 2026

Points points points

Really enjoy earning the points. One of the best credit cards out there Reviewed on: 9th June 2026

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