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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (57807 reviews)

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4.91

Based on 57,807 reviews, last reviewed 9th Apr 2026

646700% increase in 5 star reviews

in the past 90 days

2000% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Paypal, it's all in the name.My Pal PayPal. Paypal, it's all in the name. I have a Pal that helps me Pay in a number of ways making life more relaxing and less of the feeling trapped in small pr... Read more Reviewed on: 9th April 2026

Latest lowest rating:

1

Regular credit checks nonexistent PayPal states they do regular checks to increase credit limit. I think the AI software is not working properly. All the other credit companies increas... Read more Reviewed on: 8th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (57807)

Paypal credit has helped fill gaps

Paypal credits flexibility has helped me during times of lower income, to cover birthdays and Christmases, as well as covering other essential expenses at a fair price, which is extremely rare in the world of providing a credit service. Reviewed on: 11th May 2024

Great customer service and easy to use

Great customer service and easy to use Reviewed on: 11th May 2024

I use PayPal for all my transactions online and also...

I use PayPal for all my transactions online and also on aliexpress which is more secure and convenience too Reviewed on: 11th May 2024

Super easy for transaction.

Super easy for transaction. Never had any issue while using PayPal. Plus you get lots of choice for various retailers. Reviewed on: 11th May 2024

It has helped me to complete my payments fast and se...

It has helped me to complete my payments fast and seamlessly Reviewed on: 11th May 2024

Pay in 4 months with zero interest

By using PayPal Credit, you can enjoy the advantage of paying for your purchases over a period of four months with zero interest. This means that you can stretch your budget without worrying about the burden of additional charges. Don't miss out on the opportunity to make your shopping experience hassle-free and financially comfortable! Reviewed on: 11th May 2024

Great to have comes in very handy especially if you...

Great to have comes in very handy especially if you need to pay someone and it’s safe too so your not be out of pocket Reviewed on: 11th May 2024

Easy to set up, easy to understand repayments.

Easy to set up, easy to understand repayments. Haven't had need to contact customer service as yet but if and when I have to I hope they'll deal with any issues I have efficiently. Reviewed on: 11th May 2024

Great for unexpected household breakdowns!

Helped me afford urgent and unexpected household item replacements and spread the cost over the next few pay days. Reviewed on: 11th May 2024

A must have credit facility

Lots of opportunities to pay with PayPal Reviewed on: 11th May 2024

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