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PayPal: PayPal Credit reviews

4.73
Based on 146,526 reviews, last reviewed 30th Jun 2026
4397750% increase in 5 star reviews
in the past 90 days
12700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Reliable and secure Easy to use, safer and accepted at many different retailers. Reviewed on: 30th June 2026
Donna's avatar
Donna

Latest lowest rating:

1

PayPal credit Very easy to apply for and use good to spread the cost of items Reviewed on: 30th June 2026
Jason J's avatar
Jason J

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (146548)

Would recommend PayPal credit.

5
Would recommend PayPal credit.the payout for games is excellent as well. Reviewed on: 1st May 2026

Simple easy app.

5
Simple easy app. Great customer service Reviewed on: 1st May 2026

I have been with PayPal for many years now.

5
I have been with PayPal for many years now. When I have have had a problem it has been sorted out quickly Reviewed on: 1st May 2026

Quick and easy to use.

5
Quick and easy to use. Secure platform. Good points system and savings. Reviewed on: 1st May 2026

It’s been really amazing

4
It’s been really good and extremely amazing Reviewed on: 1st May 2026

Excellent service

5
Excellent service and never a problem with any transactions. Easy to use and perfect for sending money to loved ones eg. Australia for birthdays, Christmas etc. Reviewed on: 1st May 2026

I have found it easy using PayPal, the app is easy t...

5
I have found it easy using PayPal, the app is easy to navigate Reviewed on: 1st May 2026

You always have a friendly voice

5
You always have a friendly voice at the other end of the phone and they listen to any problems and do there best to fix them while you are on the phone. Reviewed on: 1st May 2026

If ever there's a problem with a seller PayPal step...

5
If ever there's a problem with a seller PayPal step in and sort it out Reviewed on: 1st May 2026

Payment plans that make life easy

5
I've used paypal for many years and now paypal credit for thr last 3 years, its great easy and straightforward. Reviewed on: 1st May 2026

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