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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181143 reviews)

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4.73

Based on 181,143 reviews, last reviewed 4th Sep 2026

16% decrease in 5 star reviews

in the past 90 days

7% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It’s been miraculous. It’s been miraculous. Just what I needed. Reviewed on: 4th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181143)

Using PayPal makes life a lot easier when paying for...

Using PayPal makes life a lot easier when paying for goods online whilst I could just pay using my bank card using PayPal is secure and puts me at ease Reviewed on: 9th June 2026

I’ve always found PayPal very easy to use and the cr...

I’ve always found PayPal very easy to use and the credit is accepted at most places. It’s meant I can spread the cost of purchases when I’ve needed to and on the rare occasion I’ve had an issue they’ve helped immediately Reviewed on: 9th June 2026

Great service extremely helpful have put me at ease...

Great service extremely helpful have put me at ease when I had a problem regarding a payment that needed refunded. So supportive Reviewed on: 9th June 2026

Straight forward easy to use.

Straight forward easy to use. Pay in 3 really helpful. Reviewed on: 9th June 2026

Convenient and Easy to Use

PayPal Credit has been really helpful for managing larger purchases. The application process was simple, payments are easy to track, and I like having flexible payment options when shopping online. Reviewed on: 9th June 2026

Easy to use and good customer service.

Easy to use and good customer service. Accepted in most places. Good app that allows you to check your spending easily. Reviewed on: 9th June 2026

Used for many years.

Used for many years. Helps stagger the payments for items brought. Reviewed on: 9th June 2026

Perfect, i can say only that .

Perfect, i can say only that . I love Reviewed on: 9th June 2026

Interest free pay in 3 is a very welcome helping han...

Interest free pay in 3 is a very welcome helping hand when needed. Reviewed on: 9th June 2026

Overall great

Really good service, good apr and great with the psy in 3 Reviewed on: 9th June 2026

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