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PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 57,808 reviews, last reviewed 9th Apr 2026
646800% increase in 5 star reviews
in the past 90 days
2000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal Np1 I have always found that PayPal is super fast, easy to use and very secure Reviewed on: 9th April 2026
Gareth 's avatar
Gareth

Latest lowest rating:

1

Regular credit checks nonexistent PayPal states they do regular checks to increase credit limit. I think the AI software is not working properly. All the other credit companies increas... Read more Reviewed on: 8th April 2026
MT's avatar
MT
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (57808)

Love PayPal easy way to pay an great if issues with...

5
Love PayPal easy way to pay an great if issues with product Reviewed on: 11th May 2024
Kay's avatar
Kay

Great service easy to understand and buy now pay lat...

5
Great service easy to understand and buy now pay later is great Reviewed on: 11th May 2024
khonjenjema@icloud.com's avatar
[email protected]

Very good service

5
Very good service I have been using PayPal for 5 years never have any problems Reviewed on: 11th May 2024
Abdul 's avatar
Abdul

PayPal is very secure.

5
I'm using PayPal for many many years and never had issues. I feel very secure using PayPal this is mostly my main form of payment. Websites who don't offer PayPal payment loosing me as a customer, which is a shame really. Reviewed on: 11th May 2024
Jakub Stachurski's avatar
Jakub Stachurski

It has been a useful way to manage my money.

5
It has been a useful way to manage my money. Reviewed on: 11th May 2024
Megan W's avatar
Megan W

Love PayPal credit, interest free for 4 months

5
Love PayPal credit, I can make larger purchases and pay over 4 months without any interest being added. Reviewed on: 11th May 2024
Jeannette B's avatar
Jeannette B

my experience of using PayPal credit the app makes t...

5
my experience of using PayPal credit the app makes things like remembering payment and the ease of using the app is second to non nothing rivels it in my opinion 5 star Reviewed on: 11th May 2024
Danny W's avatar
Danny W

Love it.

5
Love it. Specially spreading cost to four months without interest. Reviewed on: 11th May 2024
Zia M's avatar
Zia M

Trustworthy

5
I've used PayPal for years and never had ay problems with it Reviewed on: 11th May 2024
Robert N's avatar
Robert N

Its not clear how to cancel direct debit and xontact...

4
Its not clear how to cancel direct debit and xontact to customer care. Reviewed on: 11th May 2024
AS's avatar
AS

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