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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181143 reviews)

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4.73

Based on 181,143 reviews, last reviewed 4th Sep 2026

16% decrease in 5 star reviews

in the past 90 days

7% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It’s been miraculous. It’s been miraculous. Just what I needed. Reviewed on: 4th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181143)

Good value, easy to use

Long time user, never had much issue. When I wanted to change payment date this was quick and easy through customer service. Accepted widely and helpful for splitting up purchases with interest free options. Reviewed on: 9th June 2026

Safe and easy to use

Safe and easy to use with excellent credit options and no hidden small print. No need to faff about with card details when paying online. Adds an additional level of security. Reviewed on: 9th June 2026

Will only order from company if offer pay in 3

Sometimes I can be offered PayPal pay in 3 and have had 10-20 different ones but then suddenly I don’t get offered them at all after not missing any payments or doing anything wrong when contacting PayPal they don’t have a clue and are unhelpful Reviewed on: 9th June 2026

Great service.

Great service. Fast response. Any issues or concerns are dealt with professionally and in quick response. The service provided meets my financial needs. Reviewed on: 9th June 2026

I enjoy every part of paypal im just trying tonget i...

I enjoy every part of paypal im just trying tonget it down a little bit so i can keep on using it Reviewed on: 9th June 2026

Great to use

Easy to use with barely any effort Reviewed on: 9th June 2026

I trust paypal and only buy things on line if I can...

I trust paypal and only buy things on line if I can use paypal. My statements are confusing at the momement and when there is a problem and you have to choose options the problem I have is none of what is shown leaving me unable to raise my concern. Reviewed on: 9th June 2026

Customer service are extremely helpful.

Customer service are extremely helpful. It’s also great to be able to use pay in 3 and 0% for 4 months for larger purchases. Would highly recommend this service. Reviewed on: 9th June 2026

Payments due

Always informed on when my payments are due and always can see my outstanding balance and previous payments Reviewed on: 9th June 2026

Excellent protection

Your protection for gods and services not received is excellent. The only place you fall down from my experience is taking payments for credit. You should have an option to take a payment from other accounts etc. And also making it easier to set it up initially. I ended up with negative credit score impact which affected my ability to re mortgage. Reviewed on: 9th June 2026

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