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PayPal: PayPal Credit reviews

4.73
Based on 146,526 reviews, last reviewed 30th Jun 2026
4397750% increase in 5 star reviews
in the past 90 days
12700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Reliable and secure Easy to use, safer and accepted at many different retailers. Reviewed on: 30th June 2026
Donna's avatar
Donna

Latest lowest rating:

1

PayPal credit Very easy to apply for and use good to spread the cost of items Reviewed on: 30th June 2026
Jason J's avatar
Jason J

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (146565)

Easy to use and see what's left to pay

5
Easy to use, good options for credit, easy repayments, clear to see what's left to pay Reviewed on: 1st May 2026

I’m very happy to use PayPal it’s very easy to pay e...

5
I’m very happy to use PayPal it’s very easy to pay everything and everywhere Reviewed on: 1st May 2026

I have always used PayPal, excellent service and 100...

5
I have always used PayPal, excellent service and 100% trustworty Reviewed on: 1st May 2026

So far so good.

4
So far so good. However can be improved! Reviewed on: 1st May 2026

Excellent

5
Always had a positive experience Reviewed on: 1st May 2026

Easy and reliable and informative staff when required

5
Easy and reliable and informative staff when required Reviewed on: 1st May 2026

Great customer service.

5
Great options and rates. Any issues promptly sorted out. Very supportive customer service. Reviewed on: 1st May 2026

Paypal gets a thumbs up from me.

5
I've never had any issues with Paypal, any queries are usually resolved quickly and satisfactorily. I feel the interest rate is competetive and good value for money, I love that I can easily access my account at any time. Reviewed on: 1st May 2026

Good For daily use

3
Good for daily use and some good offers are available Reviewed on: 1st May 2026

PayPal credit is amazing and it’s helpful for people...

5
PayPal credit is amazing and it’s helpful for people who doesn’t have Reviewed on: 1st May 2026

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