Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146577 reviews)

View other PayPal products

4.73

Based on 146,526 reviews, last reviewed 30th Jun 2026

4397750% increase in 5 star reviews

in the past 90 days

12700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Reliable and secure Easy to use, safer and accepted at many different retailers. Reviewed on: 30th June 2026

Latest lowest rating:

1

PayPal credit Very easy to apply for and use good to spread the cost of items Reviewed on: 30th June 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (146577)

Amazing experience overall with this platform, nothi...

Amazing experience overall with this platform, nothing to complain. Reviewed on: 1st May 2026

Go to payment option

I use PayPal regularly for extra protection on purchases and payment management. Never have any issues and is my go to payment option if I want to spread cost over a period of time for larger items. Reviewed on: 1st May 2026

Never had any problems with PayPal.

Never had any problems with PayPal. Whenever I've had issues with other services, I've been able to rely on PayPal. Reviewed on: 1st May 2026

Getting help, customers support!

Getting help, customers support! with PayPal is poor but other than this the service provided is good Reviewed on: 1st May 2026

Convenient to use PayPal in more places with PayPal...

Convenient to use PayPal in more places with PayPal credit Reviewed on: 1st May 2026

Very Good Services

Very good every time used, never no problems easy to use app. Reviewed on: 1st May 2026

Very helpful and easy to use, clear statements and...

Very helpful and easy to use, clear statements and quick Reviewed on: 1st May 2026

Great flexibility for all sorts of transactions

I use PayPal for all sorts of transactions, for big and small and I find it a very flexible varied way of managing payments. I've got a bathroom repair needed soon and I'll need to make some bigger purchases using PayPal, and the flexibility of credit and pay in three will really help managing the chaos of the impending repair, Reviewed on: 1st May 2026

such an easy application process

such an easy application process Reviewed on: 1st May 2026

Brilliant t service all round.

Brilliant t service all round. Never had any issues using PayPal services, or dealing with customer services. Reviewed on: 1st May 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payments
from PayPal 4.71 from 3757 reviews
Retail Finance
from Zebra Finance 4.06 from 6 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 78085 reviews
Payments
from PayPal 4.71 from 3757 reviews
Credit card
from PayPal 4.69 from 98 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub