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PayPal: PayPal Credit reviews

4.73
Based on 146,526 reviews, last reviewed 30th Jun 2026
4397750% increase in 5 star reviews
in the past 90 days
12700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Reliable and secure Easy to use, safer and accepted at many different retailers. Reviewed on: 30th June 2026
Donna's avatar
Donna

Latest lowest rating:

1

PayPal credit Very easy to apply for and use good to spread the cost of items Reviewed on: 30th June 2026
Jason J's avatar
Jason J

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (146666)

I’ve used PayPal credit for years it’s always been a...

5
I’ve used PayPal credit for years it’s always been a handy tool to use if I ever needed it Reviewed on: 1st May 2026

Reliable partner.

5
Easy to use, gives confidence of support if problems occur. Reviewed on: 1st May 2026

PayPal credit makes it easy and secure to make onlin...

5
PayPal credit makes it easy and secure to make online purchases. Problems are resolved quickly using the action centre. It’s easy to track my spending Reviewed on: 1st May 2026

Very good service and fast delivery

5
Very good service and fast delivery Reviewed on: 1st May 2026

I don't know how to connect to anyone or even pay my...

1
I don't know how to connect to anyone or even pay my bill Reviewed on: 1st May 2026

It’s really good to use PayPal.

5
It’s really good to use PayPal. I feel it more secure than others. Moreover it’s 4 month pay plan really good to manage your payments Reviewed on: 1st May 2026

I love PayPal so quick and easy to use and lots of p...

5
I love PayPal so quick and easy to use and lots of payment options Reviewed on: 1st May 2026

Best credit company ever imho

5
I've had zero problems with PPC its my go to for large purchases with no worries at all. Reviewed on: 1st May 2026

Never had a problem always got everything sorted soo...

5
Never had a problem always got everything sorted soon as money back etc just some of there waiting period is a bit long and could do with speeding up Reviewed on: 1st May 2026

Beautiful easy and very easy to access my money and...

5
Beautiful easy and very easy to access my money and also would recommend to more people Reviewed on: 1st May 2026

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