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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181143 reviews)

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4.73

Based on 181,143 reviews, last reviewed 4th Sep 2026

16% decrease in 5 star reviews

in the past 90 days

7% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It’s been miraculous. It’s been miraculous. Just what I needed. Reviewed on: 4th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181143)

Hassle free credit at your fingertips

"PayPal Credit has been a game-changer for me. The application was quick and easy, and having the flexibility to pay in instalments or take advantage of interest-free offers makes shopping so much smoother. The app is straightforward, payments are seamless, and I feel secure knowing my transactions are well protected. Highly recommend if you want convenient credit without the hassle!" Reviewed on: 9th June 2026

Best Credit Payment platform

I can easily see how much credit I have and pay with it and easily pay back and also use it as installment Reviewed on: 9th June 2026

Good service, easy to use.

Good service, easy to use. Pay i Reviewed on: 9th June 2026

been using PayPal for years and I find it very acces...

been using PayPal for years and I find it very accessible Reviewed on: 9th June 2026

Always there when you need it great service so easy...

Always there when you need it great service so easy to use Reviewed on: 9th June 2026

The defacto standard

Paypal is accepted everywhere, making it the defacto standard purchase option. Pay in 3 is helpful, as well as tracking all activity whether income or outgoings on the app/website. It appears to be secure meaning we haven't had any incidents yet, and is easily accessible. Reviewed on: 9th June 2026

0% interest. Flexible.

0% for a good amount of time. Perfect for me, as I had just moved house so spreading payments helped a lot! Reviewed on: 9th June 2026

Easy to use and track payments, simple and helpful c...

Easy to use and track payments, simple and helpful customer service Reviewed on: 9th June 2026

Easy and straight forward to use.

Easy and straight forward to use. Plus the benefits of the points system Reviewed on: 9th June 2026

Great company, when and if you need them they are th...

Great company, when and if you need them they are there for you Reviewed on: 9th June 2026

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