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PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 57,772 reviews, last reviewed 8th Apr 2026
643700% increase in 5 star reviews
in the past 90 days
2000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Happy customer I was a little sceptical at first but found the service excellent and very professional. Very competitive product and easy to understand with good inf... Read more Reviewed on: 8th April 2026
Martin P's avatar
Martin P

Latest lowest rating:

1

Regular credit checks nonexistent PayPal states they do regular checks to increase credit limit. I think the AI software is not working properly. All the other credit companies increas... Read more Reviewed on: 8th April 2026
MT's avatar
MT
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (57772)

my experience of using PayPal credit the app makes t...

5
my experience of using PayPal credit the app makes things like remembering payment and the ease of using the app is second to non nothing rivels it in my opinion 5 star Reviewed on: 11th May 2024
Danny W's avatar
Danny W

Love it.

5
Love it. Specially spreading cost to four months without interest. Reviewed on: 11th May 2024
Zia M's avatar
Zia M

Trustworthy

5
I've used PayPal for years and never had ay problems with it Reviewed on: 11th May 2024
Robert N's avatar
Robert N

Its not clear how to cancel direct debit and xontact...

4
Its not clear how to cancel direct debit and xontact to customer care. Reviewed on: 11th May 2024
AS's avatar
AS

I love PayPal credit it help me a lot!

5
I love PayPal credit it help me a lot!!! I really recommend Reviewed on: 11th May 2024
Iliana A's avatar
Iliana A

Paypal credit has helped fill gaps

5
Paypal credits flexibility has helped me during times of lower income, to cover birthdays and Christmases, as well as covering other essential expenses at a fair price, which is extremely rare in the world of providing a credit service. Reviewed on: 11th May 2024
Daniel Elton's avatar
Daniel Elton

Great customer service and easy to use

4
Great customer service and easy to use Reviewed on: 11th May 2024
U B's avatar
U B

I use PayPal for all my transactions online and also...

5
I use PayPal for all my transactions online and also on aliexpress which is more secure and convenience too Reviewed on: 11th May 2024
Isaac F's avatar
Isaac F

Super easy for transaction.

5
Super easy for transaction. Never had any issue while using PayPal. Plus you get lots of choice for various retailers. Reviewed on: 11th May 2024
Vivek Aryan's avatar
Vivek Aryan

It has helped me to complete my payments fast and se...

5
It has helped me to complete my payments fast and seamlessly Reviewed on: 11th May 2024
BenaGroup L's avatar
BenaGroup L

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