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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181143 reviews)

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4.73

Based on 181,143 reviews, last reviewed 4th Sep 2026

16% decrease in 5 star reviews

in the past 90 days

7% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It’s been miraculous. It’s been miraculous. Just what I needed. Reviewed on: 4th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience.

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PayPal PayPal Credit reviews (181143)

Have had good experience with pay pal.

Have had good experience with pay pal. Was a bit difficult to get someone to understand what I needed over the phone. Other than that all good Reviewed on: 9th June 2026

Fast and reliable , useful trustworthy app and very...

Fast and reliable , useful trustworthy app and very successful Reviewed on: 9th June 2026

Paypal credit is convenient

Paypal is convenient and secure. Paypal credit allows me to easily spread the cost of items across a number of months without worrying about additional interest or payment terms. Reviewed on: 9th June 2026

Stay Safe Use PayPal!

Professional, Polite, Efficient Service. Easy to use as payment method and most secure. Reviewed on: 9th June 2026

Excellent service

Quick and easy hassle free easy to use and excellent quality service Reviewed on: 9th June 2026

PayPal credit gives you flexibility

PayPal credit gives you flexibility on how you want to pay. Even using PayPal credit in main high street shops as a way to easily afford more expensive goods such as TVs. Reviewed on: 9th June 2026

Easy and straight forward with clear instructions.

Easy and straight forward with clear instructions. No confusion. Reviewed on: 9th June 2026

I love using PayPal credit it’s easy to use convenie...

I love using PayPal credit it’s easy to use convenient and offers great value Reviewed on: 9th June 2026

Credit made easy

When things go wrong and a transaction needs disputing on PayPal credit the process is seamless. I’ve had to use it a few times when the retailer has been at fault and I need a refund and it was by far the easiest process than other credit cards. Reviewed on: 9th June 2026

I’m excited about the opportunity to be able to use it.

I’m excited about the opportunity to be able to use it. I am confident my purchases are safe. Reviewed on: 9th June 2026

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