Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 57,725 reviews, last reviewed 8th Apr 2026
639200% increase in 5 star reviews
in the past 90 days
2000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to work with Easy to work with and a really connected app Reviewed on: 8th April 2026
Andrew G's avatar
Andrew G

Latest lowest rating:

1

Regular credit checks nonexistent PayPal states they do regular checks to increase credit limit. I think the AI software is not working properly. All the other credit companies increas... Read more Reviewed on: 8th April 2026
MT's avatar
MT
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (57725)

Straightforward, Stress-free Payments

5
The app is really straightforward to use and I have never had any problems. It is really clear in terms of what you need to pay to avoid interest and many, many places accept PayPal so it just helps to spread the cost effectively. Reviewed on: 11th May 2024
Sheree R's avatar
Sheree R

PayPal credit - the best credit company out there

5
Use PayPal credit all the time for bigger purchases! Minimum charge for interest and always aware of minimum payment Reviewed on: 11th May 2024
Joshua T's avatar
Joshua T

Excellent credit financing.

5
Very easy to use and excellent user experience. Payments in, plans and credit use is also flexible. Great system. Reviewed on: 11th May 2024
Arminder's avatar
Arminder

Helpful duringthe struggling period.

5
Helpful duringthe struggling period Easy to use the app Reviewed on: 11th May 2024
Amarjith 's avatar
Amarjith

I have had a very good experience

5
I have had a very good experience Reviewed on: 11th May 2024
Jorge's avatar
Jorge

Life saver

5
Paypal offers and services have saved me at key moments. The app interface is easy to navigate and customer service is great. I love the fact that I did not have pay interest on credit until after 4 months. Reviewed on: 11th May 2024
Nkem Ogbolu's avatar
Nkem Ogbolu

PayPal value

5
I am very happy with PayPal, very convenient and handy Reviewed on: 11th May 2024
Karen 's avatar
Karen

Gives option for paying in instalments.

4
Gives option for paying in instalments. Reviewed on: 11th May 2024
Dane P's avatar
Dane P

amazing services!

5
amazing services! love using PayPal . Now can pay by card using PayPal!! woo Reviewed on: 11th May 2024
Aivar Se's avatar
Aivar Se

Easy to use.

5
Easy to install. Did not have any problem to use the service. Reviewed on: 11th May 2024
Marina M's avatar
Marina M

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill