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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146773 reviews)

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4.73

Based on 146,526 reviews, last reviewed 30th Jun 2026

4397750% increase in 5 star reviews

in the past 90 days

12700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Reliable and secure Easy to use, safer and accepted at many different retailers. Reviewed on: 30th June 2026

Latest lowest rating:

1

PayPal credit Very easy to apply for and use good to spread the cost of items Reviewed on: 30th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (146773)

Efficient and secure to receive or send money.

Efficient and secure to receive or send money. Great ! Reviewed on: 1st May 2026

Easy to use Amasing customer service and always ava...

Easy to use Amasing customer service and always available Love the buy now pay in 3 months or 4mlnths . Pay in 3 was good opportunity to pay slowy with no interest Reviewed on: 1st May 2026

An excellent service, the 0% interest free credit fo...

An excellent service, the 0% interest free credit for four months is a lifesaver if I need to buy train fare for work towards the end of the month! Reviewed on: 1st May 2026

Great for splitting payments with no interest

I’ve had a really good experience with PayPal Credit. The option to split payments into 4 with no interest is super helpful and makes managing bigger purchases much easier. Everything is straightforward and works smoothly. Definitely happy with it Reviewed on: 1st May 2026

Easy to use and well set up lots of options for paym...

Easy to use and well set up lots of options for payments Reviewed on: 1st May 2026

best service

Always happy to deal with Paypal. If there is a problem it is always dealt with well. Reviewed on: 1st May 2026

Just love the flexibility and service is good

Just love the flexibility and service is good Reviewed on: 1st May 2026

It really helps me a lot now I purchase without prob...

It really helps me a lot now I purchase without problems Reviewed on: 1st May 2026

Great payment terms and easy to use

Great payment terms and easy to use Reviewed on: 1st May 2026

No problems with PayPal always seem less activity

No problems with PayPal always seem less activity Reviewed on: 1st May 2026

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