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PayPal: PayPal Credit reviews

4.73
Based on 181,143 reviews, last reviewed 4th Sep 2026
16% decrease in 5 star reviews
in the past 90 days
7% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It’s been miraculous. It’s been miraculous. Just what I needed. Reviewed on: 4th September 2026
SEGALINK's avatar
SEGALINK

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181143)

Excellent customer service

5
I love paypal credit .. so useful and they provide excellent customer service. Reviewed on: 9th June 2026

I’ve used PayPal credit for years now and fine it ve...

5
I’ve used PayPal credit for years now and fine it very convenient and simple to use, it really helps when needing to purchase those unexpected more expensive items that I can’t afford to purchase outright! Reviewed on: 9th June 2026

Excellent app and very easy, good job

5
Excellent app and very easy, good job Reviewed on: 9th June 2026

Great experience, good communication

5
Great experience, good communication Reviewed on: 9th June 2026

Easy to use, secure and trusted no matter what you...

5
Easy to use, secure and trusted no matter what you need Reviewed on: 9th June 2026

Quick and easy

5
Quick and easy to use, never any issues will use again Reviewed on: 9th June 2026

Happy customer

5
Easy and hassle free, also like how easy it it to keep track of everything on the app Reviewed on: 9th June 2026

Just as it should be

5
Everything has always been straight forward and easy , never had an issue and any enquiries have been answered promptly Reviewed on: 9th June 2026

Excellent credit facility with lots of benefits.

5
I have been a PayPal customer for a long time and after intruding there credit facility has just enhanced what was already a great service. The ability to pay over long period of time without extortionate interest, pay in 3 and other options are a massive pull. While also knowing you have the protection paypal give. There customer service is top notch, and haven't had any bad experiences. I would definitely recommend to others. Thank you. Reviewed on: 9th June 2026

The reason is security and I trust in PayPal

5
The reason why I like to pay with PayPal is the fact security and good customer service if problems occur Reviewed on: 9th June 2026

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