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PayPal: PayPal Credit reviews

4.91
Based on 57,579 reviews, last reviewed 8th Apr 2026
625700% increase in 5 star reviews
in the past 90 days
1800% increase in 1 star reviews
in the past 90 days
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Latest highest rating:

5

My exprience with paypal has been great over the yea... My exprience with paypal has been great over the years, I have always used paypal for my online transaction since the early 2000. if the suppier does ... Read more Reviewed on: 8th April 2026
Bernard B's avatar
Bernard B

Latest lowest rating:

1

Rubbish.Klarna is a lot better. Rubbish.Old fashioned website.Misleading fees.Made it very difficult to complain and didn’t take it seriously when I did. Reviewed on: 8th April 2026
David C's avatar
David C

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (57579)

Used Paypal credit for years makes it easy

5
Used Paypal credit for years makes it easy to buy things Reviewed on: 11th May 2024

Paypal makes life easier

5
Paypal makes life easier Reviewed on: 11th May 2024

I have always been satisfied with PayPal.

5
I have always been satisfied with PayPal. Very professional, solves any problems you may encounter with the merchant. Reviewed on: 11th May 2024

Quick payments, easy to navigate app, helpful pay in 3

5
Quick payments, easy to navigate app, helpful pay in 3 Reviewed on: 11th May 2024

PayPal is reliable and easy to use.

5
PayPal is reliable and easy to use. I recommend to my family and friends. Reviewed on: 11th May 2024

Excellent

5
Easy to use, and great customer service. Good security. Amazing on online shopping. Reviewed on: 11th May 2024

PayPal credit 1st time user

5
PayPal credit gave me the flexibility I needed to purchase the products I wanted at the time I needed them and the flexibility to pay them off in a time frame that suited me. It was the first time I had used PayPal credit it was so simple to apply and set up as I had already used PayPal but never used a credit account I was new to this product offered by PayPal but I was able to set up and use with ease. Reviewed on: 11th May 2024

Helpful when needed, good support systems in place

5
Helpful when needed, good support systems in place Reviewed on: 11th May 2024

Paypal credit is an amazing feature

5
Paypal credit is an amazing feature that allowed me to purchase things without paying in full immediately. Instead, I was able to lay out my payments and pay them bit by bit. Reviewed on: 11th May 2024

PayPal/PayPal Credit

5
PayPal and PayPal is incredibly straightforward and easy to use when purchasing online. It is available at most online stores. No interest on purchases over £100 is great. Support from PayPal is also very good when it's needed. Reviewed on: 11th May 2024

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