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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181143 reviews)

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4.73

Based on 181,143 reviews, last reviewed 4th Sep 2026

16% decrease in 5 star reviews

in the past 90 days

7% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It’s been miraculous. It’s been miraculous. Just what I needed. Reviewed on: 4th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181143)

Very quick and easy transactions/ payments / billing...

Very quick and easy transactions/ payments / billing etc Reviewed on: 9th June 2026

Pay pal fair and good offers for purchase

Pay pal fair and good offers for purchase Reviewed on: 9th June 2026

Very effective and will recommend everyone to have a...

Very effective and will recommend everyone to have a paypal credit card Reviewed on: 9th June 2026

Not sure I actually like them, maybe if I did win th...

Not sure I actually like them, maybe if I did win the £1000 they are offering for this vote then I might Reviewed on: 9th June 2026

Paypal is trusted and reliable I always feel it is a...

Paypal is trusted and reliable I always feel it is a safe method of payment. Reviewed on: 9th June 2026

I am happy so far

I am happy so far and never had to use customer service since everything is straight forward Reviewed on: 9th June 2026

Very simple and safe way of buying products

Very simple and safe way of buying products Reviewed on: 9th June 2026

Paypal customer service is difficult as it is mainly...

Paypal customer service is difficult as it is mainly bots. By the time you do find out how to speak to a human and explain, they seem uninterested, language barriers are an issue as is manners. Reviewed on: 9th June 2026

Bought my phone with PayPal interest free credit.

Bought my phone with PayPal interest free credit. Enabling me to buy phone at a better deal and repay with zero interest. Was easy to apply as I've used PayPal for years to purchase stuff because you get the added protection. Reviewed on: 9th June 2026

It is nice to feel protected when you purchase throu...

It is nice to feel protected when you purchase through PayPal. Reviewed on: 9th June 2026

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