Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181143 reviews)

View other PayPal products

4.73

Based on 181,143 reviews, last reviewed 4th Sep 2026

16% decrease in 5 star reviews

in the past 90 days

7% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It’s been miraculous. It’s been miraculous. Just what I needed. Reviewed on: 4th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181143)

Easy to use and good to know my money is in safe han...

Easy to use and good to know my money is in safe hands, the app is excellent. I like that I can spread my payments making it easy to finance. Reviewed on: 9th June 2026

Using the apps has always been good with no issues.

Using the apps has always been good with no issues. I now have the Apple Pay card which now provides more options to use with ease. Reviewed on: 9th June 2026

PayPal Credit allows spreading costs

PayPal Credit allows you to spread the costs with low APR rates. Reviewed on: 9th June 2026

Fab especially with the loyalty program now

Fab especially with the loyalty program now Reviewed on: 9th June 2026

I am trying but app is not letting me order physical...

I am trying but app is not letting me order physical card. Reviewed on: 9th June 2026

Pleased with all service and offers

Pleased with all service and offers Reviewed on: 9th June 2026

long may this continue

Always been a good service, no issues, long may this continue... Reviewed on: 9th June 2026

Paypal use

Always easy to navigate & plenty of options where payment is concerned. No issues. Reviewed on: 9th June 2026

Extremely easy to use, feels like you have added pro...

Extremely easy to use, feels like you have added protection when buying with paypal Reviewed on: 9th June 2026

Very easy to use.

Very easy to use.good range of options to pay for goods Reviewed on: 9th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Very Pay
from Shop Direct 3.48 from 29 reviews
Retail finance
from Novuna Personal Finance 4.73 from 173 reviews
Retail Finance
from Zebra Finance 4.08 from 6 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101302 reviews
Payments
from PayPal 4.72 from 3855 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub