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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146999 reviews)

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4.73

Based on 146,832 reviews, last reviewed 1st Jul 2026

4411600% increase in 5 star reviews

in the past 90 days

12700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I’ve used PayPal for a very long time. I’ve used PayPal for a very long time. It’s helped me buy with ease of paying monthly affordabley. Reviewed on: 1st July 2026

Latest lowest rating:

2

Opened a case for a high value item Opened a case for a high value item provided evidence that items are missing and PayPal are still dragging their heels Reviewed on: 1st July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (146999)

Trustworthy

Easy to use, trustworthy, convenient Reviewed on: 1st May 2026

Never had a bad experience.

Never had a bad experience. Usually simple and quick. Reviewed on: 1st May 2026

The best service ever

All good , thank you Pag pal for everything Reviewed on: 1st May 2026

Simple and convenient

Simple and convenient to use, with options like interest free pay in 3, interest free credit payed off monthly Reviewed on: 1st May 2026

Love pay in three but would prefer pay in 3-6 months...

Love pay in three but would prefer pay in 3-6 months with zero interest Reviewed on: 1st May 2026

Excellent service which can be followed

It's easy to follow the spending, and direct debit is a real deal. Reviewed on: 1st May 2026

I am enjoying using PayPal credit with no extra costs

I am enjoying using PayPal credit with no extra costs Reviewed on: 1st May 2026

0 % Paypal Credit makes large purchases accessible

Made a recent large purchase online and was given the option to pay via Paypal Credit with 0% interest over 3 years. This made the purchase manageable and accessible as I probably would not have made the purchase without this option. I cannot be more grateful for having Paypal as a great option for making large purchases in this current climate. Reviewed on: 1st May 2026

It is let me spend more under supervision

It is let me spend more under supervision Reviewed on: 1st May 2026

Wonderful business

Great retailer great retailer great retailer Reviewed on: 1st May 2026

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