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PayPal: PayPal Credit reviews

4.73
Based on 146,832 reviews, last reviewed 1st Jul 2026
4411600% increase in 5 star reviews
in the past 90 days
12700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I’ve used PayPal for a very long time. I’ve used PayPal for a very long time. It’s helped me buy with ease of paying monthly affordabley. Reviewed on: 1st July 2026
Karen McGuinness 's avatar
Karen McGuinness

Latest lowest rating:

2

Opened a case for a high value item Opened a case for a high value item provided evidence that items are missing and PayPal are still dragging their heels Reviewed on: 1st July 2026
TM's avatar
TM

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (147059)

PayPal Credit has been great, and there enabled me t...

5
PayPal Credit has been great, and there enabled me to purchase items that I desperately need, when I wouldn't have been able to afford them otherwise Reviewed on: 2nd May 2026

Great experience and great app easy to use

5
Great experience and great job easy to use. Reviewed on: 2nd May 2026

Fantastic company to work with

5
A no hassle, easy to use company to work with, everything is explained well and clear to understand Reviewed on: 2nd May 2026

Everything i use PayPal my experience is great.

5
Everything i use PayPal my experience is great. Reviewed on: 2nd May 2026

simply the best, easy to use i love it

5
simply the best, easy to use i love it Reviewed on: 2nd May 2026

Paypal experiences so far.

4
I have only had positive experiences so far.whenever I have had to get in touch with paypal the responses have been fairly swift except on 1 or 2 occasions when paypal have needed to contact a seller the seller has had upto 30days to either give a response or refund which I think is a bit long,but apart from that it has been overall a good experience. Reviewed on: 2nd May 2026

Best Financial Platform

5
PayPal has made sending and receiving money incredibly easy. The interface is clean and intuitive, transactions are fast, and I love the added peace of mind knowing my financial details are kept secure. Whether shopping online or splitting bills with friends, it’s my go-to payment platform. Highly recommended. Reviewed on: 2nd May 2026

I’d definitely recommend paypal to all of my friends...

5
I’d definitely recommend paypal to all of my friends and family! Reviewed on: 2nd May 2026

PayPal made my life a lot easier.

5
PayPal made my life a lot easier, also very reliable Reviewed on: 2nd May 2026

Excellent customer service when had dispute with mer...

5
Excellent customer service when had dispute with merchant the problem was investigated and resolved Reviewed on: 2nd May 2026

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