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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (57476 reviews)

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4.91

Based on 57,476 reviews, last reviewed 8th Apr 2026

616000% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Very user friendly. Very user friendly. Compatible with most websites. Auto direct debit is handy to avoid additional charge. Reviewed on: 8th April 2026

Latest lowest rating:

1

Rubbish.Klarna is a lot better. Rubbish.Old fashioned website.Misleading fees.Made it very difficult to complain and didn’t take it seriously when I did. Reviewed on: 8th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (57476)

Ive never had an issue they didnt resolve.

Ive never had an issue they didnt resolve.My only credit facility and its going to stay that way Reviewed on: 10th May 2024

Easy to use, user friendly and convenient.

Easy to use, user friendly and convenient. App is useful and pay in 3 can be helpful too. Easy to pay friends and family and split bills between us - paying via email is a great feature if you don’t have someone’s details. Reviewed on: 10th May 2024

Very easy to use.

Very easy to use. Pay back time is good for me Reviewed on: 10th May 2024

Spread payments

Very convenient for spreading the cost or pay after delibery Reviewed on: 10th May 2024

PayPal checkout or I ain’t buying it

I do not shop with any online store unless it has PayPal as a method of payment. Always feel secure and PayPal credit has benefited me so much Reviewed on: 10th May 2024

Smooth out the hit on the bank ac...

Used many times to smooth out the hit on the bank account and recently grabbed a Hifi bargain with the help of two years PayPal interest free credit..... A cracking good deal. Reviewed on: 10th May 2024

Multiple years, 0 problems and 0% to boot

Been using PayPal Credit for a few years for 0% interest buy now/pay later and installment offers. Never had any problems or issues (so haven't had to use the customer service as far as I can remember) and it's helped spread the cost of expenses without increasing the price. Would recommend. Only downside is the 0% installment plans are only with specific merchants. Reviewed on: 10th May 2024

Grat experience with PayPal.

Grat experience with PayPal......amazing Reviewed on: 10th May 2024

Transaction is very easy.

Transaction is very easy. Very convenient and hassle free. Reviewed on: 10th May 2024

Excellent customer service

Excellent support to customers and account management Reviewed on: 10th May 2024

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