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PayPal: PayPal Credit reviews

4.73
Based on 181,143 reviews, last reviewed 4th Sep 2026
16% decrease in 5 star reviews
in the past 90 days
7% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It’s been miraculous. It’s been miraculous. Just what I needed. Reviewed on: 4th September 2026
SEGALINK's avatar
SEGALINK

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181143)

I really have a good experience with PayPal now.

5
I really have a good experience with PayPal now. All the transactions are doing very vastly and send me the transaction details as an email and that’s very helpful for me to identify the details Reviewed on: 9th June 2026

Great experience

5
Great experience, I’ve used many times now for those larger purchases. Makes spreading the cost much easier and clear what you’ll pay Reviewed on: 9th June 2026

Ease of use

5
Everything very simple to use and all in one place Reviewed on: 9th June 2026

Helpful staff if needed.

5
Helpful staff if needed. Easy to use Reviewed on: 9th June 2026

I use PayPal constantly in day to day life.

5
I use PayPal constantly in day to day life. As I feel it is a safe way to send and receive money. I also use PayPal credit frequently which helps with big purchases. Reviewed on: 9th June 2026

Always easy to use.

5
Always easy to use. And the process is very quick Reviewed on: 9th June 2026

PayPal is a consistently great provider that ensures...

5
PayPal is a consistently great provider that ensures your money is safe. Whenever I’ve had to dispute a claim from a retailer, their customer service has always been super helpful and thorough. Their new reward scheme gives a decent incentive to use their cards. I’d recommend PayPal to anyone Reviewed on: 9th June 2026

Good rewards, easy to use, highly recommended

5
Good rewards, easy to use, highly recommended Reviewed on: 9th June 2026

Easy to use

5
PayPal Credit was simple and convenient to use. The payment options were clear and everything was easy to manage through my PayPal account. Reviewed on: 9th June 2026

Paypal credit is an added bonus to Paypal

5
I have used paypal for years . The paypal credit is just an added bonus . Great service any problems are sorted right away. Really helpfull Reviewed on: 9th June 2026

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