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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181143 reviews)

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4.73

Based on 181,143 reviews, last reviewed 4th Sep 2026

16% decrease in 5 star reviews

in the past 90 days

7% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It’s been miraculous. It’s been miraculous. Just what I needed. Reviewed on: 4th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181143)

Great service and app.

Great service and app. Customer service is responsive. Credit with 0% and pay in 3 option is very handy to use. Glad that physical credit card also available. No disruption in application, everytime works smoothly. Reviewed on: 9th June 2026

Good service, prompt, efficient quick response

Good service, prompt, efficient quick response Reviewed on: 9th June 2026

I just love it amazing service and the things u can...

I just love it amazing service and the things u can do that other credit systems can’t amazing Reviewed on: 9th June 2026

with ease !

With PayPal everything is easy and straightforward Reviewed on: 9th June 2026

Secure excellent service

Use PayPal frequently to purchase items on credit I can’t fault it excellent service each time and I look for suppliers who advertise the PayPal link as I know it will be secure. Reviewed on: 9th June 2026

Great flexibility & now with the Points you can build !

Great flexibility & now with the Points you can build ! Love it Reviewed on: 9th June 2026

It gives me the options to spread the cost over time.

It gives me the options to spread the cost over time. Offering so many months free of interest before starting to add it. Reviewed on: 9th June 2026

A practical way to shop interest free

I have been using paypal credit as an easy way to spread the cost of purchases over 4 to 5 months interest free. This was very handy when I had to change home recently and needed to buy some new furniture Reviewed on: 9th June 2026

Love PayPal credits 4month interest free payments, m...

Love PayPal credits 4month interest free payments, makes budget eay Reviewed on: 9th June 2026

Just brilliant

Just brilliant there's not much more items can say ever time i need them there always ready to help. Customer Service is absolutely stunning Reviewed on: 9th June 2026

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