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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147160 reviews)

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4.73

Based on 146,832 reviews, last reviewed 1st Jul 2026

4411600% increase in 5 star reviews

in the past 90 days

12700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I’ve used PayPal for a very long time. I’ve used PayPal for a very long time. It’s helped me buy with ease of paying monthly affordabley. Reviewed on: 1st July 2026

Latest lowest rating:

2

Opened a case for a high value item Opened a case for a high value item provided evidence that items are missing and PayPal are still dragging their heels Reviewed on: 1st July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (147160)

So easy to use and so convenient

So easy to use and so convenient Reviewed on: 2nd May 2026

PayPal Credit

I have used this to make a large payment and it is very easy to make payments and easy to navigate Reviewed on: 2nd May 2026

Paypal has been a life saver to me.

Paypal has been a life saver to me. Reviewed on: 2nd May 2026

Good alternative

I'm using PayPal whenever I can. It feels save every time I'm using it. Reviewed on: 2nd May 2026

Helpful & flexible

Really flexible and easy to use. Love the features to split bills etc and so easy to transfer money. Pay in 3 is great and when I was confused customer service were so patient at explaining. Reviewed on: 2nd May 2026

Can't beat pay pal its there when i need it

PayPal is there when i need it iv never had any trouble with PayPal Reviewed on: 2nd May 2026

Very flexible credit terms.

Very flexible credit terms. Plenty of communication, ie, reminders of payments due. Purchasing online is a very easy safe process with PayPal. Reviewed on: 2nd May 2026

Flexible, secure and great value!

For large purchases using PayPal Credit is always a must. Flexible options to spread the cost across 3 payments or a 4 month period at 0% interest - helps lighten the load of larger purchases than paying in one go - highly recommend. Reviewed on: 2nd May 2026

Convenient Payments with Strong Buyer Protection

PayPal has been a reliable and convenient platform for sending and receiving payments online. My experience has generally been positive because transactions are usually quick, secure, and easy to manage through both the website and mobile app. I especially appreciate the buyer protection feature, which adds confidence when shopping online. Linking bank accounts and cards is straightforward, and PayPal is widely accepted across many websites and businesses. However, there have been occasional frustrations, such as transaction holds, account verification delays, or customer support response times. While these issues can be inconvenient, the overall ease of use and security features make PayPal a strong choice for digital payments. It’s particularly useful for online shopping, international transfers, and managing personal or business payments in one place. Reviewed on: 2nd May 2026

All good and convenient.

All good and convenient.. User friendly and large network. Has improved tremendously in its functionality for better service. Reviewed on: 2nd May 2026

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