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PayPal: PayPal Credit reviews

4.91
Based on 57,285 reviews, last reviewed 8th Apr 2026
598900% increase in 5 star reviews
in the past 90 days
1600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great fast and no hassle affective Great fast and no hassle affective Reviewed on: 8th April 2026
George Brennan 's avatar
George Brennan

Latest lowest rating:

2

Watch yourselves! Confusing when it comes to paying back. Not at all like other creditors. Funds do not immediately show, so you're sat there wondering when your paymen... Read more Reviewed on: 8th April 2026
TheAdmiral's avatar
TheAdmiral

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (57285)

Trustworthy

5
Paypal are one of these companies who I feel are truly customer centric. Their customer service is truly 1st class, they are just so easy to do business with. Reviewed on: 31st July 2023

Excellent

5
PayPal credit is a great product that enables me to shop and make payment with ease. Reviewed on: 31st July 2023

Great tool

5
I use Paypal Credit for soo many things. Including flights, festival tickets etc... The monthly flexibility around payments allow me to plan ahead and repay everything by the deadline given. I love using Paypal Credit. Reviewed on: 31st July 2023

Easy to use

5
Fantastic facility, easy to use and great value. Reviewed on: 31st July 2023

Great way to buy now pay later

5
I use it for the majority of my purchases, and I think is a very convenient way to shop on line, specially because paypal is accepted all over the world Reviewed on: 31st July 2023

Easy shop used Paypal credit

5
I very happy to used Paypal Credit Reviewed on: 31st July 2023

Good

3
Have an PayPal account and PayPal credit never had any issues with this Reviewed on: 31st July 2023

Good service without interest

5
Very convenient way of payment without interest. Reviewed on: 31st July 2023

Paypal Credit

5
Paypal Credit is so easy to use. The interface is really easy. You can choose how much you want to pay off and can easily make overpayments. Absolutely amazing product to have. It’s helped me out of a few scrapes when my kids have damaged something and I’ve not have the available cash to fix it, I’ve just used my PayPal credit to fix the issue and am able to pay it back a bit at a time. Absolutely excellent. Reviewed on: 31st July 2023

PayPal credit is an excellent credit provider

5
PayPal credit is an excellent credit provider. They also offer good service and responses to customers. Reviewed on: 31st July 2023

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Help others make smarter decisions by sharing your own experience. Write a review