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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181143 reviews)

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4.73

Based on 181,143 reviews, last reviewed 4th Sep 2026

16% decrease in 5 star reviews

in the past 90 days

7% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It’s been miraculous. It’s been miraculous. Just what I needed. Reviewed on: 4th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181143)

PayPal is very easy to use and offers great rates.

PayPal is very easy to use and offers great rates. It’s handy to be able to have a card and have options as well on how to pay for things online unlike a credit card. The app is easy to use and they do a good job of keeping you up to date about payments and when they may come out. Reviewed on: 9th June 2026

PayPal are clear and easy

PayPal are clear and easy to use, paying without disclosing my bank details Reviewed on: 9th June 2026

PayPal have been exceptional for me

PayPal have been exceptional for me, especially when I was a victim of a scam. PayPal were very quick to act and the customer service I received was kind, and sympathetic to the situation. The credit system is easy, affordable and has helped me spread costs far easier than any other credit company Reviewed on: 9th June 2026

Great Service

Great credit options, very easy to use. Can use everywhere online, feels like the safe option when shopping online. I like the pay in 3 option because it’s 0% interest and can make bigger purchases more affordable. Reviewed on: 9th June 2026

Recovery items

Very good with help when sellers do not answer the question Reviewed on: 9th June 2026

I love PayPal credit as it gives you the best option...

I love PayPal credit as it gives you the best option to pay for stuff and spread the cost of 4 months with 0% interest as klarna and clear pay only do pay in 3 Reviewed on: 9th June 2026

Used for years, reliable company and supportive with...

Used for years, reliable company and supportive with concerns or payment errors Reviewed on: 9th June 2026

From the start I received a great service!

From the start I received a great service! Any questions were answered promptly and with clarity. The best finance provider out there Reviewed on: 9th June 2026

Great experience with PayPal Credit.

Great experience with PayPal Credit. It’s easy to use, payments are straightforward, and the flexibility to spread the cost of purchases is really helpful. The account is simple to manage through PayPal, and I’ve found it to be a convenient credit option overall. Reviewed on: 9th June 2026

Always used Paypal, convenient and easy to use

Always used Paypal, convenient and easy to use Reviewed on: 9th June 2026

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