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PayPal: PayPal Credit reviews

4.91
Based on 57,144 reviews, last reviewed 8th Apr 2026
585900% increase in 5 star reviews
in the past 90 days
1600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

great service could not asked for a better service in times of need Reviewed on: 8th April 2026
Yvelise 's avatar
Yvelise

Latest lowest rating:

1

I was scammed and the item was cancelled and I was t... I was scammed and the item was cancelled and I was told that PayPal wouldn’t help because it wasn’t covered by buyers protection even though it states... Read more Reviewed on: 8th April 2026
Tina Lorraine Oakley's avatar
Tina Lorraine Oakley

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (57144)

Excellent

5
I’m happy to be with PayPal, great excellent service and I highly recommend to everyone Reviewed on: 2nd June 2023

PayPal Credit

5
Quick easy unbelievable 0% interest really helps out and encourages more use Reviewed on: 2nd June 2023

0% Time and Time again

5
Best credit card ever, where you get 0% for 4 month on every purchase over £99, best way to spread the cost without costing you anything Reviewed on: 2nd June 2023

Brilliant services

5
Excellent rates and service from friendly helpful staff Reviewed on: 2nd June 2023

Paypal credit with 0% interest for 4 months on £99 purchases and above

5
Paypal credit with 0% interest is a game changer. It allows you to pay over time without incurring any additional fees Reviewed on: 2nd June 2023

Paypal Credit is fantastic!

5
Excellent option to pay large payments over a 4-month period at 0% interest! Reviewed on: 2nd June 2023

My reliable friend

5
Always at hand when needed. Has never let me down Reviewed on: 2nd June 2023

Very handy when needed

5
Bought and paid off a new TV within 4 months paid 0 intrest will be using PayPal again its such a handy backbone when needed Reviewed on: 2nd June 2023

Awesome and easy

5
Really give you a peace of mind for your expenses. Reviewed on: 2nd June 2023

Easy and simple

5
PayPal credit is super quick to us at the check out and simple too. That co.bined with the good rates makes it my go to choice! Reviewed on: 2nd June 2023

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