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PayPal: PayPal Credit reviews

4.73
Based on 181,143 reviews, last reviewed 4th Sep 2026
16% decrease in 5 star reviews
in the past 90 days
7% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It’s been miraculous. It’s been miraculous. Just what I needed. Reviewed on: 4th September 2026
SEGALINK's avatar
SEGALINK

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181143)

Customer service brilliant

5
I've had problem with only problem I have had is card that didn't arrive so got in touch sorted straight away Reviewed on: 9th June 2026

Good service all time always like to use PayPal

5
Good service all time always like to use PayPal Reviewed on: 9th June 2026

I use PayPal for everything, love it.

5
I now use PayPal card for every transaction, safety, points earned and easy enough app to use.. You can openly select the card, add points to reduce cost and I love the fact I have a choice and took a physical card and electronic version on my phone.. I love it, its linked to my other accounts and I select payments from what account I like, total control, what we all should have hence 5 stars rating. Reviewed on: 9th June 2026

The account that just keeps on giving!

5
Easy to use, the options that are available to assist with purchasing is great combined with the transparency on interest and/or 0% interest on pay in 3 or 4 months. Add that to being able to add the card directly to Google wallet from within the app. Reviewed on: 9th June 2026

Very good service and very quick in helping people

5
Very good service and very quick in helping people Reviewed on: 9th June 2026

Easy, comfortable no problem at all

5
Easy, comfortable no problem at all Reviewed on: 9th June 2026

Great, never any issues at all.

5
Great, never any issues at all. Hassle free. Reviewed on: 9th June 2026

Works for me.

4
Works for me. Provides me with what I need. Reviewed on: 9th June 2026

Always easy to pay with PayPal account and you have...

5
Always easy to pay with PayPal account and you have other options as using to pay with credit or pay in 3 which is very handy Reviewed on: 9th June 2026

Amazing fast reliable sevice.

5
Amazing fast reliable sevice. Paypal credit is lofe changing Reviewed on: 9th June 2026

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