Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147277 reviews)

View other PayPal products

4.73

Based on 147,219 reviews, last reviewed 1st Jul 2026

4429350% increase in 5 star reviews

in the past 90 days

12900% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Top Notch I feel very safe and secure when using PayPal. Quick and easy to use. You receive just the right amount of emails for what is required. Reviewed on: 1st July 2026

Latest lowest rating:

1

Love PayPal but not PayPal credit Great if you want it but difficult to cancel the PayPal credit. I think PayPal credit is purposefully confusing to hook people in. My mother didn’t re... Read more Reviewed on: 1st July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (147277)

Love PayPal, really helps for unexpected car parts n...

Love PayPal, really helps for unexpected car parts needed, pay in 3 is really useful Reviewed on: 2nd May 2026

So easy to use.

So easy to use. Gives me peace of mind when unexpected payments are needed Ive got 4 months to pay. I've got the card now too which means I can utilise it more. Great to know I won't be charged which makes everything easier no stress or worries. I would definitely recommend it to friends and family. Knowing that PayPal has you're back is great Reviewed on: 2nd May 2026

Gabby Gabby

The customer service is good and the App is fast Reviewed on: 2nd May 2026

PayPal is excellent for shopping safely on line, for...

PayPal is excellent for shopping safely on line, for anything, you can rely on them if you have any problems receiving your money back, especially if it's a fake website, I know my money is safe with PayPal, and they do refund if it's a genuine concern, there website is easy for tracking information took Reviewed on: 2nd May 2026

Easy to use especially when purchasing on Ebay.

Easy to use especially when purchasing on Ebay. Reviewed on: 2nd May 2026

Buyer friendly and easy to deal with also great prom...

Buyer friendly and easy to deal with also great promotions Reviewed on: 2nd May 2026

Really easy to navigate and understand, easy to mak...

Really easy to navigate and understand, easy to make extra payments if you wish to Reviewed on: 2nd May 2026

PayPal - ALWAYS the safest way to pay!

I purchased an item online in error and cancelled immediately and didn't think it would be an issue as it was being sent from America, the seller they made loads of excuses not to cancel the order. Spoke to PayPal and it was resolved in two days. Money refunded and they dealt with the seller. Perfect! Reviewed on: 2nd May 2026

Always reliable and there when I need it

Always reliable and there when I need it Reviewed on: 2nd May 2026

Good Service Experience

Good experience with online payment but the credit limit I received was relatively small compared to what I got from other credit providers. Reviewed on: 2nd May 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loan
from Snap Finance 4.82 from 370 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews
Retail Finance
from Zebra Finance 4.06 from 6 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 78638 reviews
Payments
from PayPal 4.71 from 3758 reviews
Credit card
from PayPal 4.70 from 99 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub